 Can a 14 years old boy can already get a credit card??? |
| can a 14 years old boy can already get a credit card like VISA, MASTERCARD and others...... |
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 What is the difference between secure and unsecured credit? |
| I hear about it all the time but really don't know the difference between the two. Could you also give some examples of both? Thanks for the help!... |
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 Advice on establishing credit? |
| I'll be 19 years old come May. I am a freshman in college and I have about $11,000 in the bank in stocks and other areas. It's making me some nice interest. My current job brings me about $7... |
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| Am I secretly the type of borrower creditors love? |
| I consume a lot and up to my armpits in debt. I always make my payments with the occasional late fee added on. I pay over 2000 in interest each month but I still get treated like a bytch by my ... |
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 Why can't I get a credit card? |
| I am 19 years old and a college student. I want to get a credit card to establish credit and to help later down the road in life (like a car or house). I don't have a job, but can pay for ... |
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 I'm thinking about filing for bankruptcy I maybe have about a little over $6000 in personal credit card debt |
| plus an auto loan I did for someone in 2002, my debt is more than my income. Does anyone know if it would make sense for me to file for such a small amount. I have already talk to a lawyer's ... |
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 I co-signed a car loan and now the friend went missing. I've made 3 of the car payments.? |
| I've got to get ahold of this car to sell or something. Once I find my "friend", how can I get the car away? Will the police help? Wondering what to do? I can't keep making these ... |
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 Can i sue a company that reported a $64,000 mortgage on my credit for 10 yrs that's not mine? |
| i have called the company but they have no record of me.its was reported from 1994-2003 now no one knows who made the ... |
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 Capital One refused me? |
| I was wondering. I applied for their CC a while ago and the letter stated the there is no info available or info missing from each of the credit agencies. Fair enough, I didn't have any credit. W... |
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 Do drug dealers accept credit cards? |
| Not everyone wants to use cash when they go buy there weekly stash of coke. Do drug dealers accept credit cards?... |
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 If i have £12,000 debt to credit cards. a £20,000 mortgage. And live in Scotland. Is going bankrubt an option? |
i don't want to lose my house. but don't want to spend next 3-4 years clearing C.card debt.(i'd like to reduce my mortgage instead.) thanks for any advice.
Additional Details<... |
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 Washington Mutual Credit card? |
| hello, I got a mail with a credit card offer from Washington Mutual Bank, got online and got approved for a Visa Platinum with a $500.00 credit line. From what I've read it's a good card ... |
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 Can i have credit card of ICICI bank without opening account in the bank..? |
If yes, Does i need to have some security deposit..
If yes,, how much..... |
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 Are credit cards even necessary? |
| Do I need one? Why should I get one? Do I need one to buy a car? Can't I just save up? I have a savings account right now. Soon I will be getting a student checking account. I think I would ... |
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 Is it possible with somone with really bad credit to fincance/buy a new home? |
| Past bad credit due to divorce and other negative situations..now situation is better, good, stable job.... |
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 Is it true using more than 30% of your credit limit is bad? |
I heard this will affect something called your utilization rate and result in bad credit.
I have a $500 dollar limit on my capitalone card... How am I supposed to use only $150 a month? T... |
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 Do credit card companies ever give up on collecting money you owe them? |
| My son kept getting offers from different companies and he signed up and was given a liberal credit limit. He had a good job at the time, but has been laid off now and can't pay even the minimum.... |
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justice4all3000 | Credit card application declined, does that go on my credit file? |
I applied for a credit card with a bank it was declined I want to go through another bank with a slightly different application ;) would the other bank be aware that I have recently be declined by the other bank? |
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Sadistic Mofo
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Yes, every HARD inquiry( when you ask to open a credit line, the credit card company does what's called a hard Inquiry). Will show up on your record instantly and stay on for two years, but as far as them knowing any information off of the other application, they won't know, they will just know you applyed for credit at that bank. |
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Christopher P
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Whenever you apply for credit facility at any bank, one of the most important thing is that they had to is to check your credit history. If you were declined, chances are that it was because of poor credit rating, or something that is in your credit history file. That being said, going to another bank will probably yield the same result. What you should do is find out from the declining bank why your application was declined. You are entitled to this information, and you can he use this as a means of fixing what ever was wrong mostly for future applications.
Many people tended to think that I declined credit application is the end of the world -but it is not! It simply means that you have some work to do in building or repairing your credit history, and there are a number of things that you can do.
To put it in a nutshell, I strongly suggests that you find out from the declining bank why your initial credit application was declined, and of any use of this information as a stepping stone for the future. If you ignore the problem then it will only get worse, even to the point where you critically needed a credit and it is declined because of an existing problem that has never been dealt with.
Recently I have seen a website with lots of information and articles on topics like this. If you require more, can I suggest that you look up at this website -
www.personal-credit-guide.com |
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Marquis de Sade
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Yes. All applications for credit go on your credit report and remain there for 2 years. Believe it or not, every time you apply for credit regardless of if you are approved or not, your credit score goes down. |
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Stinky Monkey
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Everytime your credit gets checked, it hits your credit rating.
So: YES. |
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Older and Wiser
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It depends how long ago you were declined, but yes it does go on your report as an inquiry. The decline will not show, though, only the fact that you applied. It usually doesn't hit your credit report immediately, so you probably have time to apply somewhere else before you rack up inquiries. Check the FTC about a 14 day clause I seem to remember hearing about. All inquiries for the same type of credit within 14 days is considered "loan shopping" As long as you get a loan, it will only show up as one inquiry, but if you are denied by everyone, then all of them will show up. |
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worldpeace
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just go to www.fastcreditcardapprovals.com and go under poor or no credit section and you will get approve use this card for a few months and then apply for a better one once you have stablish credit.
http://fastcreditcardapprovals.com/ |
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KNN
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I would advise you to stop applying. First find out the reason why. Every time your credit is run, it causes your credit score to drop. Which means your chances of been approved is decreasing. And yes other banks can tell. It's all listed on your credit report when they obtain a copy.
If you are being denied because of a low credit score, start making all your payments on time, in as little as 6-8 months your score will go up. |
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shiprepairwoman
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They see recent inquiries so that lowers your score. You can get a free copy of your report when you are turned down for credit. Maybe there are mistakes on your credit history. |
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mw
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Yes. The other bank would absolutely be able to see it. Every time your credit bureau is pulled and looked at for credit purposes it marks as an inquiry. This stays on your report for 2 years and anyone can see it. |
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american girl
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no |
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rockstarrr
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hahahaha ghettttto. and probably. |
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