Why does PayPal require a Social Security # to receive more then $500 a month? |
| I love paypal for it's convieniance but why is it that they require a SS # to get your money out if it's more then $500 a month?... |
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Why do credit card companies give out rewards? |
Is it because more people are likely to get into debt, or because those companies want to dominate financial transactions? Additional Details Please, look at this from the perspective of ... |
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Is it bad too have a lot of credit cards? |
Additional Details I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of ... |
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How to get creditors off your back? |
Do I need to call them all and set up a payment plan?
Ignore them until I have enough to pay them one at a time?
Yell them out until they give up on me?
I just dont know how to ... |
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Paypal Problem! SCAM?????? |
My Paypal Account says i need to verify my address, so i did....by phone! but they said it didn't work, so they are now asking me to send documents and statements to verify my address!!!
... |
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Your card will not be charged until merchandise has shipped.? |
Your card will not be charged until merchandise has shipped.
Does this mean..
A) My card will be charged whenever my items are ready for shipping
or
B) My ... |
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How can I get out of debt and repair my credit while unemployed? |
| I'm 30-something, have been unemployed for 4 months, ran out of money and am close to being booted onto the streets. By trade I'm in IT/Customer Service but am having a hard time finding a ... |
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Can a debit card be used in paypal? |
| can a debit card function like a credit card with paypal, can it function like a credit card and can i buy online with it internationally?... |
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If your boyfriend filled for bankrupcy..how long does it take to get off your credit & how badley is it ruins? |
| My boyfriend filled for bankrupcy about a year ago right before i meet him...but now we are talking about marraige and iam scared becuause my credit is almost perfect and iam afried all those years ... |
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What can one do to resolve paying 5 credit cards at a time? |
| My brother is paying 5 cards at a time and I think most is just interest.What can he do besides consalodating?... |
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If you're unable to pay a payday loan (cash advance), what action does this result in? (see details)? |
(in Virginia)
Does it result in a civil case (law suit), or can criminal charges be brought against you for writing a bad check? Additional Details No one can garnish your wages ... |
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Where can I get a good credit card (no large fees) if I have NO CREDIT? |
| I have a card with my name under my mothers account, (she pays the bill) so I was told that it doesnt count as anything. She has very good credit, and so will I, although how do i prove it? Its time ... |
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Bad credit score? |
| Can someone who is single and never been married before have a bad credit score? So bad that they almost weren't offered a loan for a car at the car dealership? And then when they get married, ... |
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KRISTY M | Credit disputes question? |
I know this sound's bad, but can you dispute acounts on your credit if it's realy your bill, and if so what is the best way to do so? Additional Details THIS IS TO THE ONE WHO'S SCREEN NAME IS BIG HELP.
KISS MY *** |
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bighelp
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you can but if you are found lieing you are looking at a criminal misdemenor. Dont get into that, grow up, pay your bills on time and build your credit back up the honest way. |
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missvickisue
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Consult the Fair Credit Reporting Act, this will give you your rights for disputes, etc. Just look it up on the IN, it lists time frames, validation periods, etc. |
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Goofy
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You should look at the agreement section usually the thing you drop on the floor when your bill comes in the mail about what to do in disputes. Mostly you have to notify them of the thing you are disputing (a charge you didn't authorize, etc.) in writing and waitr for their response. Some credit companies still require you to pay them the disputed charge at the time your payment is due while others say you don't need to pay that part until the dispute is settled (it takes a while for them to investigate usually it's over in 90 days). Say the rules are you have to pay 3% of your account balance or 20$ whichever is greater and you have a balance of 1000$. However you're disputing a charge of 150$. If your agreement states that you do not have to pay any disputed part of the account then you subtract 150 from 1000 and pay 3% of that. If you did not dispute anything your payment qwould be around 30$ if you did dispute that amount then your payment would be 25$ |
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Crazy Cat Lady >^..^<
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of course you can. What you can dispute is wrong info,timelines,amonts owed etc.. |
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GUS
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You can dispute anything you want. Many people try to harass the credit bureau by disputing every negative they have, hoping the creditor will not respond and the item will be deleted. You can dispute on almost any grounds - account not mine, I was never late, account is paid in full - take your pick. Good Luck |
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Studly
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Check out the link below. It goes into the procedure to follow when you dispute a negative item on your credit report.
In short....when you file a dispute all the credit bureau is required to do is contact the creditor and "verify" that the debt is correct. If they say yes (when happens in many cases) the listing stays.
But if they don't respond back the item is deleted. This also happens a lot because the creditor doesn't want to take the time to research it. This is the main tactic that "credit repair" companies use, and charge you an arm and a leg. Now you can do it yourself.
Follow the flowchart completely...document everything. Be sure the send a Demand to Validate letter to the creditor. |
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beauty s
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I did that, but they were paid in full and were charge offs |
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hated_on_24/7
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you can dispute something on your own if you want, but i did that & was ignored for the longest. i think they were getting my dispute letters and using them for T.P. or something. lol. so finally when i frustrated enough, i called one of those credit help agencies & they disputed all the negatives and got them 100% removed & since then ive bought a new car, apartment, and got 2 credit cards!! the only downside is you do have to pay them a fee depending on how many items & what kind you want disputed for removal. goodluck ; ) |
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Mr. Ed
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Ruining away from your crap is acting like a dirt bag. Take responsibility and grow up.
Let's say you do get it cleared up, then you will just do it all over again. You need to change, not the reporting agency. |
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mexifelio
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Yes, you can dispute anything on your credit. What you need to do is write to one of the three credit bureaus and tell them you are disputing whatever account. They have 30 days to contact the company you are disputing and have them show that the account is valid. If they cannot provide any evidence, then the account gets removed. It is always worth a try and only takes a little bit of time.
Good Luck! |
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TONY
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Who cares? More importantly, what's Paris Hilton doing this weekend? Do you think she'll wear Prada? |
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