 When purchase goods on your credit card, do you clear it off every single month? |
... Or pay it off slowly?
Additional Details
I too pay mine off every single month :)... |
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 Rebuilding credit? |
| I have had some credit problems and been over my limit a couple of times, but I can finally pay off my credit card. My question is that i have 2 credit cards, i want to cancel one, and use the other ... |
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 How do i get my credit score up? |
| my wife and i have paid everything on our credit reports, and yet the hits are still there. i dont know how to fix this and its costing us thousands of dollars. someone please help ... |
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 When is the appropriate time to use credit cards? |
| To keep from going into debt, when should I use credit cards?... |
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 Is this a scam or real. I need to know? |
UNITED STATE PARCEL SERVICE BENIN .
Rue 105 Akpakpa Way,
Cotonou Bureau Office
Republic of Benin
Tel/Fax +229-93-046-557
E-mail: uspservice2003@yahoo.fr
web: www.... |
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 I NEED Credit Card Advice? |
| I already have 1 credit card w/a $500 limit, through my bank. which is helping me re-establishing my credit now. I got it this past June. I pay way more than the minnimum payment. I have ... |
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 Has anyone here maxed out a credit card on purpose? |
| In other words, spend left and right knowing that you were maxing out?... |
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 Do you think i could build my credit in 11 monthes? |
I'M not looking for my credit score to be perfect but at least 600-650 can any one help me
Additional Details
I have no credit but just got my first credit card need to build my ... |
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 Can i be held responsible for a dead persons debt? |
| i used to drive the car under someone elses name, but i gave it back and now the repo man wont leave me alone. the owner has passed and they cant find the car.... |
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 If I just opened a bank account and I have like only $5 in it and I overdraft $3000 from an ATM, can I do that |
| If I just opened a bank account and I have like only $5 in it and I overdraft $3000, can I do that, and if I do how long do I have to pay it back before I go to jail?... |
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 What credit card should I get? |
This is what I want:
1- Low interest rates. (although I plan to pay it off every month- so does everyone else)
2- Low credit limit. (I don't plan to spend much, and I don't want ... |
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 Garnish Wages? |
| I was just wondering if you have your wages garnished can that be undone or are you stuck with it until its paid off. My friend said hers was undone. I was just wondering if that was possible?... |
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| When a parent dies are the children responsible 4 their debt if no co-signing was done?? |
| mother passed away with debts (credit cards, personal loans) she did not leave a will, she had no assets to her name (home, car) lived with me for awhile now creditors are calling me to pay off her ... |
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 I need $10,000. I'm behind in bills can anyone help me? |
| I need $10,000 because i been out of work for 3 weeks because of a knee injury. I don't go back to work until the begining of september. I need a loan to pay some bills until i go back to work. C... |
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 Credit Card or Debit? |
So im ordering a pizza online, and they ask for a credit card, or cash. can i still pay debit?
... |
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 Credit cards for people with bad credit? |
| I want to know the websites of places where I can apply for unsecured credit card for people with bad credit. I know about tribute, salute, rewards660, continential finace, orchard bank, and first ... |
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Terence C | Credit card charges what can you do to avoid them? |
why do some retailers charge a service charge when using a credit card as the transfer sometimes just takes hours |
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BrotherBill
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Retailers are charged a percentage of each transaction by the credit card company. If you don't want to pay the fees for using a credit card, pay cash. |
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Tim
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It is against the Merchant agreement rules to charge a surcharge on a credit card transaction. It is also against the rules to specify a minimum amount in order to use a credit card.
Any merchant who does so risks being cancelled from their agreement to accept credit cards.
Merchants may offer a cash discount though. |
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Lily B Talus
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because they have to pay a fee to accept credit card payments |
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Karen B
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Firstly its not the credit card company who make the charge, its actually Visa/MasterCard/Am ex who make the charge for the retailer to use their "facility" most shops include this type of fee in the prices they already charge so you don't notice it, if you pay in cash you can still technically.
Which is where the saying "how much for cash" because if you're cheeky enough ask the company for a discount if you pay by cash, it costs them nothing to accept cash |
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Scott A
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retailers pay a service to the card provider for the service, so they are passing the fee on to u |
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Judy
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Discover and Amex are among the ones that charge the stores the most. That's why you see some stores that don't accept them.
I think that a store like walmart might pay 1% (due to volume), but I believe most stores get charged 2%.
Amex is higher
Discover takes a long time to pay and are higher but not as high as amex.
/ |
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Ankhesan amun
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They charge you, because the banks charge them a fee or percentage every time they put a transaction through. It's like losing something like 3-5% of each purchase made, to the bank.
They're getting ripped...so they rip us. Trickle down. |
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PattyAnn
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Any retailer who charges a service charge is supposed to tell you that. I always check my bill. I wouldn't use my card in that store anymore, so if I found myself out of cash, I would shop elsewhere. I would have no problem at all asking the retailer why he charges a service charge. If you pay your bill each month you shouldn't have to deal with an extra charge from anyone...shop or credit card company.
If the retailer doesn't give you a satisfactory answer, call your credit card company and ask them. They might not even know it. EDIT: Now I have had stores refuse a certain credit card because the cc company charges too much per sale, and sometimes doesn't reimburse the store in a timely manner. Most do not lose money on each transaction. They have already raised their prices to compensate, since people don't like to carry cash. |
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Lyndsey W
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You can avoid using credit at all cost... If you can't do that, then make sure you read the fine print before you buy. And if that's still not enough to discourage you, then put your credit card in a tuperware container, fill it with water, and freeze it. Then if you decide to use it, you have to wait for it to thaw out, and you have time to think before using it. NO impulse buying for sure then. |
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Czech Me Out
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because they have to pay the credit card company's a % of the sale, this is what they charge the business for using their equipement, but It also is ilegal for them to pass the service charges on to the customer, |
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kuppkake
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to cover the charge that merchants are required to pay to the credit card company when they accept your card
i don't think it's really legal, but i've seen it done in many places |
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Angel S
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First Of All if you don,t have one now (DON,T EVEN BOTHER IT WILL GET YOU INTO MORE TROUBLE THEN YOU WANT) if you already have one or more then one, then you need to go to the only one that can and will help you pay them all and that is Jesus get your hart right with god repent of your sins ask his forgivness and tell him that your sorry for not using his money wisely believe that Jesus died on the cross for your sins and that he is alive and is soon to return Jesus is the only one who will help you but you must have faith that he will. |
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Your Friendly Jewish Accountant
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Because they're losing money on every transaction they submit for reimbursement. You can avoid them by going to less financially unstable stores. |
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Campbells
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i dont know but you can avoid paying extra money if you pay your bill on time |
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