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 Why do we get charged so much credit card interest?????????????????...
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 Is 16 too young to apply for a credit card?
I want to start building my credit.
Additional Details
And by the way I live in Atlanta, GA so I dont need any info from Cali, or any other state. And for all you saying that I need to ...


 I have a bankruptcy and bad credit, I need $5000 but no lender will loan it to me, who can help?
I just need the money for about three months and no lender will lend it. I tried all of the website service and my credit score just keeps going down from the inquires. Any suggestion?...


 Debit card question. Please help.?
If I've given a company my debit card number for a payment, but lost that card and had to cancel it and get a new one, can they still use that old Debit card number to take payments out? I ...


 Can you be put in jail for not paying your credit card bills?
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 How can i stop mastercard from calling me ?
i went over limit but is not like im not paying them i am as much as i can every month i cant pay them any more than that unless i win lotto or sell a kidney .Seriously can any one tell me what i can ...


 Since my husband left, I am now responsible for all the credit card debt.?
The credit cards are in my name and I will eventually have to file bankruptcy once I have exhausted all my savings paying them. Should I cancel the cards even though I am not using them?...


 How do i get a cash advance on a credit card without a pin number?
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 I have 9 pound in my cash card natwest, can i go into the bank and withdraw this change ? thanks?
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 Can you take cash out of a credit card?
If you need quick cash and you only have a credit card, will the bank allow yo to extract cash from your card? If they do, how much will they charge you for doing this?...


 I have one credit card collection for $13,000.I offered them $3,500.They offered me $5700.What should I do?
I lost my job and am a single mother. I couldn't pay my monthly payment starting a year ago. They are keep bugging me now. Based on your experience please advise me. Thanks in advance....


 Who can i rib from hiccups?
no ...


 Declined loan again?
I have tried 2nd time to apply for loan with different company but it has been declined again. what shall i do? i need 3000 pound..help me how to and where to apply as i believe its my credit history ...


 Will I be in jail if I cannot pay my credit card payable?
Although I give payment monthly but not on the minimum due amount....


 Are you in credit card debt too?
Obviously a large portion of the American population is in debt...I’m approaching my mid-twenties and the whole idea of owing credit card companies $$ and starting to save for a house (and I live ...


 Can you still use Paypal if you dont have a credit/debit card?
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 Should i file for bankruptcy?
I currently owe $3400 in hospital bills. But have no way to pay them off. No one in my family has much to give, even if they were willing to help out.
I am currently 24 years old, with just a ...


 Can you be put in jail if you don't pay your credit card bills because of lay off circumstances?
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 How can i turn $5000 t0 $10000 in two months? i am serious. so be true and legit?
no bull
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 Im stuck in payday loans and have no way out . I live pay day to payday as it is .?
I I have taken 4 paydays loans out and im unable to pay them off . They call my job and harress me everyday . I dont have any money to pay them off . They keep reminding me that i have sign a legal ...



Kat
Credit Score 747 Good?
Is this good? What is average? I am 32 years old.
                     
 




suctioncup83616
The average credit score in the US is 678. See this website for more information on credit scores:

http://www.101-creditscore.com/ranges.htm


Aixa
That is considered to be excellent credit so congrats and keep up the good work. Just be careful having companies pull your credit reports because every time they do, it will lower your credit score. You can go to experian.com, equifax.com and transunion.com and check it out there. Also you can go to annualcreditreport.com and pull all 3 of your credits reports for free and compare them as well. We are all entitled to one copy of our credit report for free each year.


snail
Rating
that is a very good credit score


coreys1247
Rating
It depends on what type of score it is.

There are many different comapnies that score credit.

Beacon, FICO, Empirica and many others.


FICO is the most universally used and ranges from 350-850 (which is the truth, dont listen to all of these other people who think they know what they are talking about)

If your 747 score is a FICO score, you would be in the 90th top percentile of people in the US with good credit.


I look at dozens of credit reports everyday, few of them are above 700. Maybe one out of 25.


So you are doing quite well.


Look at this article; it explains more about credit scores:

http://www.expert-credit-advice.com/credit_score.htm


Bill Brasky
yes it ranges from 400 to 800, so yes that ia a good score


John H
Rating
you're above average, so you're solid. low end is typically 620 for second tier loans.


TJD
Rating
Yes- you have a great score!


STEVEN F
Rating
The credit bureau I checked my score from stated that 760 (my score at the time) was higher than 82% of the US population. myFICO.com states that 723 is the median (50% above and 50% below). 747 is above average. The range is 350 to 850.


melouofs
Yes, I got my score recently (750) and the report stated that was excellent.


Just Me
Rating
I'm a little younger than you but I've got Eq=775
Ex=751 Tu=792. To get the BEST prime rates for almost anything the last teir is 760 and above. I've been trying for the past 2 years trying everything to break 800. It just won't come


Cabana C
Yes, quite good. above 680 is usually very reliable credit.


?
Yes, that's considered excellent credit. According to Equifax, anything above 700 is excellent! Way to go, though! That's an awesome score...


Steve R
Rating
Average is 680, so you'll get the best interest rates on a loan or mortgage.


Mariposa
Great! You should qualify for prime rates (lower interest charges).


Lavish
Rating
excellent rating


NETTA M
Rating
It's great, tell me how you did it. PLEASE!!!


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