so if one applies for a card...and lies on their application and get approved...how do the cc know? what if u dotn work but u just tell them u do? and u lie about ivome and ect..?...
I owe £32,000 in credit cards and loans, my repayments are £700 a month and I am getting deeper in debt each month. I'm married with 2 kids and I take home about £1000 a month. By the way I ...
I am on a budget, successfully last two years. Before then, we racked up nearly $9000 total in credit card debt on five cards. (home repairs, stuff). We have paid our credit cards on time, and have NO...
Additional Details I live in s.c. and slready living in the house i want to buy and i owe 59,000. but cant used my hubby because his ex wife got a house in his name and cant support two ...
i've never gone over before & never missed a payment. Additional Details i've already made a payment online for way more than the amount i was over....
Financial buffs, when it comes to finance, I'm an infant. I made a couple of purchases online, one at a shoe store, one at a music (instrument) store, and both were declined since I had ...
I just received a collection notice for a debt I definitely don't owe, but when i went to order my credit report on transunion's site, the system said it wasn't able to find my report.....
i turned 18 in june so i have no credit i have been working for about a year and now i wanna start establishing my credit what would be the best way?...
I am debating between filling bankruptcy and paying off my debt I have 12 - 15 delinquent accounts that have not received a payment (all charged off or in collections) in over two years including a ...
they promise in as little as three month to erase most of your old medical bills on your credit report. Most sites charge $100 dollar set up fee and $30 dollars a month....
While credit scores actually range from 350 to 850, creditors won't grant credit under 500. As a mortgage loan officer I have never seen anything below 400 and rarely higher than 800. Based on this experience, a 657 score is about average. You should qualify for just about anything you want to do, but may not get quite the best "premier" rates. At the same time, you should not pay "higher" rates.
The best rates typically go to those over 720 in score. Once you get beyond the 720 mark, you rarely find better options. Just keep your revoloving debt balances low, make all your paymnets on time and prevent any future collections. YOu should get into the 700s pretty soon.
Good luck.
sac_baby_girl
It's good. Keep workin at getting it higher. To at least 680.
son-shine
Try your best to pay off more debts to increase your score.
Dave Ramsey's website is a good source for financial information. He has a live radio talk show where you can call in, plus a forum of other people interested in improving their finances.
http://www.daveramsey.com
SmartyArty
it's fair-to good.
nonono12345
Its average. You want a score in the 700's.
girl
Read some credit tips and more on this site to help you with it
wickink
I dont know... But for everyone else... hows is it calculated?
Tulu C
it is average... good is above 700...if you don't know how to bargain, sometimes credit score doesn't mean much and the salespeople screw you over anyway!