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 Loaning money and want it repaid back?
Hi all,

I have a dilema with an ex. Last year I lent her money for her to pay a cell phone bill (twice I might add), since then she claims that it was something I wanted to give to her, ...


 Will having multiple credit cards increase my credit score faster?
I'm currently 18, so Im new to credit and would like to build credit. I have a decent part time job and am currently a student and will be a student in college in the fall. I have applied for ...


 I have a credit card question.?
I am getting ready to start looking at houses to buy and I am wondering will the credit cards that I have out effect my loan? All my credit cards are paid off and I have good credit. But will they ...


 Credit card advice?
Does anyone have any advice on the best credit card on the market. I at this time have never had one. I want to have only one credit card for emergency purposes only. but I dont want to pick a bad ...


 If I transfer my credit cards onto my boyfriends will I still be the one getting the credit history?
I have 19% apr on my 2 credit cards he only has 4% it makes sence to transfer the balance on to his but will I still be building up good credit and credit history?...


 Is it okay to cancel credit cards that you no longer want?
My friend told me that if you close a credit card account that you no longer use that it looks bad on your credit. Is this true? For example I just applied for a United Airlines Visa card that is ...


 Are capitol one credit cards really better?
I had this card for about a year, I paid 100$ this month i bought about 70$ worth of stuff, even with a zero balance I would still have around 20$ , 10$ for charges, well i checked my statment and ...


 Anyone know any major credit card companies that offer business credit cards?
I don't want to use my SS# only my EIN# and D&B#.......


 How quickly can a credit score go from 400 to 700?
lets say i start making regular payments on a condo.. car.. credit cards... phone bill.. electric bill.. cable.. car insurance.. over a 6 month period of time... would it go up 200 points?...


 Close Accounts?
Hi, I have the following accounts:
Mastercard- $0 balance/ limit $700 opened 8/1/05
Cap 1 Visa- $0 balance/ $500 Limit opened 11/1/06
Dell Acct- $0 balance/ $2000 Limit opened 10/1/06<...


 What will a vehicale repo do to my credit?
...


 What is the best way to close all your credit cards?
...


 If credit card debt comes off of your credit report in 7 years anyway why should i try to pay it?
I am in debt from when I was on maternity leave and I did not have a paycheck for 6 weeks. I am still having money problems and I can't pay the credit comp. all of the money they want, most won&#...


 Advice for Cleaning up Bad Credit?
Hi, I have pretty bad credit and want to clean it up but dont know where to begin (besides obviously paying off debts etc.). Is there a good online service that can provide you guidance on what steps ...


 Does owing the library money affect your credit score?
...


 I have not been able to check my credit report Is this mean im doing good?
So i havent checked my credit report or nothing since i turned 18 in May of 2007..(DUH) and I got approved for a Chase Freedom awhile back and today got approved for a Capital One card does that ...


 Credit card question?
If I have a balance of $351 on a credit card and the interest rate is 29.99 % APR how much will it take me to pay it off if the min. payment right now is $50. Also, How much money will I lose by not ...


 Who can I contact in regards to a law firm harrassing me about a credit card account I have no knowledge of?
I have been contacted by a law firm who is threatening to sue. They only have my name. No phone number (They called my parents?), no address, NO SOCIAL SECURITY NUMBER, nothing on any of my credit ...


 How can I up my credit score 10 points - FAST!?
Im trying to get a mortgage, and FHA loan and my credit score is on 570. I need a 580 score to qualify. I have opened to credit cards and have been paying them on time, they have helped my score a ...


 Should I pay off old debts to improve credit?
I have a few negative credit marks on my report.
I was wondering if I should pay off debts that are only like 2 years old because I am wanting to finance a car and eventually a home...
I ...



Darnell Hubbard
Credit card question people?
so if im 17 and get a credit card will they take out money every month?
                     
 




EMT13
Rating
Do you have a job? If not how do you expect to make payments on a credit card? Try opening a checking account and see if you're responsible enough to keep that in good standing first.


cpaige517
Since most states require you to be at least 18 to enter into a written contract, you may not be old enough to get a credit card. Does that mean you should get one in a few months? No! Of course not. Just remember that what you do today is going to follow you for years to come. Just be responsible with the card. As far as taking money every month. It depends if you have your payments set up to automatically draft from your checking or savings account. Hope I answered your question. Good Luck!


thumbelina
Stay away from credit cards .They take to long to pay off!


remixx
Rating
They will charge you a annual fee $6-$10 that they will charge to your account every month if thats what your speaking of? but only until you get a better credit card offer.


Rick B
Credit cards don't "take out money" they send you a bill and you pay it.


irishkittie79
You have to make payments if you have a balance. They don't automatically take out money from you're checking unless you set up an automatic payment.


Kc
they send u a bill and you send them money


R W
Rating
Want a tip?....stay away from credit cards. Remember this , and you will thank me down the road.


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