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 Can you use a credit card the same day you activate it?
how long do you have to wait?...


 If you open you are stupid?
...


 If i give my credit card info over the phone can the other person do anything other than reserve the room?
I just reserved a room with my credit card-3 days ago-however we i called tonight to ask a question the employee didn't have any record of my reservation. I am quite bothered by this because the ...


 I need $10,000 who can help me?
I need the money by the end of the week. Please no scammers. I'm tired of people trying to get me to pay transfer fees, insurance fees, and non collateral fees. I need someone who is not going ...


 Which are the adventages of paing bills with credit cards?
...


 How to get a loan with bad credit?
has anyone gotten a loan with bad credit? i'm talking credit scoore worse then 520? how do you get accepted? who do you go through? please help?...


 Where could i apply for a credit card at for 16 year olds?
i am only 16 it is hard to get a job so thought that i could apply for a credit ...


 What happens if you buy a flatscreen on payments and never pay?
it just ruins your credit?
Additional Details
who comes after who?...


 Can anyone tell me where to get a 4000 pound loan i have bad credit rating no creddit cards but in employment?
i need to get a 4000 pound loan but am finding it hard because of my credit rating i have no credit cards which makes it more harder to get a loan i am in full time employment could anyone out there ...


 How long do debts last?
10 years ago my account was closed by a bank and I have now received a summons from debt collectors for the amount owing (£192) Can they do this after this length of time?...


 What's the easiest way of improving your credit score?
...


 I have sked this question before but not getting a really direct answer?
if I have 3 credit cards that are in collections and I pay them off next week in full they have been in collections just like a month or two will that increase your credit score?the more bad debt you ...


 Not sure where to post this, I abandoned a car i had a loan out on? What will happen to me?
Well when I was 18-19 yrs old (now 24) I took a hefty loan out for a car from JD byrider. I left the car with my parents when i moved out of state and they got evicted from their house so they just ...


 Why are so many people in debt when it is so very avoidable and easy to stay out of?
All you have to do is not spend what you don't have and keep an eye on your interest rates and read between the lines....


 How long does it take for late credit card payments to clear up on your credit?
We had a late credit card payment from 2 diffrent credit companies. Its the only thing stopping me from getting a good loan for my home. After they clear up, how long does it take me to restore ...


 What shall I do now re late payment charges? (I am angry and ready to do anything i need to)?
3 phone calls to Capital One today. Ist established no voiding. 2nd established debt was .10p (10 english pence) for which I have been charged £24.28. Was offered one deduction, accepted. Went to ...


 Can i refinance my car loan with a different bank for a lower interest rate?
...


 I am turning 18 on June 5th, but I need a credit card NOW. Is there anywhere I can get a card?
I need a credit card so I can get a paypal debit card so I can get the money i need to ship stuff for ebay faster. Problem is I don;t turn 18 for like 4 months. Does ANYONE give any kind of card out ...


 Collection agency is calling for a co-worker, but continues to harass me! what can i do?!?
The co-worker is a friend of mine; she was in a car accident over a year ago and is in the middle of a legal settlement so that she can pay off her car that was totaled in the accident. The balance ...


 My husband has transfered all his debt to me and dissappered. is there anything i can do?
He transfered over his debt to a 0% balance transfer on my credit card. Now he has deserted me. He also has borrowed money of my family. He wont get in contact with me. he is currently living with ...



McShootyFace
Credit problems?
Does any1 know of any sites or information on how to best clear credit card debts quickly and efficicently. My girlfriend gets a bit trigger happy with the things and i think its time to get them cleared and cut!
                     
 




coreys1247
Yes try this:http://www.expert-credit-advice.com/debt_settlement_service.htm


Sean L
tv proggramme: dont get done, get dom.

seen it a few times and i think its all about getting out of debt.


kerry p
i have just been through the same thing, having to much going out and the interest alone was crippling me, i went to a debt management company and they negotiated with all my creditors to reduce the interest until it was paid off, so instead of it taking 10 years to clear it will now take 4 and there was no need to take out more loans to pay off old ones, the first month was hard work when creditors were calling wanting money but i do believe its the best solution to debt problems. im even now applying for a mortgage, something i never thought would happen


Agustin-Jean F
Rating
No easy way, its a debt, you have to pay it. Suggestion, if you girlfriend runs up the debt, let her pay it of. or get a new girlfriend that's cheaper to run


Guru Sharma Prasad
Rating
Are you late on payments, in collections, or just asking for helping making payments? If anything, you should contact th eoriginal creditor first for assistance and available options.


sexytrojan
Rating
Get a 0% interest on balance transfers card.
Transfer as many balances as possible.
Cut up all of the cards and pay the balance.


randy_bedsnake .
Rating
U could always try a debt management company


dave a
cut them up before you clear the balance to stop them being used, a debt consolidation loan may help with lower interest rates or you can write to the companies and say you are having trouble paying and ask them to stop adding interest, which they will, and finally offer to pay them back at a set amount each month, they won't refuse!


mernieinc
well let her worry about that. dont' let her add your name as an authorized user or it could affect YOUR credit as well. In some states, even as an authorized user (even if you didnt sign the agreement) you could be held liable for any charges made EVEN if you didnt make them.. be careful.
go to www.freecreditreport.com and they can give you a copy of CBR or go to the respective sites and get a free one, once a year.. i recommend getting one. then 4 months later getting the other etc.. Equifax, Transunion and Experian. good luck


Flyby
Without getting a debt consolidation loan, the best thing would be to pay as much as possible on them each month. Pay more on the one with the highest interest rate. Once you pay that one off, add that payment to the card with the next highest interest rate. Continue until they are all paid off.


hakeem
Rating
I am going to suggest 2 articles to you. The first one explains what goes into your credit score and how to affect it. The second one tells you where you can get it and what to look out for once you receive it so your score can remain in good standing.

http://financialbasics.blogspot.com/2006/11/credit-reports-and-credit-reporting.html

http://financialbasics.blogspot.com/2006/11/its-your-credit-take-care-of-it.html

Credit is a numbers game. The more you know, the better equipped you are.


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