Isnt direct debit meant to be free ? i am being charged 15p per dd by my bank.? |
Additional Details im never overdrawn, its only a service account for wages to be paid in, but i always have the amount to cover my dd, aint it illegal to charge for dd ??... |
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Credit card question!!!? |
| okay, so i just got a credit card, and i am a teenager in High school (grade 10). This is a normal credit card, mastercard. I was wondering when i use it (at restaurants, malls etc), do i just show ... |
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How can I establish credit? |
I will be 18 on June 27 and would like to establish my own credit so I can get a cell phone plan and start looking for a house.
What is the easiest way to establish credit? A... |
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I need Help!!! Credit Report is Wrong? |
| My credit report says that I opened a mortgage loan in 2002, but I was overseas during that time and just realized this when trying to get an apartment here in the states....I believe it is the house ... |
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Are there only 10 $2 bill in the world? |
| My friend says that there are only 10.... |
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Is having a loan good or bad for your credit score? |
| I want to apply for a stafford loan because my grant isnt enough this year and they wont give me money for summer classes. Is getting a loan good or bad for credit. My parents are going to pay for it ... |
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BANK OF AMERICA SCREWED ME OVER - I NeeD HELPP!!!!!? |
| I have a checking and credit card with them. I set up my credit card payment to come out on the 10th this month online via bill pay, for some reason it came out on the second, and they are telling me ... |
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How does a credit increase on a credit card effect your credit? |
| im young and responsible i dont go credit card crazy. ive actually have never met my credit limit but was thinking about increasing the limit only if it would help me build a good credit score. ... |
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Question about credit card checks? |
| If I use a credit card check, does that count as a cash advance? Or, is it different by company?... |
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Can my capital one credit card do this?!?!?!? |
| My payment for Capital One was due yesterday on Friday.. I didn't get my check until yesterday.. so I put it in the bank and when I tried to go pay it today they had charged me a late fee!!! I ... |
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Im 18 years old. Do i have any chance getting a loan/mortgage? |
I need to get a loan for 270,000 for a house. Additional Details i can put down 20,000. My financial status, well the house will pay off itself. im pretty sure theres some way for an 18 ... |
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cruz o | Credit collection problem? |
I owe a bank $2,000 it was originally 1,200 but because they put a judgment against me it went up. I have no money and own nothing. They know this and still keep asking for money.Now they want to take me to court to file a motion for contempt because I didnt fill out a interrogatorries sheet, I wasnt sure how to really. I called them and asked if I can give a large amount to settle it, at least 1,500, if I can find it, they call me back and say they want 1,800. I think they are just harassing me really, they keep sending me letters and I dont have money, I just quit my job because I cant afford a daycare.And I have no family close to me. The debt is because I helped my brother get a car and he was supposed to pay me back, but he didnt so I have to. I havent had contact with him in awhile and dont know what to do.Please any advice |
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Studly
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READ THIS CAREFULLY!
The court ordered to you fill out a "interrogatorries sheet"?..Not sure of that term but I believe it's a disclosure form where they are asking for your financial information, such as where you work, where you bank, and what property you own, right?
This is a court ordered disclosure. You CAN NOT ignore this. If you do, you can be held in contempt. That means more fines, and (if you really have a jerk of a judge) court time.
"I didn't know how to fill it out" isn't going to fly. Trust me. So fill it out as best you can and return it.
Next....what state do you live in? Note that in many states you can ask the judge to order installment payments. They will set the amount at what you can afford, and it will hold off garnishment or seizures.
Next, find or brother and open up a can of whoop-butt for doing this to you. File your own lawsuit on him to recover your money! |
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Hickemtwiddle
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What they gonna do? Squeeze blood out of you? We don't have a poor farm or a debtor's prison, so, what can they do? Even a judge can see you can't pay them. Probably just ruin your credit is all. |
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elsie
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file for banckruptcy |
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CA2GT
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contact an attorney, or just pay the $1800....next time try to work something out before it gets to the judgement phase. |
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RoseBud
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I suggest you contact one of those Debt Relief Agencies. They will work something out with the bank and possibly arrange some type of payment plan based on your ability to pay. It stinks that they already filed a judgement against you and that could make things a little more difficult but I am sure something can be worked out. I also believe their service is free of charge. I wish I had a number to give you right now. No matter what, you have to have some help or the bank/credit agency is going to walk all over you. |
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djbreed_2000
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I would tell them to just take the car back because you have lost your job...but if I were you I would apply for assistance from the government. They might help you get a job...and pay for daycare.Find your brother and tell him if he doesn't pay,you have to turn in the car.This will really hurt your credit down the line...why would you get a loan for someone you knew would not pay you??? |
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San
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Go to this forum it ha sgood wealth of information read it before you pay, creditboards.com/forum
Also I will suggest you ask them to remove the information from your credit file if you pay and get everything in writing. |
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vmoore708
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Not a whole lot of help now but from now on...never loan money unless you can afford to never see it again because 99% of the time you wont. Second, when you do owe money never let 30 days pass without some kind of payment...even if its $20 it kind of binds their hands on what they can and cant do to you.
Go back to work...you may not be making ends meet with daycare but not working is only making it worse. Go get some gov't asst.....ask them what all you can do.
good luck |
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wish I were
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You don't put YOURSELF as risk to help someone else out!! I hope you've learned your lesson on that one!! Call your good for nothing Brother and tell him to give you some money. Try to pay even $5.00 a month. This debt isn't going away. If you would have talked to them and tried to work with them, they may not have taken you to court! Then the bill wouldn't be so high! Get your head on straight and get your life together so your children don't have to suffer from your mistakes!!! |
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