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 How can I legally erase my debt and improve my credit?
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 My fiance is in DEBT...How do we get out!!??
My fiance is being sued by a company he owes money for. The total is: $3684,66 dollars. He called today and he offered to pay $50 bucks a month. They told him that they would not take it. They want ...


 Why is it better to have a CREDIT CARD rather than a DEBIT CARD?
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 Is it bad to apply for 4 credit cards in 1 day?does this efects my scoring points?
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 Do I get charged by the credit card company if I dont use the card?
I was going to get a credit card for emergencies only...I would not normally use it. What I want to know is would the credit card company charge me for just having the card, even if I dont use it?...


 If you found a wallet would you?
keep ...


 Is debt really cancelled after 5 years??
read a question earlier and it was mentioned .....


 How can build credit when i dont have enough credit to get a credit card???
im 19 and i'm just now starting to build my credit.the only credit i have is from paying my cell phone bill.im trying to get an apartment but i dont have enough credit.its not that its bad i ...


 HELP! I'm in $15,000 in debt? What should I do?
I'm in $15,000 in credit card debt ( mostly from putting my college bills on there and spending carelessly) What is the fastest way to pay it off? Should i take out a loan? should i go to credit ...


 How can a single person ever make or save enough to buy a home?
how do people make it in the world today,it seems to pay your basics is quite an ...


 What is the best way to handle a credit card I don't intend to use?
When I made a large purchase at a department store, I applied for their card in order to get the discount they offered. But I have no intent to ever use the card. Should I officially close the ...


 Can a department store, K Mart, refuse to accept payment in cash and demand that Sears credit card be used?
My purchase was @29.99, tendered a $20.00 Reward Certificate good at any Sears or K Mart. They accepted the certificate and refused to take cash for the difference, insisted it must be charged to the ...


 Credit card payment, which card do I pay?
I owe 4K on one card and 20K on another. I can payoff the 4K card now and pay a small amount on the 20K. Does it make sense to do that or evenly split the payment? What will help me with my credit ...


 Very bad credit rating?
my friend wants to get a mortage but has bad credit, shes pays her money to a debt management company which then pay of her creditors a certain amount each month would she be able to get a mortage ...


 Does how many credit cards I have affect my overall credit score? I.e. more cards = lower score?
Does how many credit cards I have affect my overall credit score? I.e. the more credit cards I get, the lower my score goes? I have 4 now, and thinking about getting a 5th, but I'm not really ...


 Can a 14 year old get a loan?
I am 14 and I want to get a loan for $3000 for a 4 wheeler.... I can pay it off in 2 years.. I don't work.....


 HElp!!!with something i bough on ebay!!?
ok so i bought a thing on e-bay nut at one point i decided to read all the description and i found out that it wasen't exactly what i wanted but i had already click on buy now and i want to know ...


 Can my 20 yr old son buy a car without me as a co-signer?
He has worked at Walmart for a year and has a down payment. He drives a junk truck to work every day and needs to buy a car soon. I can co sign, but would rather he do the purchasing on his own. He ...


 Why are you crazy people so terrified of credit cards?
Every answer in credit seems to say credit cards are bad.
They can be used to get interest free money, to earn points, to defer payment so money remains invested, to improve security (sect 75 ...


 How long does a delinquent mark on your credit report stay on your report before it falls off?
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♥ YaHabibeDisney ♥
Credit cards??? ahhhhh!! doest make sense!?
my husband has a credit card witha 500 limit, so friday i put 285 on it to cover a car insurance payment...when i called that night it said i had 288 available credit.....so now i call to see and his balance is 496.00 and we have 500 available credit?? how does this make any sense?
Additional Details
we shud have like 4 dollars available credit not 500
                     
 




C O
Rating
The only thing I can think of is maybe the credit limit was increased by the lending institution, or they systems they have that accepts the payment and the system that accepts the charges have not updated yet.


Joe A
My guess is they raised your credit limit. As long as you have a good payment history, most credit card companies will occasionally up your credit limit. Check your statement or call them to confirm your credit limit. If you don't want them to raise your limit, you need to let them know that you do not want a limit higher than x amount without your approval or request.


dearestdawnte
Check with your husband first and see if he sent out a payment to your card by Internet...that is the only way that it can get paid that fast.

OR

The may have raised your credit limit and you now have more on your limit.

I WOULD:

Give them a call and find out the actual facts though...don't always go by the automated phone system. Those are updated every twenty four hours and it is best to call and get a live person. You will get a more accurate answer, seeing that they can get into the system where you can not.


Zoila
Some one used it? Have you gone on-line to see all the transactions and fees? Perhaps your insurance company took too much out...key error.


BlueSea
Rating
Go to their on-line site and check it out. And all credit cards have online sites now, just go register. It almost sounds like you had $212.00 charge for something go on there also.

Good Lord, with all your additional details why are you asking us? Call them!


cab veteran
His credit limit probably got raised to $1000.


royal
Rating
you're an idiot.


*walkinthelight*
They are crazy , and can mean disaster for any marriage, couple, person etc...i would be careful w/ them and make sure you use self control and keep an eye on your accounts and statements!! My hubby and i have like 5 some with 6500 dollar limits but they are all paid off...we are having a child and we don't want to dig a hole too deep that we will spend a lifetime getting out of!! Good luck and God Bless!!


Shannon A
Rating
Maybe they raised his card limit, which happens.


stressedtothemax
What did he charge, you don't know about?


amanda
Rating
are you sure that your payment has gone through check your unbilled transactions.


fesspoint
Rating
They enlarged your credit limit to encourage you to get further in debt and go into bankruptcy?


fire4511
Perhaps they raised the credit limit for you?


Back Porch Willy
It looks like they are listing your credit line limit as "available credit".


haha
They raised the spending limit?

Seriously, it sounds like you are way too dumb to have a credit card in your possession.

You can:

1)Track the card transactions online
2)Call customer service for details about the account
3)Kill yourself for being a stupid coont who doesn't know how to spell or properly use a credit card.

Your pick.


md m
Rating
hmm is it


Robin R
Rating
they up your credit to get you to spend more, that happened to me on my 200 credit line and then i was 45000 debt.... dont do it


Alex
thats crazy


Tammy G
When you use a credit card and get close to your availible credit they always bump up the amount you can take. They want you to owe them as much as you can so they make more money. The more you spend and pay the more they give you.
About the extra money spent, you need to call the credit card compny and get it checked out. Maybe your husband used it without your knowledge or someone else could have.


kirsten215
They have added a yearly fee for the first time usage. Call them they will answer the question for you better. Good Luck


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