 Can I "sell" my house to my 19 year old, and get a fresh start? |
My daughter has a car loan in her name, and 1 credit card (no balance). Can I sell the house to her, even though I will be making the payments behind the scenes?
She has no income, since ... |
|
 Can I make a larger payment on my credit card? |
| If my bill says I owe $64.00 but since my last statement i charged an additional $840.00, can I pay the whole thing $904.00 or will that mess up my credit score? cause someone said that you should ... |
|
 How can you "repair bad credit"? or dispute items on your report?? |
| If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account ... |
|
 I received a judgement against a credit card...? |
| I had a credit card with a small limit, but life happens (births, accidents causing disability, etc) and I was just making the bare minimum payments until the extra fees and interest being charged ... |
|
 What are my options for paying off large credit card debts? |
| I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I ... |
|
 My credit card stolen money taken out of atm having problems from card company saying my fault cos pin used? |
need advice not to pay money as it was stolen
Additional Details
was on holiday,canery islands,god knows how they used pin as was not with it.i reported it after found out.they have ... |
|
 Do lenders view student loans just as they do other debt such as credit cards? |
| Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any ... |
|
 Credit Card Question? |
| I had a credit card in 1999. I believe to have stopped paying on it in 2002. Now they say it is at an attorney’s office and they are going to file a claim against me. The attorney was very rude ... |
|
 Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself? |
| About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ... |
|
 I paid off all my debt at the end of May & beg. of June, can lenders already see this in my credit report? |
Additional Details
I checked my credit report online recently (with equifax & a couple of others) and it showed that I had zero balances. Is this what lenders will see?... |
|
|  |
voguex | Credit One Bank Credit Card--why are they telling me i applied..? |
okay so i js got a letter from credit one bank and it says thank you for your recent application for a Credit One BAnk credit card. BUT the thing is i'm pretty sure i did not apply for one and when i try to call customer service it keeps telling me to enter my SSN which im not doing so..should i be worried abt someone else apply for a credit card as me? cause no one in my household applied for me and neither did i apply for myself since i dont need a credit card...what is going on?
Additional Details
okay thanks guys! i checked my report and nothing fishy, except it js requested info abt me. hopefully its nothing to worry abt cuz i buy online alot..its just like a capital one credit card i think. except maybe someone applied for me. HOPE not. but thanks! |
 |
 
marlenchia_71
 |
you probably will receive more letters from different banks for credit cards. it does not matter if you applied or not. if you recently purchase on-line or bought anything dealing with credit, say buying a car(new or used),a cell phone or utilities ect. expect those kinds of letters, get rid of the ones you don't want. your address and name is put into a data base for potential business for any company, depending on how big the data base is. it is telemarketing by mail. |
|
Lola
|
I sounds like they are either trying to scam your SS# or someone has tried to start an account in your name. You might want to check your credit report to see how many other cards you have that you didn't know you had. |
|
XoxoxoxoX
|
Read the letter again carefully and slowly. Sometimes it is just a junk mail, but it can be a scam for you to call, but I am glad to heard that you are smart enough NOT to enter your SSN. But if you are still worry about this, you should get a free credit report to see if Credit One Bank had inquire about your credit recently. Also note that, there are two different kind of inquires, one is that the company is just getting your mailing info to sent you marketing junk mails, and one is YOU actually applied for a loan or credit card. You can tell from the credit report. By Law you can get a free credit report from each agency per year. In your case, I suggest you get ALL three reports at this time because of your concerns, because not all credit card company used all three of them, so in order to see this particular company did inquired your credit report, you need get all three. It would be free for all of them....go to the link below to get them. It is the official website set up by the Trade Commission. Good luck with this issue!
https://www.annualcreditreport.com/cra/index.jsp |
|
Brian G
|
Check your credit report and see if Credit One Bank has done an inquiry and/or opened an account for you. If so, your identity has been stolen. You will have to call them and straighten out the problem right away, even if it means giving them your social security number. They already have it anyway. |
|
ziggy_brat
 |
Could be a scam to get you to enter you ssn then steal your identity. I would see about reporting it to the authorities. |
|
sspice5757
 |
I get these all the time - it is just the credit card company trying to wheel you in saying that you are 'pre approved' so you will call and start a credit card with them. You shouldn't be too worried about it. You should always get a yearly check up on your credit report though. There is a web site that I recommend - I personally use it every year, https://www.annualcreditreport.com. On this site you are able to look at your credit report once a year for free just to check on everything. It is a really good idea for everyone to do this! |
|
willeebee
 |
Yes. Be concerned and get a copy of your credit report immediatley. You are entitled to one free copy per year. I would also get a hold of Zander Insurance for Identity theft insurance. They will assess your situation and provide suggestions. You cannot afford to take this stuff lightly anymore as this criminal activity is growing rapidly. Good Luck |
|
mz_neemarie
 |
You need to try again to contact that bank and have a rep look that information up for you (from my experience if you press zero enough, you can bypass the 'enter SSN' part and the system should transfer you to a rep). Now to say up front, the rep will likely need to pull the information by your name, SSN and/or phone number. That's they key info they would need to try to locate the account, if there is one. That way they can tell you when and how the account was applied for, and so forth. If it turns out that you did not apply for the account, or you don't remember applying, then the rep can close the account and request it removed from your credit report (if the account was opened and used, the same would happen, and the account would go through a fraud investigation). |
|
justmedrt
 |
Yep, what you think is going on IS! Have your tried pressing the #0 when it asks for you ssn? It may take you to a live person and you can resolve this! Good Luck! |
|
Rick B
|
Are you new to this whole junk mail thing?
Shred it and move on. You will get these every week for the rest of your life. Don't waste your time trying to call them. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 11 minutes(s) ago
| | | |
10 | 50 minutes(s) ago
| | | |
10 | 55 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
6 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
