biglo68
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It depends if you have opened any new lines of credit and also how many people have checked your credit. If agencies even check your credit numerous times in a year it can negatively impact your credit rating. I have found these exact same discrepancies between my experian and Transunion credit scores. I wouldn't worry about it these things happen. |
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redhotboxsoxfan
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You sneezed and someone heard you. That is the best Answer I can give you. They never give you a good answer when you call and I can't ever figure it out. |
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Dual String Finance
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Credit scores fluctuate often. 10 points is nothing to worry about. It is likely that your debt to credit ratio went above a certain amount, you had a new account open, you had several inquiries, your credit limit was decreased, you closed an account, etc.
There are several factors that could be involved, but go to freecreditreport.com or some similar site to pull your details if you are truly concerned. |
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Ralph Wiggum
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Late payments maybe? |
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LB The Definition of Lovley
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Look at that individual credit report. Were there any late payments reported? Any new accounts opened in your name?
If there has been a mistake, you can contact Experian and dispute it. |
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Mimi
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A lot of things can contribute to a score going down.
-Late payments from a company that reports only to experian.
- Too many hard inquiries for credit (the credit check they do, when you apply for credit/or a loan)
-Lack of revolving establish accounts being reported.
most likely i would say its one of the first two only being reported to the one company. Request the full report from experian (your allowed one free copy every year) |
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sukbunny
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each credit monitoring company calculate their scores differently. You may have had an inquiry or two that showed on one report but not on the other two. It's common for the reports to be somewhat different, as not all companies report to all three bereaus. I wouldn't really worry about it. I. |
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frak1a12345
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They may have tweaked their model for determining your credit score. |
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kelly
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does the credit inquries match up if so I woul call them and get them to explain this to me in detail |
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rockyfella25
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Have you paid on time? If you have applied for anything, they do a credit check and it will bring your credit score down. |
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