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 I am having 2 credit cards with outstanding of 50000/- please suggest me to overcome from this debt.?
I am having 2 credit cards SBI & City Bank with outstanding of 30000/- & 20000/-. Every month I m paying heavy minimum amount from last one year. Now i want to settle the outstanding. I can ...


 Where can i find sample credit dispute letters?
...


 I want to clean up my credit report..Any suggestions???
Someone told me that you can go online and dispute everything on it to clean it up..Does anyone know how to do it...Or a link on how to do it would be helpful..Thank you....


 Can I negotiate with my credit card company?
I have a credit card with around a $50 annual fee and a $6 monthly servicing fee due to bad credit history. I obtained the card about 2 years ago. I've made all payments on time and always ...


 First time home buyer, credit score average is 500 who will help??
I have a credit score of average 500. I have a lot of debt. I'm trying to clear them now. I want to purchase a home as soon as possible but can't figure any way to do it with out being ...


 How can i get a free atm card without paying nothing?
...


 Has anyone, in a bid to get rid of their debt, applied for an 0% balance transfer credit card?
If so, which one. Are there still some good deals?...


 Ever been let down and left in debt by 1 of your own family.?
I signed a contract about 5 years ago for someone and they didn't pay what I thought was 1 bill so I gave my daughter the money and she paid it on her card. I only found out last week there is ...


 Will transfering credit card balances to a new CC with a lower APR be bad for my FICO score?
Is this practice equivalent to "debt consolidation" when it comes to credit reports?

Thanks in advance....


 How many years can you file bankruptcy if you already filed once?
...


 How long does it take to get a credit card and pin after the application is approved.?
i applied for a card and the pin has been sent,i am going on holiday in some days time,just wondering if i will get it before i travel....


 So I had an............?
overdraft with my bank and I never paid it and its been almost a year later and they sent me letters earlier in the year telling me it was going to collections and I cant find the letters now so how ...


 I have a credit card debt collection agency trying to take my 1993 Toyota to cover a small debt of $1,500?
I have no job and my only source of income is Social Security disability. I have 4 kids, too. Because of a credit card debt of about $1,500, a collection agency here in NJ is threatening to take my ...


 I been trying to get a car loan and they ran my credit too much?
i have about 50 inquires onmmy credit report and i heard u can get them removed,, how would i go about that, i also would like to raise my credit score i have about 4 cards how long would that take???...


 Credit.What is the cheapest and easiest way to clean up your credit report?
...


 Anyone can tell me I can get a stated income mortgage loan and the monthly payment would ne more than 1500?
For 220,000 loan
Additional Details
Monthly payment no more than 1500...


 Does anybody know a good credit card that earns skymiles for every purchase made?
Any card except american express, which many businesses do NOT accept....


 How can I get my Credit Card Company to give me a lower interest rate?
Mine seems pretty high at 17.5%...


 Knowing that bad debts on your credit report don't come off for 7 years..?
I have heard that collection agencies can renew you're debt to credit bureus so that, essentially, what should come off after 7 years can never come off if the agency continues to renew it ...


 I was pre- approved for tribute credit card?
is it possible i will recieved it. it was telling me in the letter how much i will get once i recieve the credit card. and once i get it i would have to send a $20 fee. my mom said its very possible ...



Judy
Could you get a credit card and pay it in full each month?
Just to get the cash rewards and never pay a penny interest?
                     
 




Wayne Z
Sure. I do it.

I haven't paid interest on any credit card debt in years but I have taken two free trips and received some cash rewards just for using my cards.


Amarnath C
Rating
Yes,very much possible.


Liz M
Rating
My mom does that.. She puts everything on her Amex and pays it off every month.. Basically just uses it like she would a debit card. She earns tons of points for free airline tickets. Good luck!


sgtsweetpants
Absolutely, just pay attention to the terms so that you are not getting charged fees for doing it. Make sure there is a 30-day grace period. And go for a low interest rate just in case you need to carry a balance after an emergency situation or something.


Not Without A Fight
Rating
You couldn't have a better plan. I do that with my ESPN card to get points to get sports mechandise, it's a great way to earn rewards. Plus paying your bill in full each month will do wonders for your credit score.


abhicho
Rating
I know many people who pay their credit card dues on time. What is important is that you don't overspend on your credit card.


Flyby
Rating
That would be the best thing you could do.


bdancer222
I use my credit cards for everything and pay them in full every month. Since they are cash reward cards (the best reward plan, in my opinion), they are literally paying me to use their money.


Beatngu
Rating
Yes you can!


wilderwriter
Rating
Many credit card companies have taken to charging cardholders a FEE if they don't let the balance grow, enough to rack up interest charges. Check with the bank where you apply for the card.


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