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 Law firm contacts me and says they are suing for a credit card debt?
My roommate had bad credit and purchased a couch under my name, proceeded to sell it on Ebay and then gamble the money away. Now a law firm has contacted me saying they are suing me and I will be ...


 Wow! I just discovered we owe $13K! HELP!?
Hey, I need a little advice from soneone who has been in a similar situation.
I recently discovered we had an old credit card that had not been paid off, and the account has been adding interest ...


 Is it possible to get a personal loan or buisness start up loan with bad credit?
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 I'm 19 and i have bad credit what do i do to fix it?
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 What are the benefits of transferring credit card balances to new credit cards?
any advice for me?
Additional Details
have you done this, was it a good thing or bad thing?...


 How long does money come out of you bank account after using chip and pin?
I used my card on Saturday with chip and pin and the moneys not yet come out, its now Monday. How long does it normally take?...


 Will I be charged for this??
I wanted to take a look of my credit report. I went to annualcreditreport.com and could only get experian. The other two...it said the system could not recognize my information. So I to request my ...


 I need help finding a legitimate credit repair place?
I have horrible credit, I think at 435 or so. I was a stupid 18 year old and got credit cards and never paid them. Now I am more responsible but I can't be approved for any kind of loan (home ...


 Ways to rebuild your credit score?
My friend has bad credit and had asked me how to rebuild their credit. I wouldn't know because my credit is relatively good, doesn't need improved. I don't know what to tell her really,...


 If I pay off all my debt by today?
How does it take to show that I'm up to date? and how long does it take for my score to go up??


Thanks for your ...


 Tell me a good credit card to apply which has rewards n no annual fee?
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 So my bank pounded me w/ overdraft fees for charges less than 2 dollars!?
i already called them and they told me that they couldnt reverse it b/c this has happened before and they reversed some charges for me in the past. but the bottom line, is it is BULL that the only ...


 Why do black men have bad credit?
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 I have bad debt how long will it take to own a new house?
I just started to clear all my debt... i soon want to get a new house.. what can i do to increase my credit score? how long will it take me to own a new house?...


 How does a Credit Card work? How can i get one?
A friend of mine just touched 18, and the first thing he wanted to do is to get a Credit card and he doesn't know how the credit system works. Please Explain.
Additional Details
Al ...


 Paying off debt...?
So here is the deal. my fiance and i have a baby due jan 6th, 2008. we would like to try and pay off as much of our debt before then as we can but we need to decide what order to pay things off in ...


 How rude can a collection agency be when contacting a debtor's employer?
I answer the phones at my work and get a lot of collection calls for one of our drivers. They never say they're a collection agency, but it's mighty obvious when they accuse me of lying ...


 Im getting emails about my account being past due. i have a credit card on file. what is going on?
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 What do I do if someone owes me money and does not want to pay me back?
Do I need to get a lawyer or collections agent? Please help.
Additional Details
The amount is $15,000 and the only proof is the check that she deposited. Is there a type of attorney ...


 Loan application- have u done this??
Have any of u ever applied for a loan and get back a letter saying ur application has been approved- and that u need to send a brokers fee of £49 to process it??- Is this a con where they get your £...



mohamedzahir1976
Debt ?????
IM looking for a good company that can help me out with my debts. I have over £10000 worth of debt to different things like credit cards and unsecured loans. Does anyone know of a company that could help me out with either a loan or a debt management.
                     
 




Gary Billenge
Ive mentioned this before on one of these threads i used a company called Morrison Clarke (www.morrisonclarke.co.uk) and they offer various financial services. They helped me obtain a loan when i had hardly any income. I think they also offer Debt Management aswell. you can fill in a form on their website and they will give you a call back. Hope this sorts your problem out.


jodie c
we are all in debt mate. them companies charge alot and you will end up paying more so your better off trying to work it out your self or getting a financial advisor which would be cheaper in the long run


The chandlers
Consumer Credit Counselling service(cccs). They are a government run company so you dont get charged for using the service. They are really good they will ask you about the debt you owe who you owe it to and when the debt was taken out,then they will agree a monthly amount you can afford and they will distribute it to all your different creditors. You will feel so much better when you have made that call,you will wonder why you have waited this long. There telephone number is 0856 272 5400. Good luck and make that life changing phone call today..


just trying to make a difference
you should visit a local Citizen's Advice Bureau. they can offer free help and have debt specialists to help you find the best solution to your problem, they can also negotiate with creditors on your behalf to arrange repayment plans etc, and help challenge any debts you don't agree with.
they may also run sessions on money matters, budgeting, and better financial planning and spending!
just ask them, their advice is free - and if you don't want to you don't have to follow what they suggest so you've got nothing to lose!
they also have some info on their website, and you can search for your nearest bureau...


robashdown2
mate Lisa p said it the only good place to go its free and they will sort you right out. freeze interest and charges etc.. get on there site or phone them!!!


dusty
i think you should visit www.debts.org.uk they give free advice.
i hope this helps.


marie a
I hope this would help you:


Credit Counseling Programs
http://www.complete-debt-info.com/category/Credit-Counseling-Programs.html


KISSAHOG
Rating
?


Crispy bacon, eggs and tomatoes!
Rating
Visit your local Citizens Advice for good FREE advice. Ask to see a specialist if possible.

Do not pay anyone for the help you need. There are a lot of unscrupulous organisations only too willing to take you 9and your money for a ride.


dirtyapev2
Rating
you can always give the citizens advice bureau a try...they can contact all your creditors and attempt to negotiate payment schemes


EMMA©
Rating
I'm with a good one pay plan..they don't charge a fee, and are very good!!! http://www.payplan.co.uk
You only pay what you can afford, and all what you pay goes directly to your creditors, you can even check on line where your payments are going each month. most debt management agencies charge a fee, but pay plan doesn't...try it..you won't be disappointed!


bwadsp
Rating
Income £1000 outgoings £1001 result misery.
Income £1000 outgoings £999 result happiness.

This how I live and have never been in debt.
Go to citizens advice to help you present problem then live like I do. No more problems


Lisa P
Rating
Consumer Credit Councelling Services. Good honest advice.

http://www.cccs.co.uk/


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