 Credit Card Numbers? |
| How can one use credit card number if I give him / her away mine without the actual card ? If you can not sweep the card at the register, my card is safe right? If not, how can I track down who is ... |
|
 Does my address go against my credit score? |
If a previous occupant has a poor credit history, will this affect my credit score?
Additional Details
If a previous occupant has a poor credit history, will this affect my credit score?<... |
|
 Can somebody use my credit card even if he doesn't have my credit card? |
| but when I give him my credit card number can he still use my credit card with it to pay something?... |
|
| I owe on my car, can they freeze my bank account? |
| I owe soo much on my account in SC for my car that they will not accept a payment arrangemant or defer a payment. I am saving to by me a used car for no more then 3500.00 dollars. Then I am going to ... |
|
 I have horrible credit and would like to get a credit card? |
| I was told that if you have a credit card with a high limit and only use 10-30 % of it that will raise you score drastically. Does anyone know of any companies that will give credit cards to poeple ... |
|
 If I die, will my husband inherit my student loan and credit card debt? |
Additional Details
The reason I ask is that we are looking into buying life insurance and wanted to know what each of us would be liable for so that we know how much life insurance we ... |
|
 Will it help my credit score to finance a car and to pay it off immediately? |
| I am trying to build credit so that my husband and I can get a homeloan. I am used to live within my means and to save until I can afford to buy what I need. I have enough money to buy a car in cash. ... |
|
 Can adding a person who has bad credit on my credit card help them improve their credit in the long run? |
can adding a person who has bad credit on my credit card help them improve their credit in the long run? do the credit report agency count that?
please reference any sources you may know ... |
|
 Credit Cards??? Please Help...? |
Okay so I am trying to get my first credit card... I want to build up good credit considering I currently have NO credit...
My problem is that I have applied for a couple of credit cards and got ... |
|
 Payday loan advise? |
| My husband and I defaulted on a payday loan and now the company called us and told us that it was bank fraud. does anyone know if they are just throwing out "big words" at me or are they ... |
|
 How soon after an account has gone into collections were you issued a judgement? |
| I have an account on my cred. report. Last date of activity was October 2002. It is listed under the collections area of my report - and it is listed as a 'current delinquency'. I get a ... |
|
 Halifax are crap? |
| my other half had a account with halifax. he used his halifax card to pay aol through direct debit. we was getting a really crap service from aol so we went into the bank and asked one of the guys ... |
|
| A collection agency is demanding payment for a credit card I never had!? |
| Federal Pacific Credit Company of Utah is demanding payment for a credit card I never had. I wrote to them and asked for verification directly from the "supposed" creditor and they sent me ... |
|
 Am I the only person who makes two payments on their credit card bill in one month? |
| I've done this once before and only because I have a bit of a balance. Guess I figured if I have the money in my account right now, might as well make another payment on the credit card, before ... |
|
 Can I open a checking account and get a credit card if I'm only 16? |
| I have a job and everything and I want to but my dad says the legal age to do that is 18. Is that true, or does he just think I'm irresponsible and is just telling me that to prolong me getting ... |
|
|  |
xxlostwistxx | Debt collector refuses to send me a receipt.? |
I recently paid a debt in full but the debt collector says that they will not fax a receipt to me. They say the only way is for a bank or someone looking into my credit to fax them a inquary request and they will fax something to them. Is this right. Why cant i get a receipt for my own personal records? |
 |
 
Grandpa
|
them no receipt then no pay |
|
*****
|
If you paid by check or money order, you already have a receipt in the form of a cancelled check, or m.o. stub. |
|
keith_dude
 |
Hi there!
Many state laws require that the debt collector provide a receipt to all debtors that pay them. In North Carolina, this is the law, and I'm sure that in many states it is.
Collection agencies must be licensed in many states. My advice to you is to find out how a collection agency is licensed and see what government agency in your state is responsible and then call them. Find out if it is a requirement for you to be given a receipt - I bet that your state has special compliance rules that collection agencies must follow. If you settled your debt for less than what you owed, you're going to want this receipt as well as a letter from the collections agency stating that your debt is PAID. Many people don't realize that if you owe a collection agency $5000 and you settle for half, they can sue you for the difference? Do what it takes to get this receipt.
When you call this government agency (in NC, it's the Insurance Commissioner who oversees collection agencies), tell them the collection agency who refused to provide you a receipt. I bet that they will comply with a permit revocation! :)
Be aggressive in getting this receipt - trust me, you're going to want it for your records. If you paid by check, you might also let the collection agency know that if they don't give you a receipt in five days, that you will stop payment on the check or money order you sent them.
Also check your credit report to make sure that the account is marked as PAID IN FULL. If it just says PAID, then I would contact them again and demand that they change it to PAID IN FULL. It's illegal to sue someone for non-payment for a bill that they paid in full.
Good luck! |
|
Jennifer
|
Hi,
I used " Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News special edition.Check it out here:
http://doiop.com/o1oa2r |
|
src50
|
I hope you paid via check or money order and therefore have written proof of the payment. |
|
visvardis
|
i had a debt collector call said i owed 100.00 to a drs. office from 5 years earlier i asked him to fax me the paperwork pertaning to the alleged debt he refused i didnt pay and i never heard from him again |
|
JOKER
 |
do you at least have a confirmation #, I'm going through some what the same problem. those bastard won't comply with you, but expect you to comply with them.... |
|
Jason W
|
Good luck getting them to send you a receipt. Hopefully, when you paid the debt collector you did it by either check or money order and referenced the account number. If so, that can be used as your receipt. Keep a copy of it in your important records for at least five years. |
|
CrackBerry Addict
|
Have they faxed or mailed documentation stating that the debt is paid in full? If so, then you can use that along with your check stub to prove payment. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 15 minutes(s) ago
| | | |
9 | 16 minutes(s) ago
| | | |
9 | 45 minutes(s) ago
| | | |
9 | 47 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
4 | 2 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
8 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
