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 Are there any type of loan for people with bad credit?
...


 How does a credit card company believe you work?
so if one applies for a card...and lies on their application and get approved...how do the cc know? what if u dotn work but u just tell them u do? and u lie about ivome and ect..?...


 My boyfriend has little or no credit and needs a credit card What kind can he get?
What type of credit card can you get when you have little or no credit? He just needs to build credit. T...


 What is the easiest credit card to apply for when having no credit?
please ...


 Would I be best off going bankrupt?
I owe £32,000 in credit cards and loans, my repayments are £700 a month and I am getting deeper in debt each month. I'm married with 2 kids and I take home about £1000 a month. By the way I ...


 I am trying to get a credit card.?
What is a good credit card I can apply for if my credit is not that good....


 Reducing credit card debt?
I am on a budget, successfully last two years. Before then, we racked up nearly $9000 total in credit card debt on five cards. (home repairs, stuff). We have paid our credit cards on time, and have NO...


 I am 49 female looking for a home loans with fair to poor credit never own a home before?

Additional Details
I live in s.c. and slready living in the house i want to buy and i owe 59,000. but cant used my hubby because his ex wife got a house in his name and cant support two ...


 If you are out of work and unable to pay your creditors, is there anyway they can put you in jail? Thankyou?
...


 I just went over-limit on my credit card - will this affect my credit score?
i've never gone over before & never missed a payment.
Additional Details
i've already made a payment online for way more than the amount i was over....


 I cosigned for a student loan but the borrower didn't use the money for school. Can I sue the person?
The borrower used the money for renovating the house and didn't go to school. Will I win in court if I sue the person?...


 What's the worst thing you can do to your credit?
Financial buffs, when it comes to finance, I'm an infant. I made a couple of purchases online, one at a shoe store, one at a music (instrument) store, and both were declined since I had ...


 Help!! I tried to order my credit report but it doesn't exist. How is this possible?
I just received a collection notice for a debt I definitely don't owe, but when i went to order my credit report on transunion's site, the system said it wasn't able to find my report.....


 How do I establish credit?
I don't bad credit. I just have no credit. I've applied for credit cards and have been rejected....


 I have really bad credit, can i get a small personal loan with a co signer that has really good credit?
...


 How to establish credit...?
i turned 18 in june so i have no credit i have been working for about a year and now i wanna start establishing my credit what would be the best way?...


 Is there anybody goes to jail for not paying their credit card balances?
got debt from a card company....


 Bankruptcy vs. paying off debt?
I am debating between filling bankruptcy and paying off my debt I have 12 - 15 delinquent accounts that have not received a payment (all charged off or in collections) in over two years including a ...


 Anybody have experience with these credit repair sites. they promise take old medical bills off your credit?
they promise in as little as three month to erase most of your old medical bills on your credit report. Most sites charge $100 dollar set up fee and $30 dollars a month....


 Will using a credit counseling company (such as Debtwave) that offers a consolidation program hurt my credit?
...



Adam P
Credit Scores????
Is 657 high or low??
                     
 




Ed Nailor
Rating
While credit scores actually range from 350 to 850, creditors won't grant credit under 500. As a mortgage loan officer I have never seen anything below 400 and rarely higher than 800. Based on this experience, a 657 score is about average. You should qualify for just about anything you want to do, but may not get quite the best "premier" rates. At the same time, you should not pay "higher" rates.
The best rates typically go to those over 720 in score. Once you get beyond the 720 mark, you rarely find better options. Just keep your revoloving debt balances low, make all your paymnets on time and prevent any future collections. YOu should get into the 700s pretty soon.
Good luck.


sac_baby_girl
Rating
It's good. Keep workin at getting it higher. To at least 680.


son-shine
Rating
Try your best to pay off more debts to increase your score.

Dave Ramsey's website is a good source for financial information. He has a live radio talk show where you can call in, plus a forum of other people interested in improving their finances.

http://www.daveramsey.com


SmartyArty
it's fair-to good.


nonono12345
Rating
Its average. You want a score in the 700's.


girl
Read some credit tips and more on this site to help you with it


wickink
I dont know... But for everyone else... hows is it calculated?


Tulu C
it is average... good is above 700...if you don't know how to bargain, sometimes credit score doesn't mean much and the salespeople screw you over anyway!


jaysweep
Rating
657 seems high...don't get too many credit cards


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