 What is the best way to eliminate credit card debt? |
| I was working a job, $12/hour and living off it, or not, and ended up $3,000 in credit card debt. I just started a better job at $18.5 an hour and need advice on how to best pay off that debt. Wait ... |
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 Does Opting Out of “prescreened” offers by Credit Cards affects your credit score? |
| Does Opting Out of “prescreened” offers by Credit Cards companies, by sending a letter to three Credit Bureaus asking them not to send more pre-qualified products affects your credit score?... |
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 Does closing out credit card accounts lower my credit score? |
| I would like to close out several of my open credit card accounts that are never used. Is this going to lower my credit score? Should I space them out, i.e. one per month or so? The more info you ... |
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 Losing weight once again? |
| i keep promising myself that i am going to lose weight but it never happens!i just love junk food.i hate salads and anything that is healthy.i am more chips or crisps i dont eat much during the day ... |
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 Debit v. Credit Card - can u clairfy difference here? |
| Ok this is what I'm confused about. When at the grocery store or gas pump I will use my bank's ATM checking card that has the visa logo. Aside from flexibility of having merchants widely ... |
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 What credit cards to pay first? |
I have 3 credit cards:
A) This credit card is pretty much maxed out with a limit of $400
B) This card has a limit of $2,000, and I owe $1,500
C) This card has a ... |
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 My credit card is expiring in one month? |
| I still have balance, can you extend the expiration date if you can't make full payments?... |
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 Paying your credit card late? |
| I paid my credit card payment on the due date but it didn't process it until the next day, I got a late payment fee and it was considered late. Will that affect my credit score at all?... |
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 Credit Card for minors? |
| Does anyone know about any good creditcard or debit card services that a minor can use in india?... |
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 Credit cards? |
| what is the best store to get a credit card from? i want to build up my credit to buy a car later so i dont know i was thinking macy's or jcpenny? which one helps your credit the most? or what ... |
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 How can I buy from Mastercard/VISA only websites, when I only have a Discover card? |
| Can I buy a prepaid VISA, or MC with my Discover card? If so, where can I get a prepaid card?... |
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 I'm looking for a personal grant to get out of personal and a school debt.? |
| I have a student loan that is more than $10,000 and I've accrued a personal situation of more than $300,000 (which includes bills that have gone unpaid maybe since 1995). I also want to make ... |
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 A lot of people are saying credit card is evil and avoid it if you're a student but...? |
| isn't credit card needed to build credit score, which is needed in many aspects of life? For instance wouldn't a student with good credit score have a better chance of securing a job than ... |
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| Will having a high credit limit on my card increase my score? |
| i have a card with a limit of 2,000 and one with 500 pounds, im only 18. i really want to build a really good credit score for buying a house in a many years time. will asking my card issuers every ... |
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k1235 | Credit score below 520 and in need of a loan can any body help? |
i am in need of loan and my credit score is below 520 due to a divorce I am a single mom with 3 small kids I am looking for some lender that can help me I have no money to pay out and prosper my credit is to low can any body help. Thank you |
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TaxMaven
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(1) Your credit only goes down if you do not pay your bills or don't owe any for a long time. Divorce has nothing to do with it.
(2) The last thing you need when you are divorced with a bunch of mouths to feed & low income is to go into even more debt.
(3) Get a copy of Dave Ramsey's "Total Money Makeover" (at most libraries & bookstores) so you can learn how to get back on your feet & provide for your babies.
I am sorry you are in a jam, but I have been broke, too, & debt is not the answer to any question worth asking.
Best wishes. |
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clstial89
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Ask a friend with good credit to co-sign, and try to contact countrywide, they often take extreme cases bu they'll give you horrible rates, and better ones depend on your co-signer's credit. |
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Ray S
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if it is not to big of a loan, go to the library and get a book that lists foundation giving to individuals |
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