 If i dont pay for a credit card bill in 3 months is that fraud? |
| I havent paid for my credit card in 6 months and its because i am a full time student and i have a part time job. I do want to pay for them but i also have other bills. I dont wnt them to think im ... |
|
 I had a judgement back in 1999, they just decided to garnish wages. what can I do? |
Additional Details
It has already been on my credit for 7 years and the judgement just expired in August. It was supposedly money left over after a repossesed car was sold.... |
|
 Are you more likely to be approved for a personal loan if you have a co-applicant? |
| I need a small personal loan for $2000.00 but my credit probably isn't the greatest. I'm not really sure what is in my credit report. I was approved for a computer from dell a while back ... |
|
 How drastically does an auto loan affect your credit? |
| I just got one for 54 months the payments are very reasonable and its set up as an allotment so it automatically comes out my paycheck and I don't have to worry to much about anything. I'm ... |
|
 Cheques or no cheques? |
| Are cheque books becoming obsolete, went to buy an item in PC world, but was refused , said cheques were unexceptable...Credit card or go somewhere else...I realise that the Country went to the dogs ... |
|
 How bad is it to use a credit card? |
| I only have two credit cards. One is for Macy's and has no balance on it, the other is a Visa and it has a credit limit of $3,100. That one has only about $150 credit left on it. How bad does it ... |
|
 Credit Card w/ late payments? |
I opened a new credit card account 07/2005 with MACYS, 09/2005 I stopped paying and now that Im monitoring my credit score I see it's status which is (120 days late, Late by 4 payments)
... |
|
 I have a friend that is wanting to get a personal loan for $2500-$3000. She does have bad/poor credit.? |
| Is it possible for her to even get a personal loan for that amount and if so where/what is the best recommendation for her to apply that's legit? Where could she try and how fast would she know ... |
|
 I'm like 10G's in debt, what is a good credit counseling company? |
| I was young and stupid and got myself in debt, i haven't paid it off because i was unemployed. I currently got myself a part time job and want to start to fix my credit. Does credit counseling ... |
|
 Can I get a loan for $100,000? |
| I make about $25,000 yearly. I am 22 years old, have been at my job for 18 months. I have no debt except for a medical bill which is about $200 a month. My car is paid off. My credit score is ... |
|
 How good is a FICO score of 732 for a 23 year old? |
Additional Details
someone asked about what loans and CCs i have had etc... I've had....
4 loans, all paid off, 0 late payment
4 credit cards, all paid off, all ... |
|
 How do i get a credit card? |
| I just turned 18 not long ago and i want to get a credit card to build credit but no place will give me one because i have no credit what do i do?... |
|
|  |
andylegendoneill | Credit card complaints authority? |
Can anybody tell me who i would need to register a complaint with about my capital 1 credit card (apart from capital1 customer services) as they are harrassing me with 3-8 phone calls a day and have called members of my family liars before hanging up on them. |
 |
 
SunnyDays
|
There are set procedures to go through before you can complain direct to the FSA.
Firstly, if the calls are due to you owing money, then you must address the issue and try to resolve by ways of repayment plans, possibly contacting the Citizens Advice office for exactly how to do this to protect yourself.
If its sales pitches, then you need to lodge a formal complaint in writing to their headoffice, keep copies of all correspondence, keep you complaint clear and concise and only place the truth into the letters, keep a diary of the calls, this would be a good idea in both circumstances anyway, as if you do owe money on the card, then they can be called to task for harrassment, normally chasers for payment are in writing to protect them as well.....
Once you have gone through their own stated complaints procedures and the issue is still not resolved, then you are free to take the matter to the FSA, this is why I say to keep all copies of all correspondence |
|
OriginalBubble
|
They are crap aren't they. They were constantly harrassing me too. In the end I took up an IVA so they dealt with them instead of me. Took 4 months to get it sorted |
|
luciousgreeneyedlady
|
get a lawyer and sue them for harrassment. more than one phone call a day is considered harrassment and it is illegal. |
|
vidauk
|
The Financial Services Authority will advise you who to complain to: |
|
LAURA
|
go to your local MP about it thats what they are there for |
|
Gem
|
Your state's attorney general is the one you should write to.
Regretfully, if you owe them money and are behind on your payments, it is legal for them to call you 8 times a day. And there are no laws about calling family members, "liars".
But if they have broken any of your state's laws the attorney general is the one you should inform. |
|
DnBprincess850
|
Better business bureau, and donotcall.gov I had the same problem with them. Except I paid them, and they still wanted more money. |
|
❂ BlueBerry ❂
 |
the police |
|
Adrien B
 |
if you have been through there complaints procedure and are still not satisfied you can take your complaint to the FSA and they will deal with them for you just log onto there website for contact details. |
|
FTG!
 |
THey will stop calling if you keep up on your payments................. |
|
ravi C
|
dear frnd i can understand ur feelings...but i dn,t know abt credits...................... u can try this source i hope |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 23 minutes(s) ago
| | | |
11 | 55 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
4 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
10 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
