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 I just recieved a letter from Financial Recovery Services trying to collect on a debt that ....?
....that was written off by the original creditor five years ago. They are asking my to respond or this debt will be valid. What should I do? I know for a fact that this was written off, and I also ...


 I have a few payday loans cant afford anymore they hold cheques anyway i can stop payment?
...


 Debt free!!!?
I am one credit card away from being consumer debt free!!

Can you congatulate me? You can share your personal experiences as well..

Thank you Thank you!...


 Whats worse,bad credit or no credit?
...


 Is it really necessary to get a credit card to build credit?
Neither my boyfriend or I have credit cards. We're both still in college, years from now, we'll eventually need to buy a house.

I've always heard that you HAVE to get a ...


 I have a twelve year judgement on a truck I had to give back.A lawyer is bugging me for the money.?
Is their a form or letter to get out of this. The lawyer has ask the court for my information of my work and bank account. This is 12 years old. I know I have a judgememt. is stature of limitation on ...


 My credit is 598 52 points from 650 who do i get it up there?
My credit report score is 598 and 650 is good credit how do i get my credit to that number i have $7,769 debt on my credit report and that is various of debt not just one big lumb sum.
A...


 Does it look bad if you cancel a credit card after paying it off?
Im slowly climbing out of debt. But after I pay a card off, I find an excuse to use it again. I think that canceling each card after paying it off is the way to go, but my wife says it looks bad on ...


 I owe 100k credit card debt and i make 7000/month how i can pay off my debt with all this 29-35% interest rate
my debt is $100,000 and i want to pay it off all but i keep on falling behind because of all these late fees,very high interest rates on credit cards,my scores fall to 585.i can not be approved any ...


 Credit need to establish ?
Hey some-one can help me..!!! I need to establish credit... ¿ what it´s the best way to start?
Need help soon
thanks a lot
best ...


 What do you do if an identity thief has opened up banks in your name??
Just just banks but everything else that they can open up.
Whats the best thing to do?...


 Want to get a credit card, bit have bad credit.?
well my score is aroung 500. so i was wondering if you know any credit card companies that would approve me....


 Applying for a new mortgage, but my hubby is only doing it based on his wage?
will i have a credit check done on me too, or both or just him. the mortgage is going in his name with me just added on cos i'm down as a house wife. do i have to pay for the credit searches?...


 In desperate need of advice on buying a home.?
Ok. Because I have made mistakes helping folks, I have got myself in a slump. I have a low credit score and I keep working to fix it but still have other bills. I do not use credit cards so ...


 How good is a 760 FICO credit score?
Considering some credit card debt, and two mortgages?...


 Can anyone help with companies claiming to get all ur bank charges paid back, is this a scam?
I have been asked to sign a contract and pay £15.00 up front and if i pull out before proceedings are completed i have to pay £500.00 compensation ?...


 I have poor credt rating?
i realy need a contract phone is there anything i can do????...


 How can i repair my credit?
i have about $700 in unpaid medical bills.....im 20 so i didnt have any credit to begin with...how bad can my credit be and how can i repair it?...


 Am i liable for my husbands credit card debts?
...


 Time if would take to Improve my Credit score? Any answer is very appreciated!?
I have never had a late payment and all I want to do is pay my credit debt off, its just taking a long time becuase of the interest (From 9.9% to 18.35%) and of-course, the amount of debt. I make ...



Just Another One
Credit Cards with Bad credit?
I have a daughter who is very sick and we have so many medical bills we need to apply for a credit card but I have bad credit because of what is going on. Is there anything that I can do? I have never had a credit card before, so I was just wondering. We need to get a credit card to go to a special hospital in nebraska for more help. Thanks! Please leave links to websites that would help me apply for a credit card.
Additional Details
I do have a job but I don't have a bank account, I have applied for Capital one but they said no
                     
 




PacificHR S
The only thing I can think of is secured credit cards, due to your poor credit ratings, but unfortunately, you are required to leave a deposit equal to your credit limit for them.


Try care credit, or possibly a loan from local bank that you have been a customer of for some time.


Good luck.


Starting all over
I know this is probably not what you want to hear but a credit card is only going to put you into more debt. Eventually your best bet will be to file for medical bancruptcy or they will forward you to a government program to help with the bills. Contact your Family services department for details. i'm sorry for everything your going through.


sophieb
Rating
call a popular radio station (host) and ask if they would kindly let people know you have a dilemma and need help to get your child to the doctor. See if there is a children's hospital in your area (shriners) who can also help, or ask St. Jude's hospital..


KnowMe
Rating
If your worried about being turned down. I know that Capital one accepts everyone as long as they have a job. the limit i'm not sure of. Their interest rate is rather high! but if they have a promotion going on for like 6 months interest free that would be okay.

Just don't bury yourself in further debt.


one of twelve
Rating
capital one give EVERYONE a card.... but there interest rate is high....


tampabaycreditdoctor
Orchard Bank might work. If you would like a link to them, please send an email. Without a credit history and bad credit you might not be able to get high enough limit to help you. If it's a matter of charging gas to get there, it might help. Be wary of opening new credit card accounts, you might get approved for say $1500.00 on a new card, with a cash advance limit of $300.00, you go out get a cash advance for $250.00 and the next thing you know, they knock your limit down to $900.00. Happens all the time. Be careful and best wishes that all turns out well for you.


Guate M
There are a few credit cards out there for bad credit but if you have bad credit and get another credit card make sure you don't get your self in a deeper hole, alot of these credit cards for poor credit have an annual fee and application fees make sure you build your credit and then cancel and get a better one, check out www.fastcreditcardapprovals.com


bidhutnet
Try First Premier they gave me my first card when all the other companies wouldnt approve me. It's a mastercard so it's accept everywhere too. Just do a search on good for First Premier Mastercard. I hope this helps and god bless I hope your daughter is ok


Jose V
capital one is usually the credit card company that accepts almost anyone with a yearly fee of 29-49 usually its a 300 card and if you pay 3 times on time at least minimum payment they increase your limit from 300 to 500


Daphnie J
Rating
orchardbank.com


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