 What's the best way to improve your credit score? |
| Hi. I'm a 22 year old college student and I've had my fair share financial struggles topped with poor responsibility, but now I'm wanting to build for my future. I've torn my ... |
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 What is the difference between good debt and bad debt? And could you give me expample of each.? |
| I just read somewhere where you can make money off your good debt. I just wanted examples of this.... |
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 Capital One credit card? |
| I used to own this card about 5 years ago. i was late on payments and they had put it to a collection agency. paid everything about 6 months later. this really ruined my credit. now theyre sending me ... |
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 Social Security Numbers? |
| So I'm sitting here with my girlfriend, and her sister - and we want to know how they come up with your social security number? Like why do some start with 364, or 593 or 591??... |
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 What are some good low interest credit cards? |
| and which type should I go with? visa, mastercard, discover....is one a better choice than the other?... |
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 Is there a way for someone on disability and has bad credit to get a personal loan? |
| i need a loan and i have no income except for my son's disability check and help from the state and i have bad credit is there anything i can ... |
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 Bankruptcy question? |
| i am contemplating filing chapter 7. i have an investmemt condo in miami in my name and my wife's name. will this be exempt from my creditors? ... |
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 Is it good to have a balance on your credit card? |
I'm new to credit cards.
I was always under the assumption that paying the full amount that you put on your credit card that month, at the end of every month (right before the due ... |
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 I'm 48 . Is that too old to start getting a Ph.D? |
| I mean most people my age are thinking of retirement. I feel like Rip Van Winkle.... |
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 Need help dealing with a collection agency? |
| These big Turds from Allied interstate collection company is calling my cell phone every hour looking for my wife. They are trying to collect a credit card she stoped paying 10 years ago in ... |
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 I checked with 2 credit scores sites. my equifax fico score is different. one is 518 and the other is 621 ,? |
| how do i know which site / and score is correct. i think this some bulls*** , unless someone tell me otherwise. please help me let me know, also what can i do to get credit score up. i have one line ... |
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 What credit card can I get if I have bad credit ? |
| I have bad credit and need a credit card. I need one that I can use to withdraw funds from the atm or use to make a money order. This is to pay my rent thats why I need either the cash or the ability ... |
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 Is this a scam? |
| someone claims to be a gov't official and wants to give me a $5,000 grant that i have to never pay back because i'm qualified. All the info he wants is my bank name and bank account #. He ... |
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 What is the best credit card for college students? |
| Can anyone tell me what the best college student credit card is? What's usually the credit card limit for students? I'm planning to get it just in case I need it when I go to South Korea ... |
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 Would you live in a van for 3 months to become debt free? |
How about in a small car?
Author and millionaire Robert Kiyosaki (sp) wrote that he was living out of his car for awhile.
Additional Details
Maybe 6 months is more realistic.... |
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 How can I remove charge off's from my credit report? |
| Can someone please advice some good advice on this matter.... |
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 Can I legally do this? |
I have a paid $10,000 federal tax lien on my credit. The IRS placed the lien on there last year and just a few months ago, I was finally able to pay them off. On my credit it shows as released.
<... |
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 I don't know how to fix his credit!?!? |
| my fiance has a credit score of about 550.we would like 2 buy a house soon,but i'm sure its pretty obvious that wont happen if we dont fix the credit problem.i have a few ??.i know this is going ... |
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happyheart | Debt: Is it ok to show-up to the financing firm after 9 months of non-payment? |
I had a loan to this certain financing firm but was out of the country for almost 9 months now. Now that I am back, I was thinking of showing-up but I am scared of the consequences since they have sent me loads of demand letters & solicitor letters.
Any advice? NO silly replies please. Thanks! |
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FaZizzle
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1) You need to go talk to them, regardless of your reason.
2) Next time you leave the country, let them know. You may not be punished as severely. |
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t3h1
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they will always be glad to hear from you as long as your going to pay. its not like they are going to shout at you for not paying.
if they have already sent the matter off to the court and a debt collector then forget it as the debt is no longer the financing companys problem and they can't do anything about it as the debt will have been passed on. |
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eacancer
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Check your credit history first, then contact them, especially if they have black marked you.
They'll be quite chuffed that you got in touch because at the end of the day, they want their money.
I can't be on the mortgage agreement or get a joint account because this happened to me! Really inconvienent for paying bills, hire agreements and bank accounts. |
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FaerieWhings
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You are better of contacting the loan agent then ignoring it. This has already damaged your credit and the only way to get it back on track is to pay off the debt. Go to the loan office, the worst that will happen is that you guys will come to a payment agreement and get things worked out. |
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ed
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If you intend to pay off the debt, they will welcome you with open arms.
You may be able to negotiate a lower settlement if you are able to pay in full. Otherwise, keep in mind the accumulated interest .
We don't have debtor's prison any longer. There's nothing to fear. |
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duncanjfield
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you definately need to go see them.
put yourself in their position, if you lent a mate money and they went away for 9 months without telling you, then avoided you when they got back, you would probably break their legs.
If on the otherhand they sought you out, explained their problem and made an agreement to pay you back, you would be more lenient.
A finance company cannot break your legs but can issue court proceedings. |
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dream theatre
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as above |
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jewelking_2000
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How much do you owe compared with your assets?
If you own a house say you haven't got a lot of choice but to go to them. Say you were called away on a family emergency or some other tale.
However try and negotiate away any penalties. Just pay the interest.
In the end they will be happy to see you ( your not running away with their money after all) |
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mickeyg1958
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Don't go out after dark.... :)
No, get in touch with them. They'll probably negotiate terms with you. Pay it out and fix your credit. |
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