 How does a 28yr old with no credit history start establishing a credit history. Applied for 2 cards & denied!? |
| Applied for two low end cards and was denied. Will someone give me a chance? Don't really want to get a "secured" card.... |
|
 I have a lot of credit card debt close to $50000 from my business. What are some ways to clean this up? |
| My business is still in the growth stage but we have racked up debt close to $50000 that is sitting on my personal credit cards. Should I transfer that debt to a large credit line under my company ... |
|
 What might this do to my credit score? |
| I have a card that is paid off and compared to my other cards, it's limit pales in comparison. I want to close it. However it is one of two oldest accounts. The oldest account has a limit 4X ... |
|
 Discover Credit Card? |
What are some of the benefits of having a Discover card?
Anyone have any experience having one?
PROS/ CONS?
... |
|
 Credit Report Question? |
How long does the following information needs to stay on the report?
* Accounts that are paid for as agreed
* Charge off ... |
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 How old do you have to be to have a credit card? |
the title is self explanatory
Additional Details
can my mom get me one?... |
|
 Visa Mastercard....or any credit card? |
If I buy some shoes and they dont accept paypal but only major credit cards.......where will the payment be deposited??
Will it be deposited into their checking account or something?... |
|
 Credit Card Fraud question.? |
| My child's father used our son's soc sec number to get a credit card. Who should I tell & what will happen to my son's father?... |
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 If you pay collections off that are on your credit report, does that help any??? |
| I know it will stay on your credit report as a paid collection, but does it help any??? Your score??... |
|
 Should I transfer my college debt to 0% credit cards? |
| My wife has about $28000 in school loans. Should I transfer this to credit cards, two in her name and two in mine, with 0% interest and keep flipping credit cards every year to maintain the 0%?... |
|
 Debit card question ...? |
| I just got a new credit card in the mail(haven't had one before) to start building up credit. I read an article in Men's Health that recommended ditching the debit card and only having a ... |
|
 Credit score question? |
| I just paid off the balance on my credit card. I just want to know how it will affect my credit score if I go ahead and cancel my credit card account. Some people have told me it's better to ... |
|
 If i close a credit car account in good standing does that lower my credit score? |
| my bank offered me a credit line 1500.00 w an excellent interest rate the other company i only have a 250.00 limit w very high interest rate if i close that account will that lower my credit score?... |
|
 Prepaid credit card????? |
could u pls tell me if prepaid credit card build credit history?
... |
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jennifer w | Credit issue? I am doing the best I can...trying to pay off credit cards, bills, etc. Its not enough...Help? |
Been through a lot of Financial problems...divorce...ex not paying support and medical bills on time...credit was fine before and am responsible ....now struggling to even live...I pay as much as I can on bills, but so depressed about it all....desperate to know what to do? Anyone.....Please help |
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Pravda
|
It is daunting isn't it, but with all challenges once you get on the other side it is really good. I am speaking from experience so just know that it will get better...keep fighting! I have a link on my profile if you want to learn ways to repair your credit.
Good Luck! |
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Gillian G
 |
OK, I sympathize with you. One thing I can suggest is to go to your bank and ask them if they will give you a loan to pay off your debts and pay them back over a longer period with regular, smaller payments. I did this and was amazed that they said yes!
Another option to consider is a line of credit loan. This is explained on this website and I recommend you check it out.
I hope this helps. Good luck! |
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Molly323
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try to get a low interest consolidation loan. Try to get a second job if you can. |
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beauty s
 |
Talk to them and see if u can settle less or make a payment plan.. I hope all goes well |
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Jbuns
|
Sit down and figure out how much you can afford to pay on each of your bills and still have money for groceries and gas, etc. Then call each of your creditors and explain your situation. Be very honest. They are human and will likely understand your situation. Let them know up front what you can pay on the account monthly. Chances are they will take what they can get because it is better than not getting paid at all. Then just make sure you pay everyone as promised. If something comes up and you are going to be late on a payment, call that creditor and let them know. The more you communicate with them, the more likely they are to help you out. Many credit card companies offer programs for financial hardship that will suspend fees and interest for a certain period of time. Ask your creditors if they offer anything like that. You might be surprised to find out how willing they are to help you out. |
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harish
 |
Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredit.html |
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MI6
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go to www.adviceontime.com and read the article about credit. This article has a lot of good useful info. |
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wayshower
|
I know how you feel, just take it one day at at time....If you went to court already, and the court established child support, then your ex has to help you pay medical bills as well....You can always take your ex back to court and modify the court ruling and request more child support.....He is obligated to pay, it is a felony not to pay child support. As for the other bills, try calling all of your creditors, explain your situation and ask if you can set up a monthly payment plan...Or you can always talk to a debt consolidation place, or find a family member that can give you a loan. You've got to eat, so people just have to understand, we all go through financial difficulties in life.....good luck |
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