 I work,i have a mortgage, i have a car bought on hire purchase,Bank loan,so why wouldnt Currys give me credit? |
hello, i went to Currys electric store to buy some goods on credit (TV, fridge), did the hp check & it refused me credit.
does currys have their own credit rating?
i have never been ... |
|
 I have no credit and i need to get a personal loan quick!!? |
i have no co-signer and i need a loan
i haven`t started a line of credit yet!
and i don`t want a credit card!... |
|
 How bad is our debt? |
| My husband and I have a total of about $20,300 of debt all together (credit card and student loans -- heavy on the student loans). How bad is this? I am 23 and going to graduate college in December --... |
|
 I'm 18 years old: no credit, how can a bulid up good credit? |
| I'm getting a cell phone bill in my name and have considered a credit card---the basic rule being that I only spend what I can afford, I had a credit card in the past (in my grandfathers name, ... |
|
 Is bankrupcy better than dept consolidation? |
64 years old, amount owed is approx 25,000 in credit card debt, retiring in 1 year, unable to continue full minimum payments and still keep my car.. (Got in too deep!)
Additional Details
... |
|
 Need nose surgery asap... awful credit. can i get a medical loan with a cosigner? |
| Ok, i have a very severe deviated nasal septum. my nose is crooked and it has gotten to the point where my throat is so torn up (because i can't breathe through my nose at night) that I ... |
|
 I need 4,500.00 to get out of debt? |
| But since I've got a little behind on my payments no one will loan me any money. I need a debt consolidation loan, but all of them have turned me down to. I'm paying out 600.00 a month in ... |
|
 Paid surveys? |
a scam or a gift?
anyone out there actually done it and got paid?... |
|
 Pay it off myself, or go to a credit reduction agency? |
| I'm 23 years old, and I'm 1500 dollars in credit debt. It's impossible to find a renting place for an apartment with the bad credit, so I come to the friendly people here for some ... |
|
 If I signed for students loans before I was 18, am I legally liable for the debt? |
| I started college when I was 15. I signed for $23,000 worth of student loans. My parents did not co sign. Now this debt is on my credit report. Technically, I don't think they can enter a ... |
|
 My husband and I got behind on some credit cards and plan on paying them soon, problem w/ them calling...? |
| A few of my husband's creditors call probably 15 times per day. Sometimes I'll talk to them, they get nasty when I explain the situation and still keep calling and calling and calling. Isn&#... |
|
 Harrassment by Collection Agency, can I sue for this? |
| This is in regards to a credit card. I told them I will pay it off in full when I get my income tax return because I lost my job when I was on maternity leave (differnet subject and now grounds for ... |
|
 Now that WAMU went belly up, what happens to my credit card debt with them? |
| Seems to me that they went out of business and are no more. My debt to them should do the same.... |
|
|  |
Adonia | Credit card limit? |
if you have reached your credit limit ..but use the card again..will the transaction go through? |
 |
 
515r9
 |
I had this happen, and yes the transaction did go through but the card company charged me a fee for going over my limit. |
|
ssmesq
|
Usually, if you've been paying regularly. Then you get a fee for going over your limit added to your card. |
|
Jesse Rocks
|
It can....and you will probably be charged an over limit fee. |
|
Elaine M
 |
You can call the credit card company and ask that your limit be raised, but if you're that much in debt, you should be leaving the card at home and getting that balance paid down. |
|
vhesponage
 |
Depends on the company. But there are over the limit fees that are wicked and can change your interest rate dramatically! |
|
J'adore
|
omg don't do that. the over the limit fee's are ridiculous, and it will leave a negative mark on your credit... plus your interest rate will most likely go up a lot... that's stupid. Don't abuse credit cards.... |
|
gabagaba
|
some cards only |
|
Anaiyah M
|
Its depends on the card...many will deny it..but if it goes through then you are charged around 30.00 for over the limit fee...so is it worth it...~ |
|
Destin2be
|
I depends on your plan
Most likely if your starting out, No. Thats why the limit is there. It will no go through unless you make payments on your credit card, then that amount of money will be available for use again. |
|
Alex
 |
No, the transaction will not go through. In fact, the credit card company SHOULD contact you about the matter. |
|
Cindi W
 |
If you reached your limit you can go over it and the transaction will go through. But, the credit card company will tack on a hefty fee.
Try this: Call Customer Service (the number is on the back of your card). Tell them that you want to increase your credit amount. Most credit card companies want you to charge and I have NEVER heard a company refuse this. The increase is usually fairly quick.
You can even call Customer Service (if you do not want a higher limit) and explain the situation. If they aren't a jerk, they will probably work with you. |
|
tawniemarie
|
It might go through, but they will charge you really high over the limit fees, so be cautious. |
|
googie
|
If your credit card is checked for authorization by the merchant, your purchase may be denied. Credit limits are usually the result of payment history, highest purchase point, and credit history in the community. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 36 minutes(s) ago
| | | |
13 | 2 hour(s) ago
| | | |
13 | 3 hour(s) ago
| | | |
12 | 5 hour(s) ago
| | | |
13 | 7 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
16 | 6 day(s) ago
| | | |
13 | 2 week(s) ago
| | | |
8 | 1 month(s) ago
| | | |
12 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
