 I have poor credit and need a new credit card. I have no money, so I need an unsecured card with no setup fee? |
Where can I find a card with a $500 credit limit who will accept me and not need anything to set up the account?
Thanks!
Additional Details
I'm not asking for opinions, I&... |
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 What kind of credit card should I get? |
I am 18 years old, (female), in august i'll be going to community college full time.
i just want a credit card to ESTABLISH credit, and make online purchases.
I don't want to ... |
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 I get strange phone calls from other states asking for people i dont know. and its involving credit/money...? |
| one call was from new mexico from some Ford credit place asking for a guy named george, the other was from nevada inquiring abotu some recent debit perchances on his "shazaam" debit card, ... |
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 Anyone ever use a credit repair company? |
Did you use creditrepairtoday.com or any other credit repair company? What was your experience? Was it worth it?
Additional Details
we have filed b/k and want to raise our scores for a ... |
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 Are the credit repair programs worthy ? |
| I have had a few people approach me about paying $250 for their credit repair service and it would help to increase my credit score....how does this service work?... |
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 Where Can I Get Unsecured Loan? |
I'm 27 years old, I have a poor credit story and for last two weeks I didn't work at all. To improve my status I need some money. Where can I borrow it from?
Thanks for your help!... |
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 We need to build credit? |
| My husband and I were turned down for an FHA loan - they said we would need a co-signer. They did tell us, however, that we should get a couple of credit cards to build credit. We have no current ... |
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 Im in debt! Help!? |
| Does anyone know where i can get a loan to pay off my debt so i will just have one payment? Noone will approve me for a loan because my credit is so bad but i can't pay it off all at once and ... |
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 SO hungry at work? |
and forget my entire wallet! No cash..no cards..no checks. Help.. how can I get food? any ideas?!!?
Additional Details
No I'm not new.. BUT I HATE asking people. I hate being that ... |
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 I cannot afford to pay my medical bills? |
| I have a 1900 medical bill. I can only afford 100/month to pay off. The medical company is telling me I have to pay a minimum of 200/month and pay it off in 6 months. The extra 100 will not allow ... |
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 What exactly is a balloon payment? |
| We're not speaking of mortgages here. Balloon payments are also for cars.... |
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 Why am I not getting approved? |
I am a 19 year old student who is trying to establish credit. I know in my future that I am going to need a good credit score to rent an apartment, buy a car, etc, so I want to start now.
... |
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 I have a creditor making threats- what should I do? |
| I have a credit card that I owe a fairly small amount on ($1200) but I am currently unemployed and looking for work, meaning I don't have the amount to pay it. However, the agency handling is ... |
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 Is it common for credit card companies to call you to verify your social security number? |
| i just applied for my frist credit card at citigroup recently, & i just got a call from a private number. the woman on the phone told me that she was processing my application & she repeated ... |
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 Are credit management companies a good idea to eliminate debt? |
| I'm going through a credit management company to help me lower my debt. I am about $15K in the hole with various credit cards and department store credit cards. I mailed out cease and desist ... |
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 Will this hurt my credit? |
I had a credit card for over 6 months with a limit of $500. I always left it under $70 charged on the card and I always pay more then the minumum payment due.
But this last month I got it ... |
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rsdesautel | Credit cards: Are the card companies required to send a monthly statement? I only get one when I'm past due. |
At least it seems like I have only been getting them if I don't make a payment, and I called today (15 Aug 06) and received a message that I didn't have a payment due. It would normally be due in about ten days from now. What are the new laws? |
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misslabeled
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Technically they don't have to send you a statement. Everyone is supposed to be responsible with their debt and know who they owe money to. Statements are a courtesy to remind you what you owe, what you've recently charged, and what the agreement you signed indicates you should pay at a minimum. |
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sarah a
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Yes they have to send you a statement. it is in your contract with them. but some cc companies will give you a discount for doing online---and setting it up so they dint have to sent you payment'would recommend this. |
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Elite female
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Read some tips and articles on credit cards on this site to solve your problem |
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chloe
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i think they should! that credit card company sucks. if u r ok with ur credit rating to go down for a little while, cancel that card. it's setting u up for a bad credit score! |
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archduke
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they should send you one on a timely basis because your there customer and should do every thing possible to keep you business because if they don't keep you happy they there all hundreds of bank that want you business. |
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lray1957
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set up an account on line with your credit card company, you can better manage it that way. maybe you're set up not to recieve a paper statement |
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HoneySuite
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Surprise! The short answer is NO. Your monthly statement is a courtesy.
If you know when your payment is due, then pay it. You're not required to attach the payment stub when you send in a payment although it does make it easier for the company to record your payment. Make sure you have the correct address to send payments and just attach a sheet of paper to your check with your account number, name and address on it so they will know how to apply the funds. |
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aznflippgurl
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Yes their required to send out statement but sometimes there is a delay on the shipment. You can check you statement on line also that what i do so i don't get past due |
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Cindy
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credit cards that are based on installment plans don't usually come with monthly statements, but a payment book. revolving charge accounts are supposed to send monthly statements. you may just want to make sure that your mail isn't getting lost or intercepted by those trying to steal your identity....they look for mail directly from credit card companies. also, check your credit to make sure all the information contained is correct. |
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