 Which credit card is the best? |
| I am going travelling soon and was thinking about getting a credit card. I will be working abroad so i'll have money. I probably won't even use it but just in case of emergencies. Which ... |
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 What's the best prepaid debit card? |
| What prepaid debit card do folks suggest? Which card is the best deal?... |
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 Paypal help? |
i got every info possible except the account number. it asks for 1-12 numbers, mine has like 30 on my bank card, what do i do? thanks!
Additional Details
I'm signing up for a paypal ... |
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 Scam or not? |
| so i got this call from (888)-888-8888, the only reason i picked up was because the number was so cool. anyways, they say they're from united services or something and was associated with ... |
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 I had a charge off on a cc acct over 15 years ago but still keep getting hounded by credit collection agencies |
| I know that this debt is still my responsibility, but I do not want to have to pay this debt to someone that bought it from the original CC company. This debt has been sold to some type of credit ... |
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 What happens when you pay off your credit card debt ? |
Does your credit score start dropping, become stable or increase.
I mean after paying them off, you don't use your credit for a while.... |
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 Can credit card companies cancel your card or lower limit if you have lots of outstanding debt? |
| My one Juniper card got it's limit lowered from $1000 to $250, which isn't much anyways to begin with, just because I was carrying a $4500 balance on my one Citicards card, which had a ... |
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 Is there really such a website for a free credit report? |
| Every website Ive been to, is saying there free but want my card info. I dont want to be charged after 30 days or better yet not give out any payment info. I want a free credit report. Does anyone ... |
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 How do i get a free credit report? PLEASE HELP ASAP!!!? |
| I want to find a site that i can get a FREE credit report at. I dont want a site that want credit card info or wants me to do something to get it for free. that is not free. please help ASAP... |
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 Banking help. Bounced checks? |
| Ok I just enrolled in online banking for both my checking and credit card. I scheduled to pay my bill online but for whatever reasons the payment went through twice. Twice the amount was deducted ... |
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 Which credit card better ? |
| Visa and Mastercard, which is the better one ?... |
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 Desperately need financing for car.? |
| I have been on Social Security Disability now for 1 year. I spent 6 years before that unemployed and fighting to get help for my disability. If you are familiar with SSD, you know you may be in for ... |
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 My husband has a medical bill in collection. Can they garnish his social security disability to pay the debt? |
| We have tried to come to an agreement with them but they are not trying to help us. Can they take his disability to pay it back?... |
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Marc B. | Credit card interest rate of 29%. Isn't this usury? |
I understand interest rates, but good grief, that is just outrageous. The mortgage on my house is only 5.75%. This can't be legal. |
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Kim Y
|
When I was an accounting student in the early 1980's, the definition of usury tax was interest rate of over 10%, which was deemed as illegal. I believe it related to an individual, not company, that was limited to charging 10% or less. There are banking and credit laws that probably dictate to them what their limits are. I do not know what they are at this time.
I believe that because inflation is low, the treasury rates are low, that the credit card and department stores should be forced to limit their up-charge to a percentage above the treasury rate and no further. In my opinion, they all can do sufficient profit these days at interest rates of 18% and there is no true need to go any higher than that. But I'm just a mere working joe, and what political pull do I have? Zero!
022307 3:55 |
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Vakari
 |
Creditors can charge whatever they like for interest and it's perfectly legal. If you think 29% is crazy, check out www.cashcall.com Interest rates as high as 99%. |
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Someone
 |
It's legal, and I feel sorry for the person with a high balance on it. |
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mrkramer5
 |
it's perfectly legal, you better pay it off asap. don't go over the limit or miss a payment. these are reasons for the rate to be so high. also, smaller companies that haven't been around long charge more than citi or amex. pay it off |
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♣Hey jude♣
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Oh it can be & it's outragious.
Most store cards are high. Major credit cards are lower & if you have good credit you can negotiate a low interest rate.
I would not use a card that high, so unless you are derparate don't. |
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the Boss
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Yes, it is bad. It is probably for people with low credit scores and some of the interest pays for the people who don't pay back what they owe (although I'm sure they still make more money than is reasonable). |
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Gem
 |
A couple years back our elected officials gave the financing companies a bonus...they can now legally charge you upwards of 40% interest.
Hey, we elected them.
When will Amercans wake up and demand real change in our government? It is America of the corporation, by the corporation, for the corporation.
Great isn't it? |
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bprice215
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you bet |
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Ryah B
 |
Of course it is usury, but it is PERFECTLY LEGAL! Cancel the stupid card. Pay it off & stop borrowing money!
I follow this guy's plan & I haven't borrows a nickel since 2003 & never will again. |
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