 How much credit for a home loan? |
| I am wondering how much credit I have to have in order to get a decent home loan. I only have one credit card. I pay it off on time and in full. I have spent maybe about $6,000 on it. I also had one ... |
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 How can I stop a bill collector from calling me? |
| This debt is 10 yrs old, so it is past the statute of limitations. It is not on my credit report, yet I wish the phone calls would just stop. Is there a way to do this, or sue them to stop?... |
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 Credit Card and Credit Report help! |
| I need some help with my current situation. Im 19 and I applied for 1 credit card when I turned 18 through Bank of America. I was really responsible with it, only making necessary purchases, paying ... |
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 Will my credit be affected? |
| I have a Credit One credit card with a $200 credit limit on it. The bill is due tomorrow (Wednesday, July 19) but I just mailed out the payment today. Will my credit be affected by them receiving it ... |
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 Closed hospital on credit report item item paid looking for removal? |
| My husband has two negative items on his credit report and they are medical bills from a now closed hospital. He had a staff infection and without insurance at the time. The hospital is now closed ... |
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 If I tell bill collectors that I'm dead would they stop calling? |
| I was thinking about saying "he died a couple of days ago..." when they call so they stop calling me so much!... |
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 If today is the 1st time a collection agency calls me, can they begin steps to garnish my wages by tomorrow? |
| They were very aggressive and told me that I had to come up with $1400 by this Friday. When I told them I would need more time or propsed a payment plan they furiously told me that they would call ... |
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 Can I get a loan for a small business without credit? |
| I have no credit, I still live with my parents and I have a business plan. It seems hopeless.... |
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 I Have a repo on my credit. I am now with a collection agency and owe them $4,000 Do i need to pay this? |
| I just want to know if its worth it to pay alot of money to this collection agency. I ve been told that its not going to help me in improving my credit. In my credit it shows as a charge off.... |
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 Whats the best way to build your credit back up? |
| I have $1,000 worth of credit card debt, which I plan to pay off in full tomorrow. I'm in my early twenties and don't have much credit - what I do have is riddled with late payments because ... |
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 Credit Card Applications? |
| What is the easiest credit card to get? I want to find a card with no application fee.... |
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 Is 480 a decent credit score? |
| can i get a loan for debt consolidation and from ... |
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| If you have reaaaly bad credit and you are buying a house on a lease option? |
| we have paid a big down payment we are worried about getting financed is there any way at closing on the house the realtor if he agrees pay off our debt can we get financed we have made all of our ... |
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| I received a collections letter for $6500 for a Sprint account I never had? |
| They only had my name and former address. I called them and they hung up on me when I refused to give them part of my SS#. Sprint confirmed that the account did not exist but wouldn't do ... |
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musicman47 | Credit Card Debt..Are you in it?? |
I know that my wife and I are paying out from under it right now and its difficult. I think that if you ask most people, they are probably ALL in some credit card debt! So... What about you? |
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Penelope S
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Don't worry there's always a way out. |
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Penny Laine Makes Glazed Donuts
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99.9% of the time if I can not pay cash, I do not buy it!!
So basically, no I am not into credit card debt ; ) |
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Cupcake ❤
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Just got it all paid off. Had 3 auto repairs on it, Ugggh!
We still use it though, try to pay it off each month.
Only have a house payment now. |
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xbluebellax
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So far I have paid my cards in full 99% of the time. I carried a balance once for two months, but got it paid off and only paid about $20 interest.
Right now between my cards, I owe $300...I have two weeks to come up with the money and if all else fails, I do have my savings account. So, no, no past due items (aka. Credit Card debt here). Not into that game. Mind you, my score is not 800 plus, but I blame that on my age...I'm not old enough to have accounts opened for seven years.
I would only overcharge my accounts for an extreme emergency as a last resort, not because I want the latest and greatest thing out there. |
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lisa s
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yes, car NEEDED routine maintenance (7 months late at this point) so I took it in to get serviced $900 bucks.
URGH
so now my credit card debt is about 1500.
URGH
There are plenty of people on here that are but are too embarrassed to admit it. I hear that this is the time of the year when there are the most suicides....due to credit card bills coming due |
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bryan l
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well now i have about 4k, however all of it is 0%. 5 years ago right after i got married, few year out of college I had 12k in cc debt, my wife 15k in cc debt boy that sucked right after marriage living from pay check to pay check. After a year of that battle our car loans were paid up. We did a three year loan to pay off all of this high interest debt. For a year we each worked a part time job. Last year once this loan was paid off, and we were able to save we live confortably now. Now we work so hard to never be in a situation like that again. |
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Deleted
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I only use my card if I know I can pay it off at the end of the month. |
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lovealways0223
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no way! 29% interest..umm no way..gotta be smart when using them! |
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donald e
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NO. we pay it all off each and every month use ccs for the points and miles everything goes on the cards and each and every bill gets paid as it comes in thats why we have 825 + fico scores on all 3 credit bureaus. |
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