I had a credit card I defaulted on and they sold it to a collection company and the collection company put it on my credit report as well as the credit card. company....
This man is an evil con man he took money from my husband and I .
And promised to give us a loan he said it was calateral for the bank .
he took us threw the whole loan process signed an ...
I tried places like Walmart (that cashed it before for several months) but they now use another system that wont take my check. I called the company that they use and was told that it is nothing ...
I owe $18,000.00 on my car and i want to pay it off asap. Should i save up money in the bank till i get enough to pay it off or should i pay more a month? the payment is $377.00. if i could come up ...
my credit-score is currently 729. I was wondering, is there any benefits applying for a credit card company that are for bad-credit people, such as "First PREMIER" or "Orchard Bank&...
My wife and I make enough money to afford an apartment or a modest house. However, both of our credit records are poor. So we were told to file bankruptcy. We just need to know how long we will ...
They threat all the time to do this and do that. Its a ploy to scare us into paying or just get the upper hand in the conversation. But when it comes down to it, they dont do what they threaten. FDCPA...
I'm 18 and i am looking to build credit. I am trying to find a credit card but I cant find any good ones. All the credit cards I applied for said I need credit to get this card. And all the ...
i tried a credit card one time a decided that it was the dumbest idea ever to pay $100.00 for a $75.00 item and wont do that again my score is below 600 and i need to raise it. Im going to pay off ...
So I currently have three credit cards:
-- American Express, limit of $12,100, a $2000 balance and I've had this credit card for 7 years
-- Bank of America, limit of $4000, a $0 ...
i know someone that went to a hospital and got a big bill .. and he decided that he wouldnt pay it...he says it will be bad credit..what is that really..and can health care have bad credit?...
*Mommy 2 be*
Credit Reports and Scores??
Does anyone know what website is the best to get your FREE credit score and report other than free credit report.com because they are a big scam. I need to check my credit in a bad way, but not have the worry of them charging me a fee every month because I forgot to cancel the membership after the 30 day trial like what freecreditreport.com does. They tell you that they need your credit card number to access your credit report but they say they wont charge anything on your card which is complete bull! Thanks very much for the help I am just tired of surfing the web for b-s sites that try to scam you.
Credit score is never free unless you sign up for something, but then you are still paying for it, just a different way.
But as mentioned already, you can get a free reports once per year from each of the three major reporting agencies at a https://www.annualcreditreport.com/cra/index.jsp
Leah
the website run by the credit bureaus is
annualcreditreport.com
terry h
try annual credit report.com or simply contact each of the 3 major bureaus and request your free report. by law, they must provide a free credit report to you once a year if you ask. the best thing in the future would be to arrange to get one from each agency every 4mos. in rotation so that you can keep up with your credit without paying for reports.
Albert R
I think the site is annualcreditreport.com. This site allows you FREE access to your credit reports by all 3 companies with no strings attached. It came into law in 2005 I believe by the government and allows you to check you credit reports for free once a year. They do charge a 5 dollar fee I believe if you would like to get your FICO scores also but, the look at your credit report is free withe no strings attached. Good luck!!
nonldsinutah
My view on credit reports and scores is a dim one. The reporting agencies routinely have old/bogus information and it's a nightmare to get it corrected.
The scores are also wrong most of the time. There is no consistency between the BIG THREE - Trans Union, Equifax and Experian. You could have 700 on one and 500 on another. Of course, creditors will always use the LOWER one when deciding to grant you credit. This is so they can jack the rates up.
You would be wasting your money to pay for your reports that are more than likely wrong anyway. Unless you plan to use the information to see what is on there and SUE your way to good credit.
Debtorboards.com is a good website to help you do this very thing.
ripcurl367
Free Credit Report -- www.annualcreditreport.com
Free FICO score -- nowhere that I know of, however, you can sign up and cancel before 30 days for many websites
jaysweep
Ask the bank for a loan that you can't repay. I'll bet they will send you a credit report explaining why you can't afford that humongous loan!
Iloveshane
myfico.com
its like 15 for both credit report and score cheapest ive seen you can also buy credit monitoring suscriptions...
JJ
Check out annualcreditreport.com. Also there are other on this site #4.You get it free once a year. No credit card needed.
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