I own a home now, but want to move. My credit has gotten bad since my last home loan. I would have at least 20% to put down on a new loan, do you think I could find someone who would finance me? ...
Been through a lot of Financial problems...divorce...ex not paying support and medical bills on time...credit was fine before and am responsible ....now struggling to even live...I pay as much as I ...
i was just wondering how safe it is to order online. i'm kind of paranoid about giving my personal info such as credit cards and what not , are there any other ways i can do this? unfortunately ...
I still have a balance on it. I've learned the hard way that credit cards aren't very nice. I want to pay it off as soon as I can but would canceling them now before the balance is paid off ...
Hi I stayed at a hotel last night, and I accidently left a till receipt in the hotel room & checked out. The room wasnt booked in my name. The receipt had my card number as I made some ...
Not people who get in a bind and have to use credit to survive for a while, but people who just buy material stuff that they really don't need. Additional Details I don't do ...
I was needing to know if you apply for a credit card and you're denined, does that make your credit score drop. And if it does how many points will it drop?...
My business is still in the growth stage but we have racked up debt close to $50000 that is sitting on my personal credit cards. Should I transfer that debt to a large credit line under my company ...
I have a card that is paid off and compared to my other cards, it's limit pales in comparison. I want to close it. However it is one of two oldest accounts. The oldest account has a limit 4X ...
What are some of the benefits of having a Discover card?
Anyone have any experience having one?
PROS/ CONS?
...
Jeannie
Currently, what is the best credit card deal on transfering a balance?
im thinking of transferring my credit card balance to another card, what is currently the best deal, as far as a default of 20.0% APR or less? I have only seen a 32% APR on CITI bank for example but thats not a good deal in my book.
its citicard, they have good interest rates.
try here to compare all of them.
http://www.bestcreditrates.net
sobefobik
I don't know an exact credit card but I would not transfer balances to another credit card unless it was 0%. If you have somewhat decent credit it's not hard to find a credit card that will offer that.
They will often say 0% for one year and then it will change to a base percentage rate of for example: 10%
Tim
check out discover.com 0% for a year or something like that.
rp.kaylee http://360.yahoo.com/rp.kaylee
wow those APRs are outrageous.... if you own your home. look into a home equity line of credit. If you have good credit you may be looking at prime rate. which i think is at 8.00% right now. There are alot of deals. But do shop around first.
aheitzman
Hi Jeannie,
There are several great deals on balance transfer credit cards out there. Many of them offer a 0% rate on balance transfers. I would reccomend taking a look at a few a deciding which one fits you best. I found a link that compares a good amount of them.
http://www.0-apr-creditcards.com/balance-transfer-credit-cards.htm
I hope this Helps!
Private U
Omaha National Bank has 0% on transfers for 6 months.
humanresourcesman
Don't transfer if you think you will default. If your credit qualifies you for a new card I recently got an offer from Capital One for zero percent interest until April 2007. Note; I don't like Capital One cuz years ago I had a disagreement with them so I did not apply.
JaMoke
20 and 32%?!?!? You are getting hosed!
Try getting a 0-9% until paid off transfer.
If you have bad credit, contact a good credit councilor.
john b
My Chase offers me a 0% Apr balance transfer for 1 year, then 9% after that.
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