 Cant get credit? |
| i can not get credit to save my life. my situation is this. i earn about 24k, and im on a debt management program and have been for 3 years and it is not an iva, also my monthly payments have never ... |
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 Money order scam. I'm a victim and could be $4000 overdrawn at the bank. what do i tell them? I know im stupid |
| i was looking for a job in accounting on yahoo jobs. this one place responded and explained i was going to cash money orders for them and wire the money(after my 10%) to another United States ... |
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 How can I pay down my credit card debt? |
| I graduated from college recently with approximately $8,000 in credit card debt,as well as an $8,000 student loan. I am in a full time job where I am paid $12 an hour, and cannot seem to find another ... |
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 Has anyone ever had a car saleman lie to them about their credit score? |
| I'm not sure how commen this is. I am 100% sure that all 3 of my credit scores are over 720. Just checked in online today, plus my mortage broker showed me the reports a few weeks ago when he ... |
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 How can I improve my credit score fast??? |
I checked my credit score about a month ago on freecreditreport.com and my score was 665.
This month I apply for a loan to purchase a home and because I had 2 credit cards almost max out my ... |
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 Why do Americans have so much credit card debt? |
| I ask this because a few months ago I had about $1,500 in credit card debt at about 9% interest. I thought this was a lot. Then I read that the average American has credit card debt in the amounts of ... |
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 My wife is being harassed by a collection agency that we have not heard from in 7 years. Help!? |
| My wife had a credit card that had a $2000 limit on it in 1994. She made payments on it for awhile, but stopped in 1997 when money was tight. She did not receive anything from the credit card ... |
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 Bad credit without ever having a credit card? |
I need help. I am 26 years old with horrible credit. I have never had a credit card, all of my stuff is from bad decisions and not having steady income. (was a server for almost 9 years)
M... |
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 Is there a way to get a full credit report for free? |
| I heard once this is possible once a year. Any leads on where I can get this?... |
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 I need a loan can anyone in the usa help? |
| I am in search of a loan ,,,, I don't want one of those scammers of a private loan company ... i wnat something in the usa ... can any one help !!!... |
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 Can I get a personal loan if I have a horrible credit history and currently have no open account? |
I Got kicked out of my place and I really need a loan to pay a down payment to this apt. Im moving in to, but Im thousands of dollars in debt and im afraid to open a new account.
Additional D... |
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 Bad credit help? |
| hi i am 33 years old and over last years i have had bad credit cause of losing my job having a loan with no security ,unable tp pay loads of debts having thins for my partner wich he never payed i ... |
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 What are the ramifications of not paying a credit card bill at all? |
| if your credit is already destroyed why bother paying the bill? What else can they do to you?... |
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| Advice on a loan? |
| hi, im currently paying off a credit card of 3000 and a loan of 1000 (lloyds tsb) im not on a high income and im struggling with the repayments. im paying something like 120 a month. can someone ... |
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 After I pay off 3 credit cards should I close them or keep them open? I want to build more credit.? |
| I was unemployed for a while and wasn't able to keep up with payments so now my credit is not great. I have 2 cards that have been closed but I have been given assistance by the creditors to ... |
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Ilovemykittycat | Credit cards /No credit history? |
I would like to establish some credit history since i have none.
Is there a credit card that will except me with no prior credit history?
Additional Details
i see a limited credit history one on captial ones site but i have no credit history at all should i still apply for this one?? |
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Amanda
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My first card was with Capital One I had no prior credit history. Got a limit of 300 dollars horribly high interest rate but what I liked was no annual fee because any card I would have gotten would have had a high rate. |
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#48
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try getting a co-signer it will build your credit and help creditors even look your way |
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Cookiez M
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Try joining a bank, that helps a lot or better yet a Credit Union before applying for a credit card |
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Sarge
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Get gas station cards...easy, but follow this rule:
Once you have the card, get X $$ in gas, put X $$ in cash aside to pay the bill when it comes.
PAY THE BILL BEFORE IT IS DUE!
You will establish credit in 6 months, then get a store card (not sears - need A+ credit, get Home Depot, Mervyn's, JC Penny instead) DO THE SAME THING Charge $1, put $1 cash aside. PAY BEFORE DUE!
In about a year, you can get a Visa M/C.
NEVER Charge what you can't pay off, pay on time (NEVER LATE), and your credit score will be above 800 in no time.
Then the free cards come in the mail.
NEVER ACCEPT A CREDIT CARD WITH AN ANNUAL FEE! |
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Mike G
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My girlfriend got a credit card from Capital One with no credit history. She only got a 500 dollar limit, but that will go up after a year or so of good credit history.
www.capitalone.com
Get approved in a few minutes. Most likely it will only be 500 bucks, but that is fine. I'm assuming you are young and dont have much money anyways! Just be smart about paying your bills. |
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â–ºsolo
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My first card was a JC Penney card. Department Store Cards are excellent for establishing credit. They don't give great rates, but if you buy a pack of socks (or something comparable) every month, you'll slowly build credit to the point where credit card offers just come pouring in.
Trust me on this one. |
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=^..^= kittie_kaat☺
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I got a student card when I was 18, didn't need co-signer or anything. a gas or store credit card will accept you,. |
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squirrely
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Most companies will approve you so long as you are 18 and older, you just won't have much of a credit limit (probably 200-500$ to start out with), and the interest rates might be pretty bad.
You've got to start somewhere though!
If you can't get one of those, some banks offer secured credit cards, where you have to open a savings account with them and your credit limit is equal to whatever you put in your savings account.
http://bankrate.com/brm/rate/cc_home.asp |
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duck_fook2000
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capital one, but the interest rates are BAD. Try to become a co-user on someone elses account. This builds your credit without you actually appling for one. |
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honeypepper
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You can get a capital one credit card for people with no or limited credit. They are designed for people like you who are new to credit. Just look for the "limited credit ok" ones. |
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Hey Ya'll
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I would recommend opening up a credit card account only on
the basis that what you spend you can put towards a credit card. Interest rates can either destory you or make it easier on you. For example my (when it was) Meier and Frank store credit card was i believe at like 11 something interest for the first couple of months. Then it jumped to 20 percent. So I quickly got rid of that card.
Another awesome way is getting a cell phone that requires your credit to be ran. With Sprint they run your credit to see how good it is and I was able to get 5 lines due to me paying
on time. |
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Ted
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Department store cards are usually easier than bank cards like Visa because they hope to get additional sales, not just interest. |
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nomad
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Try capital one. |
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rockyfella25
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If you have been in a job 2 years or longer ...just apply..maybe jcpennys..or american express might.. |
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