 Will having multiple credit cards increase my credit score faster? |
| I'm currently 18, so Im new to credit and would like to build credit. I have a decent part time job and am currently a student and will be a student in college in the fall. I have applied for ... |
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 I have a credit card question.? |
| I am getting ready to start looking at houses to buy and I am wondering will the credit cards that I have out effect my loan? All my credit cards are paid off and I have good credit. But will they ... |
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 Credit card advice? |
| Does anyone have any advice on the best credit card on the market. I at this time have never had one. I want to have only one credit card for emergency purposes only. but I dont want to pick a bad ... |
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 If I transfer my credit cards onto my boyfriends will I still be the one getting the credit history? |
| I have 19% apr on my 2 credit cards he only has 4% it makes sence to transfer the balance on to his but will I still be building up good credit and credit history?... |
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 Is it okay to cancel credit cards that you no longer want? |
| My friend told me that if you close a credit card account that you no longer use that it looks bad on your credit. Is this true? For example I just applied for a United Airlines Visa card that is ... |
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 Are capitol one credit cards really better? |
| I had this card for about a year, I paid 100$ this month i bought about 70$ worth of stuff, even with a zero balance I would still have around 20$ , 10$ for charges, well i checked my statment and ... |
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 How quickly can a credit score go from 400 to 700? |
| lets say i start making regular payments on a condo.. car.. credit cards... phone bill.. electric bill.. cable.. car insurance.. over a 6 month period of time... would it go up 200 points?... |
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 Close Accounts? |
Hi, I have the following accounts:
Mastercard- $0 balance/ limit $700 opened 8/1/05
Cap 1 Visa- $0 balance/ $500 Limit opened 11/1/06
Dell Acct- $0 balance/ $2000 Limit opened 10/1/06<... |
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 If credit card debt comes off of your credit report in 7 years anyway why should i try to pay it? |
| I am in debt from when I was on maternity leave and I did not have a paycheck for 6 weeks. I am still having money problems and I can't pay the credit comp. all of the money they want, most won&#... |
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 Advice for Cleaning up Bad Credit? |
| Hi, I have pretty bad credit and want to clean it up but dont know where to begin (besides obviously paying off debts etc.). Is there a good online service that can provide you guidance on what steps ... |
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 I have not been able to check my credit report Is this mean im doing good? |
| So i havent checked my credit report or nothing since i turned 18 in May of 2007..(DUH) and I got approved for a Chase Freedom awhile back and today got approved for a Capital One card does that ... |
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 Credit card question? |
| If I have a balance of $351 on a credit card and the interest rate is 29.99 % APR how much will it take me to pay it off if the min. payment right now is $50. Also, How much money will I lose by not ... |
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 Who can I contact in regards to a law firm harrassing me about a credit card account I have no knowledge of? |
| I have been contacted by a law firm who is threatening to sue. They only have my name. No phone number (They called my parents?), no address, NO SOCIAL SECURITY NUMBER, nothing on any of my credit ... |
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 How can I up my credit score 10 points - FAST!? |
| Im trying to get a mortgage, and FHA loan and my credit score is on 570. I need a 580 score to qualify. I have opened to credit cards and have been paying them on time, they have helped my score a ... |
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 Should I pay off old debts to improve credit? |
I have a few negative credit marks on my report.
I was wondering if I should pay off debts that are only like 2 years old because I am wanting to finance a car and eventually a home...
I ... |
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 Where can you get a FREE credit report? |
Now, I'm not talking about a website where you are ultimately charged for some sort of package or program -- JUST the credit report itself.
Help?... |
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TUBBY | Credit Score is 619, Cant get approved for a car loan? |
I know my score isnt that great, but I dont think its that bad. I have tried to get approved several times, and keep getting denied.
I pay all my bills on time, I have no defaults on my credit report. I did change jobs but I've been at my current one for 5 months and at my previous job, I was there for 4 years!
WHY CANT I GET APPROVED!! |
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daddyjohndeer
 |
You need to try differnt banks like a credit union. |
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SlimMick
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There could be other problems....the usual suspect is being close to max-out levels on your credit cards...This is a major reason for denial on loans.
Don't make the mistake of blindly applying for new credit/loans all at once....having too many inquiries on hour credit report will make your credit score go even lower. |
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Marry M
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need a car loan with the credit score of 619.don't worry its better for you to try for an online loan.bcoz lot of banks in online lend loans even you have a poor credit also.i think that the below website will help you to find right solution. |
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Belgrademitch
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First you need to stop trying so often to get approved. I would guess that you have not had credit for that long. Just keep paying your bills and being responsible and try again in a year or so. |
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Josh K
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Without seeing your credit report it's hard to say what is keeping your score down. 619 is not that good of a score however. You can keep applying for auto loans that won't hurt your credit. Auto loan inquiries that happen within 30 days of the first inquiry are considered as one since this allows you to look for the best deal. My guess is your credit to debt ratio is high. This means that you have balances of 50% or more on your credit cards. This is likely what is lowering your score. Hope this give you somewhat of an idea. Best of luck |
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Heurty U
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You can get bad credit car loan as either secured or unsecured. Secured bad credit car loan comes with the threefold benefit of low interest rate and increased repayment term and huge principal. But this type of loan requires you to offer your property as collateral. Your home is at risk if you fail to pay the monthly installment. But this is not permanent and holds true only if you miss or delay your repayment.
http://debt-credit-loan.com/category/Car-Finance-with-Bad-Credit-Car-Loan.html |
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zornundox
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A score of 619 is not that good. If you're desperately in need of a car, try a tote-the-note lot where you make payments directly to the car lot. You can find some really good deals and they won't check your credit. They'll just take your car if you default. Even though you have a steady job history, you must have some big negatives on your credit report that are bringing your score down. You need to identify those and do something about it. |
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