 Can a collections agency sue you if they don't have an address to send the papers to? |
| My daughter hasn't payed a credit card in over a year and it has been sent to collections. I get the phone calls but they do not have an address for her. She owes about $1,000. Can they sue ... |
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 When getting a mortgage, does a rental eviction or bankruptcy matter if you have good credit? |
| Say you get evicted. You file bankruptcy. 2 yrs later you have started over, have a squeaky clean credit report, and have gotten your credit score to 700. (I don't know if thats possible, just ... |
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 I just got a credit card about 3 weeks ago when should my bill come in the mail? |
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 How do i add money to my debit card? |
| i wanted to add money to my debit card but the atm machince didnt accept do u have to go to the bank to deposit money to the card?... |
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 They fixed my credit for $600!!? |
I had 9 collection accounts,now deleted and late payments on 2 credit cards that are also deleted.
The credit repair agency said that it is perfectly legal???
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 Am I liable for the debt of my fiance in collections? |
| I am considering marriage, but my fiance has tens of thousands of dollars of debt in collections. She has been unable to pay her creditors since she is unemployed, but receiving retirement benefits ... |
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 My friend and his wife bought a house in his name only, Why? |
Her name is not on the house. I know this because recently the county audited everyones property taxes and it came out in the paper and her name is not on the property tax.
I am sure she has ... |
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 Any place that will give an auto loan to anyone with credit score of 465? |
| You name it, it is on my sisters credit. Repo, past due credit card bills, hospital bills, etc... She really needs an auto loan for at least $5000.00.... |
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| I travel a lot internationally and credit card has always been a must. Need your help, please!... |
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| I have been called alot of names by them...How can I make these people stop?... |
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 Wachovia predicted to fail. Should I take my money to another bank ? |
Wachovia is predicted to be the next bank to fail. Should I take my money to another bank ? If my account is frozen I may not have money to pay my bills.
http://www.financemarket... |
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 What is a annual fee? |
| what is a annual fee on a credit card and do you pay it monthly or ... |
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Starr | Credit Cards.? |
How am I supposed to establish credit if every credit card I apply for denies me??? |
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The Corinthian
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Perhaps being getting a loan (car loan, for example) with a co-signer (perhaps a parent) |
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Blue Indiana
 |
Don't apply for just any card you must apply for the no/new credit cards. =
http://www.bestcreditrates.net/?cont=1002/1002_page_27568_275344.php&applic_id=1069&COOK_VIS_ID=a6bb671610aca40ed7019f2c8a885620&COOK_VST_ID=c9a4ea576d99a4a5b90ec65ef703e0b5&COOK_LINK_ID=deleted&COOK_SPEC_CLICK=deleted&COOK_CL_APN=not&cl= |
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Jessica P
|
There are a number of ways you can establish credit.
The first way I would attempt is to ask the bank for a small loan -- one which is easily covered by your bank account balance. Perhaps $500 to $1000.
Make payments on this loan every month and never let a payment date pass without making at least the minimum payment. Once you have paid this loan off, you will be in a good position to request a credit card from your bank.
If the bank does not want to issue you a loan or credit card, you can go the secured card route. Check out this link for great info on how to get and use a secured card.
http://www.creditave.com/credit-cards/secured-credit-cards-what-you-should-know.html
Remember that when you sign up for this card, it will have an impact on your credit score immediately. Make it count by purchasing essential items on a monthly basis and paying the balance off in full every month.
Do not buy anything with your new credit card that you want but do not need. Doing so will spiral you into debt rather quickly.
Here are a few more links to educate yourself a bit more about the finer points of using a credit card to establish good credit.
http://www.creditave.com/credit-cards/how-credit-cards-affect-your-credit-report.html
http://www.creditave.com/credit-cards/potential-credit-card-fine-points.html |
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worldpeace
|
go to www.fastcreditcardapprovals.com and go under poor or no credit section and you will find a few options. |
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Grandpa
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have co-signer or go get a cor-trust back credit card or orchard hill i here they will approve about everyone |
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meltedwatches
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Applying for multiple credit cards hurts your score, so give it a break for awhile. Look into a secured card to improve your score. Secured cards usually require you to have an account with a certain amount of money in it, and they'll give you a credit limit equal to what's in the account. That way, it's certain you can afford to pay it back. |
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Confused_Kid
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you can establish credit if you can get a co-signner or become an authorized buyer on someone elses card. |
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abstractfallacy
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Get a co-signer. Getting established is hard. At the bank I work at we will give almost anyone under 24 who is enrolled in college a credit card. Check your local bank for something like that. |
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jamie d
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I understand how frustrating this can be. I had the same problem when trying to get a loan for a car. I kept getting that I had lack of credit and I needed someone to cosign for me. Well that wasnt going to happen. I found a company that I signed up with. Its a debit card and they report my payments to the credit bureaus which in return builds and helped me establish credit. Im so happy with them. Heres there link http://debit-card-guide.com/creditbuilder_debit_cards.htm . I know they can help you as well!! |
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greffy
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Get a "Secured Credit Card".
A secured credit card is where you pay a bank an amount of money, say $500 and receive a credit card with a $500 limit on it. You use the credit card in exactly the same way as any other credit card and make regular monthly payments to pay off any money that you spend using the card.
If you use your secured credit card often and make regular payments then you will build a thread of good credit history. After a year or so you can apply for other credit, such as a non-secured credit card. If you manage this properly too then you are well on the way to establishing good credit. But remember that you must avoid penalties for late payment. |
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