the Boss
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If your card has the Visa or Mastercard logo on it then it can be used just like a credit card as long as you have the funds in your bank account. |
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nickikins
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Yes, you can use it just like a credit card. Only difference with the debit card is the money is coming from your bank account. |
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mansionghost
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as long as it has the Mastercard visa or discover ( et al) logo you cna used it .....just make sure that you ahve enough money in your account becuase it can be sued "lke" a credit cared ..not for credit |
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tashae_33
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A debit card can be rang up as a credit card, but the money is automatically debited from your account, not billed to you, like a credit card would be. |
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klecha50
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Yes the transaction will be processed as a credit. A debit card can easily be used as a credit card most of the time unless it is a debit only or ATM card. If it is signed by Visa or another credit card agency it is usable as a credit card. |
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lovlie.
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only if ur debit card can be used as a credit card. b/c they are different things |
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milty12345
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Yup u can use the debit card for everything that says credit. It just takes the money directly out of ur account rather than giving u credit u pay later. Dont go crazy! |
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Daniellesavant
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Yes and if you forget your pin you can use it as debit as well at the store |
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poohbear111_jc
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No you cannot. A debit and credit card are not the same thing. |
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starla
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Yes you can if it is a debit Mastercard or Visa.
If not you can't use the number on your card you will have to go to the bank and get a debit Mastercard or Visa they can usually be attached to your account you just get a new card. |
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Jenn
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yes, just make sure you have sufficient funds in your account. |
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Phatman
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no you cant... but there are some things that you can use your debit card for... like buying stuff from TV commercials... and online you can only if it says debit also... hope this helped!!! :) |
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Hi Sir
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yes, they will just deduct from your checking account
make sure you have enough money in your checking account for that purchase... |
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llcentlous
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as long as it is not an ATM card... it needs to have a visa, master card, discover, american express logo on it... |
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LooK iM sO wHiTe
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yeah debit is basically same thing will just deduct from your money and not charge you like a credit card does! actually much better |
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*A*
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Yeah you can. |
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melferburque
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A debit card that has a Visa or Mastercard logo can be used as a debit (PIN required) or credit (signature required) card. Either way, the payment is taken directly from your checking account. If you don't have the money in your account, your bank will charge you an insufficient funds fee, usually $30-$40.
A debit transaction happens immediately, while a credit transaction is not taken from your account until the business runs an "end of day" on their credit card machine, which can sometimes be several days later. |
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Winston Wolfe
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Yes, you can use it that way.
If you go to a store and use it, choose to use it as a credit card and sign the receipt. If you choose to use it as a debit card and enter your PIN, your bank can charge you a fee like at an ATM. If the store processes it like a credit card, the store pays the fee like any other credit card transaction.
Don't forget to keep track of what you spend because it will make withdrawals from your bank account automatically! (DUH!!!) |
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litbear221
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yes... but debit card takes money directly from your checking account, while a creidt card is just that, credit... |
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Chopperman
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Yes - but it is a debit card, not a credit card.
You MUST have funds in your account to cover the purchases just like you were writing a check. Record the debit card purchases in your check register, too.
If it were a credit card, you would need to have available credit on your account. This is the difference between what you have already charged (and not paid off) and your credit limit.
Sounds like you are just getting started, so go carefully.
Overdrafts on your debit card may be processed by your bank. Meaning they will approve the transaction as though you had the funds available, charge you their overdraft fee (probably around $35 per transaction), and then deduct the fee and the overdraft from your account putting you even further in the hole. And oh by the way, by the time you figure out what's going on, you've already given the bank your next paycheck in fees. |
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Tiff B
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yea. debit just refers to a pin you have to access your account. most places charge you to use debit. always choose credit. it comes out of the same account but doesnt cost you anything except your purchase cost. no extra fees!! |
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India L
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yes you can, just a debit card subtracts the cost of the item from the amount on your card, but a credit card sort of makes a list of everything youve spent then adds it all up. a debit cards sort of like a pre paid phone, where you can run out of credit, but a credit cards a bit like a plan, where you can keep spending as long as you pay for it! |
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Evelyn quintanar essabilla emily
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I think so. |
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Teresa
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No, debit connects to your checking account. A credit card is different. You pay it off with money (presumably) from your checking account, but it doesn't come directly from your checking account. NOT the same!!! |
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