 I am trying to get a home loan? |
| I am trying to get a home loan and I have about 1400.00 of old debt on my credit that has to be cleared up. I am just findinf this out and we are suppossed to close on Aug 14th. I tried to settle ... |
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 Credit card bonuses, is spending $2000 for $20 a good deal? |
using my credit card, if i spend $2000 worth , i get $20 back, is that considered a good bonus? what are the typical bonuses for credit card the ones without any anual fees
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 I need advice on how to get rid of credit card debt.? |
| i have like 5 credit cards and half of them are nearly maxed out. i want to cut the balances down and then get rid or all but 1. how do i do it?... |
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 I need a unsecured bad credit loan of $6000? |
| i make 48k per and am suffering from bad credit due to old doctor bills when i didnt have insurance. At that my debt is all of $4k and cannot seem to get away from this credit issue. I have 2 credit ... |
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 Can credit checks alone hurt your credit? |
Ok people, this is a bit of a rant so hang in there with me....
I heard from a friend that when your credit is checked for any reason it casues your score to go down. The logic behind ... |
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 If you apply for credit cards and are approved, do you have to pay anything just to have them? |
For example, if i had a credit card and never used would i still have to pay a monthly fee or anything?
Additional Details
only reason why i want one is just in case of ... |
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 Is there a charge to get a credit card??? |
I am jus about to sign my credit card agreement and in the small print it says...
Total charge for credit
At the time the agreement is made : £257.78
Comprising intrest in the sum of ... |
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 What are some quick ways to raise my credit score? |
| I'm 19 y/o and I have three major credit cards. I have a credit score of 708 and I'm trying to get it higher. I recently applied for a loan but I need a co-signer. However everyone I kow ... |
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 How can I get rid of negative marks on my credit report? |
I have $2,000 in debt from collections and am going to pay in full this month. . What can I do / say / write to them for them to remove my negative marks??
THANKS!... |
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 Why do employers do a credit check? |
| I recently applied at fortunoff, and got to the second level of the interview, which was called an integrity interview, the lady said she will do a credit and background check, my credit isn't ... |
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 Help me to choose a Govt. bank(India)? |
i want following facilities
online banking(for viewing statement of account online)
Credit card facility
Centralised Banking Service
MICR ... |
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Alig Ator | Credit card worries.? |
i left uk owing over 25,ooo! Two years ago. I want to come back home.I dont have money to pay cards,no savings,no job.But i no affraid to work.What is best plan of action? I dont want to be paying whole debt all my life,please help! |
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Barbie Girl
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Hi - there are a lot of adverts on the TV at the moment about reducing your debt in various ways, the best one to contact (I think) is Debt Free Direct. They DONT offer a loan to cover debts (such a stupid idea but there you go!) Instead they give you advice on freezing your debt (as has been previously mentioned) and, in some cases, writing off debt altogether. Their tel number is 08000 93 81 76 and their web address is debtfreedirect.tv
Good luck, and good on you for realising your money probelm and wanting to tackle it. So many people shy away from their responsibilities now a days xx
Edit: PS Ignore the guy above me 'thecoldvoiceofreason', theres help available for everyone if they want to take it. |
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bev k
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speak to the credit card companies and work out a reduced payment scheme until you get back into work. most will be happy to help and some will even stop the interest. good luck |
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neil s
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as long as you pay creditors bare minimum say £5 each per month a court of law wont touch the case contact them all and explain your finances be honest with them and get the interest frozen it will take a long time to pay off debts but bottom line is you borrowed you have obligation to pay back the way to then look at it is if interest is frozen you are getting interest free credit if you come into money at any time offer creditors say 50 or60% of debt most will except that good luck mate |
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Mark D
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By far the best advice you can receive when struggling with debt is to take advice. There are a number of organisations that offer free advice and in a confidential capacity. Most of the worry will be taken away once you have spoken to an advisor. |
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sarahlee
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Call the consumer credit counselling service. Its a registered charity who not only offer excellent advice but will also contact creditors on your behalf and organise a debt mamangment plan or IVA etc. They are really friendly and undestanding and have helped me no end. |
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Ally
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Write to all creditors or get Citizens Advice Bureau to do it and ask them to freeze the debt so that you are not paying interest. You will eventually pay off the debts but it will take a while. |
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artytype
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There is a law that can write off some of your debts and if you go to the Citizen's Advice or email them they can help you with this, don't go to one of the agencies advertised on the TV and the net, it could make matters worse. |
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GUNSMITH
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I can not answer for the UK, but in the UNITED STATES if you have a bill over 7years old... There is nothing they can do to collect an OLD dept! I would think the UK is about the same? a friend |
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Atrixo
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Just file for bankruptcy and get a fresh start. Once you are out of debt. Find a job and live withing your income. Never charge anything you cannot afford to pay for. Shop around when you buy anything. Do not spend any money on the things you don't need. You should be back on track within a year. |
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Welshchick
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wow! you will find it hard mate!
We have just come back from living abroad after many years and find it hard to get credit as no credit history is worse than having a bad credit history! |
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Nirmal Natarajan
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Escape and come to India. No one identifies you. |
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Guitar Lady
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Why did you spend that much in the first place?? |
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thecoldvoiceofreason
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Pay up you degenerate, do you honestly expect to get sympathy/advice on how to avoid 25 grands worth of debt.
Who do you think pays for scumbags like you that run up large debts and disappear? the rest of us thats who.
I hope you die horribly, in the dark, alone.
Blondie are you blind? HE DOESNT WANT TO PAY THE 25 GRAND BACK YOU DIMWIT, HE JUST WANTS TO COME BACK HERE AND IGNORE IT. |
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