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Morrisons Receipt...?

Hi I stayed at a hotel last night, and I accidently left a till receipt in the hotel room & checked out. The room wasnt booked in my name. The receipt had my card number as I made some ...

Why do people charge up more credit card debit than they can pay?

Not people who get in a bind and have to use credit to survive for a while, but people who just buy material stuff that they really don't need.
Additional Details
I don't do ...

Does credit denial cause your score to drop?

I was needing to know if you apply for a credit card and you're denined, does that make your credit score drop. And if it does how many points will it drop?...

How does a 28yr old with no credit history start establishing a credit history. Applied for 2 cards & denied!?

Applied for two low end cards and was denied. Will someone give me a chance? Don't really want to get a "secured" card....

I have a lot of credit card debt close to $50000 from my business. What are some ways to clean this up?

My business is still in the growth stage but we have racked up debt close to $50000 that is sitting on my personal credit cards. Should I transfer that debt to a large credit line under my company ...

What might this do to my credit score?

I have a card that is paid off and compared to my other cards, it's limit pales in comparison. I want to close it. However it is one of two oldest accounts. The oldest account has a limit 4X ...

Should I pay a debt that has been charged off on my credit report?

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What does it mean to be a Payee?

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Discover Credit Card?

What are some of the benefits of having a Discover card?

Anyone have any experience having one?

PROS/ CONS?

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Credit Report Question?

How long does the following information needs to stay on the report?

* Accounts that are paid for as agreed
* Charge off ...

How old do you have to be to have a credit card?

the title is self explanatory
Additional Details
can my mom get me one?...

Visa Mastercard....or any credit card?

If I buy some shoes and they dont accept paypal but only major credit cards.......where will the payment be deposited??

Will it be deposited into their checking account or something?...

Credit Card Fraud question.?

My child's father used our son's soc sec number to get a credit card. Who should I tell & what will happen to my son's father?...

How long after a foreclosure can you get a car loan or mortgage again.

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If you pay collections off that are on your credit report, does that help any???

I know it will stay on your credit report as a paid collection, but does it help any??? Your score??...

Should I transfer my college debt to 0% credit cards?

My wife has about $28000 in school loans. Should I transfer this to credit cards, two in her name and two in mine, with 0% interest and keep flipping credit cards every year to maintain the 0%?...

Debit card question ...?

I just got a new credit card in the mail(haven't had one before) to start building up credit. I read an article in Men's Health that recommended ditching the debit card and only having a ...

Credit score question?

I just paid off the balance on my credit card. I just want to know how it will affect my credit score if I go ahead and cancel my credit card account. Some people have told me it's better to ...

I'm 20 and have a 721 credit score, is that low or high? And what is considered to be an excellent score?

Additional Details
I got my score from an experian credit report....

What's the best credit card to get?

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wahini on shore

Credit cards?

I would like to transfer balances to one card Iwould like to have only one pament a month to worry about. Pros- Cons?

alexa dion

Indeed balance transfer saves a lot of money and can save things from going worse, but many people simply don't know the right way to do balance transfer. This article takes a look at the correct process to initiate and complete the balance transfer.

The first thing to look out, when a person wants to transfer his balances is a credit card which offers the lowest apr rates and lowest balance transfer fees. Many online credit card companies offer credit card comparisons. It is indeed a good practice to search for the credit cards using their services and decide on a credit card which offers the maximum savings. It is important to note here that balance transfer APRs depend on a person's credit history. If the credit card in question offers the lowest rates, it is definitely for those with the best credit ratings. There are different balance transfer apr's for people with lower credit ratings. So, it becomes imperative that one chooses the credit card which offers the lowest apr and balance transfer fees for his credit ratings.

When you decide for a balance transfer it doesn't mean that your obligation for payments towards your outstanding balances with the existing credit card company cease to exist. You will have to pay the credit card company all the monthly payments. One way you can save money is to just send the monthly minimum payments to the existing credit card company. This way you won't default and invite penalty. Read more from: http://www.credit-card-gallery.com/article/414,The_right_way_to_credit_card_balance_transfers

Jen G

Pros - one payment; makes it easier to manage

Cons - easy to run up more debt unless you change your habits and live within your means.

manto

To transfer balances from one card to another, be aware of the duration of the offer and the right time to switch over to the better card.

Read the fine print before going for a new card. Check the details in the card application agreement documents. Do not be misled by the advertising of 0% interest.

Ensure you do not have to put up with a card whose APR is high when going for a credit card balance transfer.

Check the credit cards. 0% interest cards or low interest cards are easy to detect. But get the information from independent resources that do not promote any particular card and thus help you in choosing sensibly.

Select a flexible and quick interest-free card while transferring balances.

mister ed

pay off one and do not use it and also get the balance down on the other one as quickly as possible.

DebtFree

better plan. pay the card off, don't use it. Much less worry then with no payment. :)

LARRY P

Credit cards- a menace or a godsend. Building up a huge balance on a card is no good. Higher interest, takes longer to pay off. One credit card is good, just remember when you cancel one of the credit cards your credit score will go down at least for a little while. Try to pay your whole balance off if you're able to. Less interest and more money in your pocket. Keep credit card at a low balance. Make large payments if you're not going to pay off the card. Just think what the consequences of having a credit cards.

reena r

Cons==Lots of service charge

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