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 Settle or wait 7 years?
I am about $18,000 in credit card debt and have ruled out paying it (actually it's two cards) off the right way... I know, I know but it's just not possible!

Would I be better ...


 I have bad credit. I want to get a loan to pay everything off and clean up my credit. how do I do that.?
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 Why do we get charged so much credit card interest?????????????????...
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 Is 16 too young to apply for a credit card?
I want to start building my credit.
Additional Details
And by the way I live in Atlanta, GA so I dont need any info from Cali, or any other state. And for all you saying that I need to ...


 I have a bankruptcy and bad credit, I need $5000 but no lender will loan it to me, who can help?
I just need the money for about three months and no lender will lend it. I tried all of the website service and my credit score just keeps going down from the inquires. Any suggestion?...


 Debit card question. Please help.?
If I've given a company my debit card number for a payment, but lost that card and had to cancel it and get a new one, can they still use that old Debit card number to take payments out? I ...


 Can you be put in jail for not paying your credit card bills?
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 How can i stop mastercard from calling me ?
i went over limit but is not like im not paying them i am as much as i can every month i cant pay them any more than that unless i win lotto or sell a kidney .Seriously can any one tell me what i can ...


 Since my husband left, I am now responsible for all the credit card debt.?
The credit cards are in my name and I will eventually have to file bankruptcy once I have exhausted all my savings paying them. Should I cancel the cards even though I am not using them?...


 How do i get a cash advance on a credit card without a pin number?
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 I have 9 pound in my cash card natwest, can i go into the bank and withdraw this change ? thanks?
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 Can you take cash out of a credit card?
If you need quick cash and you only have a credit card, will the bank allow yo to extract cash from your card? If they do, how much will they charge you for doing this?...


 I have one credit card collection for $13,000.I offered them $3,500.They offered me $5700.What should I do?
I lost my job and am a single mother. I couldn't pay my monthly payment starting a year ago. They are keep bugging me now. Based on your experience please advise me. Thanks in advance....


 Who can i rib from hiccups?
no ...


 Declined loan again?
I have tried 2nd time to apply for loan with different company but it has been declined again. what shall i do? i need 3000 pound..help me how to and where to apply as i believe its my credit history ...


 Will I be in jail if I cannot pay my credit card payable?
Although I give payment monthly but not on the minimum due amount....


 Are you in credit card debt too?
Obviously a large portion of the American population is in debt...I’m approaching my mid-twenties and the whole idea of owing credit card companies $$ and starting to save for a house (and I live ...


 Can you still use Paypal if you dont have a credit/debit card?
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 Should i file for bankruptcy?
I currently owe $3400 in hospital bills. But have no way to pay them off. No one in my family has much to give, even if they were willing to help out.
I am currently 24 years old, with just a ...


 Can you be put in jail if you don't pay your credit card bills because of lay off circumstances?
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Shaneka D
Debt Consolidation Loans?
Is there a debt consolidation loan for people w/ bad credit in which one can use the money for personal use as well as for consolidationg debts?
                     
 




ken_voss12345
It depends on your needs.
There's are so many deals, it pays to read up a little bit about it, here you'll find a few sites that explain how it all works.
The first one down explains different type of cards for different people:
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck!


Big B
Rating
Yes, just tell 'em to give you an extra thousand in the loan.


deepin_2u2002
Yes, there are companies out there that will let you consolidate your debts and use the remaining amount of the loan towards personal use. If you have bad credit, expect a higher interest rate. In general debt consolidation are bad, try to pay the smallest one first and work your way up.


men t
Rating
Ways to Consolidate Debt
http://www.debt-explained.com/category/Ways-to-Consolidate-Debt.html


stinsonreginald
Try this one you are guaranteed to get approved http://dstinson.discreet.hop.clickbank.net


Luckys Charm
Shaneka dont fool with debt consolidators


evols1dog
Rating
Debt consolidation are bad news! please be careful!


Gussyellis41
If your a homeowner you can. If you are not and you have bad credit, there are companies out there that would loan you the money but you will end up paying more for interest charges than what you owe right now. A lot more.
Try to pay off the smallest loan first and work your way up to the bigger ones. After paying off the small debt, take that money and add it to your bigger debts until you can breath again. It takes discipline and doing without things you want some times but there is no feeling like having good credit...
If you are a home owner and have some equity, use that to pay off high interest debt. If your credit is less than perfect you will have to pay a higher interest rate but the home loan will be tax deductible where as the other debts are probably not.


kit
Rating
I don't think so because the debt consolidation loans is just that for you to help you out of debt, but it is a loan for you to pay that loan company whatever amount of money you borrowed to pay off your old creditors.


pretzel2222
If you own a house, tap your equity--then you can write off your interest.


izdaleka
Rating
Regardless of whether you have medical bills, loan or credit card debt; you can rest assured that there is a debt consolidation solution out there that will fit your situation. Whenever my son or I needed help we found it at my favorite online financial institution at my favorite online financial institution Credit.com. They are both reliable, helpful and offer the lowest rates in the industry.


The American dream has always been about financial freedom and today an American financial solution debt consolidation can help you to achieve that dream.

Although there are different models of debt solutions on the market today, the most common bill consolidation consumer debt solution works by allowing you to reduce the amount of interest you pay on revolving debts while lowering your monthly payments.

This can relieve a tremendous amount of financial burden and stress from your shoulders.

While you may think that by taking advantage of an easy debt consolidation solution, you won’t be able to qualify for fast easy loans in the future; this simply is not true.

Even if you use a debt consolidation solution and/or have bad credit, you can still qualify for fast easy loans online.

There are numerous financial institutions out there that would be happy to provide you with the financial services you need through easy fast loans and would be delighted to help you locate the right provider for your needs and situation. Don’t let myths and untruths keep you from taking control of your financial future.

At Credit.com they have amassed a wide array of tools to help you with your financial situation; such as several finance calculators and great tips and advice. If you’re looking for a fast cash online loan or a debt consolidation offer, this type of finance calculator can prove to be very beneficial.


Super - Level 5
Rating
Check sections "consolidation" and "credit" at:

http://www.freewebs.com/infosource100


It has many info/articles on debt consolidation for real.


Wendy Jean
Oh yeh, and they will totally screw you in the end. Your safest bet would be to go through a local bank or credit union ; if they can't help you ask them to recommend a company to you that has good reputation or use someone that is a member of the Better Business Bureau. Good Luck.


amihavasu6
Rating
Go here, http://allsolutionsnetwork.com/FH/FH54617


pink_me
Rating
I trust this resource

http://www.ezcreditrepairsolutions.com


personal_finance_101
If you are already in debt, why would you want to get into more? Just set up a budget, cut back and stop spending more than you earn and you will get out of debt.

Good luck


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