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Additional Details<... |
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Frosty Z | Credit card bonuses, is spending $2000 for $20 a good deal? |
using my credit card, if i spend $2000 worth , i get $20 back, is that considered a good bonus? what are the typical bonuses for credit card the ones without any anual fees
Additional Details
you guys are all confused, i was asking as a scenerio....... i dont spend $2000 a month, just asking if the reward is standard... i pay my CC bill on time every month, so a good reward program can be quite advantagous |
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joelmeulenberg
|
1% is basically the *lowest* reward you get with a rewards card. You can do *much* better. I average about 2.5% over all of my spending.
Some of the better rewards cards include the AmEx Blue Cash (5% on gas/grocery/drugs, but tiered; 1.5% on other, but tiered), Citi Driver's Edge (6% on gas/grocery/drugs, 1% other), Fidelity Rewards Signature Visa (1.5% on everything), and the Capital One No Hassle Miles Rewards Ultra for Professionals (nearly 2% rewards toward airline tickets).
You can use this rewards calculator to see which rewards card will pay you the most for your normal spending profile:
http://www.creditcardtuneup.com/ |
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robert w
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Frosty,
that is a suckers bet, the credit slave company makes 400$ on interest b4 u pay them back.
they also know u'll spend more in credit than in cash by some 20-30%.
suggest u do some reading ,
'the millionaire next door'
'total money makeover'
visit daveramsey.com to learn what credit slavers don't want u to ever know or apply. |
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blue chick
|
depends, if you actually need something that costs 2,000 dollars |
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Ron L
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Don't use credit cards. At all. They will raise your rate on you. Live more cheaply- get a second job. Sell something. But, never ever use a credit card. It's a bad habit. It's like smoking or drinking- you can get addicted and get in bad trouble.
Best wishes. |
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amandafofanda66
 |
It's crazy stupid but about par. You mind as well just give yourself the $20. |
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Steveo
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That's a 1% rebate. I guess it's good if you are going to charge anyway. I charge the groceries, gas, my utilities, almost anything. I get 1%, 2%, 3%, and 5%, depending on the merchandise, and the card. As long as you are saving money and paying off the card every month. |
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zipper
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No, that is 1% of what you spent. I avoid using credit cards so I do not really know! |
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Flower Girl
 |
That is pretty standard |
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notthatagain
 |
$2000 is a steep price for $20 in savings . I tell u what u give me $2000 and I will give u $20 is that a way to save? |
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J H
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2000.00 at 21% interest over the next 20 years ...are you NUTS !!! for 20.00 |
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KatyCat
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That is only a good deal if you can afford to pay the balance off every month. Otherwise the interest you would owe on the card will greatly out balance the $20 you get back. Credit card companies are notorious for making things look like they are giving you a great deal but they are really taking advantage of people! |
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Hasan
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Depends on cards, don't worrie they will charge you soon. |
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NYYankeesfan
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I honestly don't care and--who does!? |
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