 Just got approved for a capital one credit card? |
| OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ... |
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 Credit Debt? |
Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???
Cause ... |
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 What's a good credit card for an 18 year old to start building good credit? |
| I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks.... |
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 Strange Debt Letter Help? |
| I received a letter off a debt collection company this morning saying I owe them nearly a thousand pounds, and unless I sort it out they will start bankruptcy proceedings against me, after they have ... |
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 Debt collectors? |
| Hi i say on the news about zombie debts on how they are agressive. well I have one of them harrassing me on a debt from 1994. The orginal balance was 400 bucks and now they want 18k. I told ... |
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 Paying off old debts? |
Hello everyone,
I have debts from the last several years.
But my question is, is it better to settle on a debt if the collector is willing to, or pay off the entire thing?
... |
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 Where do I get a prepaid mastercard without having to apply and fill out forms? |
| I am 14 and I want to buy a particular item online but I havent got a debit or credit card and my mum says I am not allowed to get it I have got the money needed for the item all I need is a credit ... |
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 Capital one keeps reporting on my report even through its charged off when will it come off my report? |
Additional Details
so even through they keep reporting it will come off 7 years from when it was charged ... |
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 Should i file for bankruptcy? |
| i have over $13,000 in debt, including medical bills, credit cards, and student loans... my minimum payments each month are averaging just under what i make monthly. i'm barely scraping by and ... |
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 What is the reasoning for employers doing credit checks before hiring? |
| and can you refuse it, and can they not hire you because of a flaw on your credit- and how much weight is actually placed on a credit check for a job?... |
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 Credit collection? |
| I have a collecting from Palisades Collection LLC that is on my credit report. My current score if 650, not good, but not horrible. I am trying to raise my score. the collection is from Alltel for 300... |
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 I rent a room from someone and I love it but their credit card company is harassing me.? |
| I rent a room from someone that I know personally. I love living with them and they really need the extra money. So please do not suggested that I just move out. The people that I am living with ... |
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 Trying to repair bad credit. need a major credit card approval to start building.any suggestions? |
| i've never had a credit card before, but have been told if i establish good credit with a card company it will begin to repair my bad credit.my bank declined to give me their in-house visa. are ... |
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 I have lots of Credit Cards? |
I have a few credit cards from sears the bay ect ect
Will closing them make my credit score go down?... |
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 When you write a check, how long is it good for? |
| Example: If I write a check on Sept 1st, can someone cash it still on Nov 1st?... |
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doug m | Credit card limits? |
hello, i payed down alot of credit cards this last year. After i payed them down they increased my limits sufficantly
1 card 3500 then to 7000 now 14000
2nd card 5000 then to 7000 now 11000
i carry about 1k on each of them, why the sudden increases? |
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poppy_bloom
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the banks know youre capable of paying your credits. they trust you - and want your money. |
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JP
 |
The companies are trying to seduce you into charging more so you will run up more debt. They make big money off interest on your balances. You have been paying the cards regularily so they figure you will cover your debts. Credit card companies always raise limits when you are close to paying the card off because they know most people will get themselves back into debt once they feel confident they can pay their bills.
Call your credit cards and get them to lower your limits again and to leave them at the level you set. |
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echo
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Congrat's, it sounds like you are handling your finances wonderfully.
The credit card companies often do reviews and up the limits of those who have stable payment histories. (not only with themselves but with everyone you owe)
Do not do as a previous poster recommended and have them lower your limit. If you do, it will not only hurt you with the card company, but it will negatively impact your credit scores.
A big thumbs up to you and your good payment habits. |
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Waine
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well, have you got time to learn all you want on credit cards? here are some links that seem to get me best answers so hopefully they'll do the trick for you and me again :-)
http://credit-cards.ebookorama.com
and http://finance.ebookorama.com |
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nhan_andy
|
Hello doug . Don't listen to those people with discouraging words . You should feel good about yourself, your credit and your credit line . The higher the credit line , the more power you have in the "credit world" , it's showing that you are in an elite credit worthiness class . Just make sure you use them wisely and do take advantage of those 0% offer once in awhile . Watch the mails for more credit cards offers , if you do take new credit, remember to ask the new creditors to either match your existing lines or higher . You're now in the driver seat for demanding higher credit lines with other credit companies . |
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sexytrojan
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They give you high increases when you pay them off, not when you are straddling your limit.
I called Chase a few weeks ago to get an increase on a card with a zero balance and a $400 limit. I think I wanted $2500, they gave me $700. They said I have too many open lines of credit (they have 0 balances) to approve the entire request.
I applied for a new card with Chase last week, and I got it yesterday. The limit is $4,000. |
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aaja
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Because you paid them off! |
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kavya
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because bank takes your money and give loans to people.after people pay bank gives you 12 %
http://answers.yahoo.com/question/index;_ylt=ApvSn49nxPZ4whzmcp_KBcPsy6IX?qid=20060803031429AA2gaxc |
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