 I am looking for a loan for $5,000 to pay urgent bills. I have aweful credit, and can't find a loan! Help me? |
| I have run into some monetary hardships, and need to borrow $5,000 fast! I am in the process of applying for a grant, but it could take 10-12 weeks. That is just not soon enough for me! I have ... |
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 My grandmother is being sued after 10 years after she co-signed for her grandson's credit card.? |
| Is it legal for a law firm after 10 years to sue you (cival suit) amount over $10,000 for and old credit card debt that you just co-signed? Please help my grandmother is at her witts end.. Thank ... |
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 Why are people obsessed with credit? |
The way i see it is if you can't afford it in the 1st place you don't get it.
And people wonder why they are in debt.
I don't get it.
Please explain.
Additional D... |
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 Can I get a loan with a bad credit rating? |
I'd like to take out a loan to pay for a holiday to Australia next year with some friends. I need about £2000.
Unfortunately I have a really bad credit rating, after living off ... |
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 Getting a car loan with bad credit? |
| When I was 18 I got a couple credit cards and payed them good for a year, then my job went shaky and i was out and no way to pay them back. Im now 21 with a credit score of around 510. Since then I ... |
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 Should I cancel credit card? |
| So I have a credit card with a 500 credit limit, and because I missed a payment, and have gotten late fees AND over limit fees, I owe 590 on the card.. & I keep trying to pay it online but it ... |
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 Don't credit card companies require your authorization to increase your limits? |
| Should they just be allowed to send you a notice in the mail saying stuff like*Congradulations, for being committed to them and for having perfect payments etc...that they can just raise it from 7500.... |
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 Can i just go to the bank and cash a 3,000 personal check? |
| I will obviously go to the bank that the check is drawn from. I just wanna know if i can get 3,000 in cash.... |
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 Why do people chose to have debts? |
I mean like, when people get (a) credit card(s) for no actual reason, and fail to pay it back for years.
Additional Details
For clarity; I only mean 'bad debts'. Ones which are ... |
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 The debt collection agency "threatened" to call my employer. What good would that do? |
| I have an outstanding credit card balance that is now going through different collection agencies. A new one called the other day and I talked to the rudest woman yet. She tried to threaten to call ... |
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 Serious question ! how do i go about clearing my credit history? |
| i have a really bad credit history, how would i go about clearing it, i would idealy like to pay off all the debts, i have, under some kind of payment sceme but i dont know who to coantact, please ... |
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 How do you get items off your credit report that should no longer be there? |
| I have found items on my credit report that have passed the statute of limitations. How do I get them off the list?... |
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 OmG! My dad just got the phone bill and i have 2 pay him $200 by next week. HOW DO I GET THE MONNEY?!? |
| I over used my cell phone minuets, i made long distence calls, 3-way alot, and a bunch of other crap. How the h*** am i gunna get $200 in one week?! im only 15! THANX!... |
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trooper8907 | Credit Cards, Which one should i get? |
I am 19 years old and i want to start building my credit. I moved out when i was 16, but come to realize i cannot get anything without paying cash b/c i do not have any credit. I would like to get a credit card that i could use to pay my rent, and in return pay off at the end of every month. ( i do not play on spending more money than comes on my check, i just want to use a credit card so i can pay it off, and build credit.) I have no clue what i need to get, % rates or anything like that, i just want something to build credit. Any ideas for a card? any help is appreciated =]
Additional Details
I do go throught a bank, and have a debit card, but i didnt know that would build me credit. |
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Peggy Pirate
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It is hard to build credit. Not everyone will give you credit unless you give them money first. If you pay it off every month don't worry about the interest rates.
I recommend getting a JC penneys card. Its pretty easy to get one. They pretty much approve anyone that has no credit or shows that they are trying to improve their credit. Plus there is no annual fee.
Look for a card that has no annual fee and no stupid other fees.
It hurts your credit (even if you don't have any) to apply for credit more then once a month. So just go get a penneys card and wait awhile then look
for something with no annual fees or no stupid other fees.
As your credit builds you will get preapproved offers in the mail
I don't remember but Capital one might have been my first card. If it wasn't, it was one of the first.
I was just like you paying it off every month. I was very responsible but then I started dating. My boyfriend at the time talked me into not paying it off everymonth. Don't let the opposite sex talk you into anything stupid!!!!! It is not a good habit to get into. |
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tracie5555
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NONE |
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jay polo
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get 1 with 0 financing or 0 intrest |
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jameslankford
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Get a Citicard |
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rhsaunders
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Anything without an annual fee would be fine. Just be sure to pay the balance in full every month. |
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❤Maty-Catherine❤
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yeah go head |
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Obamania
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credit cards are evil. I wouldn't touch one. |
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Tiffany H
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platinum visa. my mom has one. im not even close to getting a credit card. |
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anna.
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I recommend a Visa Greendot card |
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Ryan
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WOW! There are alot of options here for you. Ill do my best to help. First off, getting a credit card is the single best way to build credit and is perfectly fine to use to pay your rent. You want a low APR around 10-12% this is just the amount you are charged if you make late payments. Look for rewards such as cashback and no annual fee is great as well. Whatever you decide to do use applyfastbankcards.com, they PAY YOU their commission when you apply for a credit card, any card! I got $90 when I got my Discover card. Good luck:) |
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Family1
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there are two ways you could start credit one or them is taking out a small personal loan which you might need a parent or an adult to co-sign for you meaning if you do not pay the loan they will. Or you could apply for a credit card for bad or no credit which most likely will get you approved no matter what, but if you are a student you could get a student credit card which will offer you lower rates and no annual fees, check out www.fastcreditcardapprovals.com and go under bad or no credit or student cards. good luck
http://fastcreditcardapprovals.com/ |
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RedPersianKitty
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NONE!!! |
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Nathan P
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I am also 19 years old and my first credit card was Capital One. it is a great card for the first couple of months you pay no APR interest rate which is great and I was working a low income job. it really is a great company to start a good credit with and after a couple of months they increase how much you can spend big plus for me. |
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Credit Team
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I hope you have your answer by now but i think you should get one at the time and don't jump for every credit cards that you see, be careful.
make sure you fill out your credit application in the right way, take a look at it here how to do it, send me and email if you have any question.
http://www.slicemypayments.com/personal-finance/how-to-do-application-1.html
Good Luck |
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cloius
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Apply for a credit card with low APR, no annual fees. If you are a student, l would recommend applying for a student credit card. http://bestcreditcardratings.com/student-credit-cards/ |
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Catita
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A credit card to pay your rent? don't think so. through your checking account you can apply for a Debit Card with a Visa or Master Card logo, since the money is in your checking account you will have access through this c.c. The other way you can build your credit is applying for a Department Store Credit Card like Target, Kohl's, Macy's,
etc. if you are approved you will have a credit limit of less than $1,000.00 pay your balance on time, pay more than the minimum. The interest rates of the c.c. right now are very high
Dept. Stores 22..99% interest a year, visa, mc, discover between 8.9 to 16% a year. Good luck. |
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David V
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First get a bank account.
2nd get a credit card that will offer rewards such as cash back or certificates.
3rd make sure to pay it off in full every month. |
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meme123
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You should start off with a special kind of card that is more like a debit card. You preload the card with the cash up front, but it still builds your credit like a credit card. |
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