 Will cancelling bank account stop ACH payment without NSF fee? |
| I have two payees that want to hit my bank account for an ACH payments. The payments are in dispute where they say I owe them and I say that I do not. The payees had been previously authorized to ... |
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 Can an 18 year old with no credit get a car loan with no co-signer.? |
| He has worked the same job for a year and makes $900 a month. Besides "buy here pay here" are there any auto loans avaiable?... |
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 Question about an old collection acccount? |
| Yesterday I pulled my credit reports from all three bureaus and discovered that on one report there was an old collection account. I called the collection agency and discovered that it was for an ... |
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 Can you help me understand some credit questions I have? |
I need to hear from people who've experienced good or bad credit on their credit cards.
-What is the value of a good credit score when it comes to life? Things such as buying a car.
-A... |
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 How to build a good credit score? |
| I have no credit what so ever. I've tried to apply for credit cards, but been rejected from all. So how am I supposed to build a good credit score if I can't have a credit card? What can I ... |
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 My visa check/debit card? |
ok so i was at walmart ready to buy a videogame today..
it was $130 when my account only has like $20, but i thought it would go through and i can pay at the end of the month.
so i swipe ... |
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 Why am I finding impossible to get someone to pay a debt even if he has the means (money, property) to pay? |
| I lent some money to a friend who now refuses to pay it back despite having the means to do so. Normal legal procedure won't work because I realised too late that is a serial debtor and know all ... |
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 Credit Card? |
| I'm ready to get a credit card.. It's my first one any ideas on the one i should get?... |
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 Bancruptcy? |
| i owe 40k in secured debt and 35k in unsecured, if i go bancrupt will it wipe the secured debt too? even if its in joint names? im currently on a debt management plan for the unsecured stuff. i have ... |
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 Does debt counselers help? |
| or is it just another ... |
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 I Dont know what to do? |
| i have 3 credit cards and the limit on those are more then 14,000 all together but i cant pay them and i havnt payed any of them what should i do so i could bring my score back up and how?... |
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 How do you build your credit with a 566 score? |
| OK, pulled my credit report, my total debt is $6700.00. Thats it. I have no bankruptcy, no credit card debt. Its all collection accounts. I applied for a credit card and was turned down. I dont want ... |
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 How would i go about filing for bankruptcy ? |
how much do my debts have to be worth ?
Additional Details
I'm in the uk , off work sick and bailiffs are doing my head in.
and i probably owe around £4,000
to different ... |
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 Bad credit?? |
| I live in Ga. I have bad credit from when i just turned 18 and owe a little under $4000.00. I havent even paid anything for 4 years now. Any advise on how I can resolve my credit and pay for it ... |
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 In debt up to my shoulders? |
| how to get outta debt. 50,000 average owing. haven't even touched it. what can i do to get outta debt. whats the best place to help that will be able to do something for me with out breaking my ... |
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 Store cards? |
| If you have a store credit card on your report..how bad is it really? I know the application itself brings the score down a few points but other than that is there any downside to having one and not ... |
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 My 86 y.o. grandmother can't pay her credit card bills!? |
| My grandmother lives on social security & has had c.c. for many yrs & owes a few thousand $. The credit co. have been calling her multiple times daily for $. She pays them a little bit per ... |
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jeffman79 | Debt settlement or bankruptcy? |
Just finished school, and right now i cant pay all my bills, my credit sucks, and not sure what i should do. Is it better to do debt settlement, or bankruptcy, or just like the bills continue to go unpaid until i get a real job and just have the creditor calling me every day? |
 |
 
bella_4624_19
|
Never ever go with a debt consolidation company. If you can set up a payment program with the original creditor, I'd go for it. If it's will a collection agency, ask for validation. Get proof the debt is yours and it's the right amount. If you debt is starting to reach the 7yr mark, I would just wait it out. If it's a really large amount of debt, I would go with bankruptcy. I would rather have bankruptcy on my credit report than have debt consolidation program on it. |
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iLL_TeK_NeekZ
 |
I'd Say Work Out A Payment Plan, Creditors Will Work With You As Long As You Don't Ignore, And They Get Some Type Of Payment A Month...Well Good Luck... |
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Elite female
 |
Read some tips on this site on loans and how to rebuild credit |
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curtain r
 |
consolidate your debts.
Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html
How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html
What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581 |
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skyeblue
 |
Contact the creditor's and explain to them the situation. Tell them you don't want bad credit and will 'go the mile' to get the debts paid off. Then, live up to the commitment. Once you file bankruptcy, you'll be hounded forever, and will not be able to get credit for things you'll need in the future. Most creditors will work with you. Or, you can consolidate all your debts and have only one monthly payment. Check it out! |
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SoCal Attorney
|
If you hire an attorney and file for bankruptcy, the automatic stay will prohibit creditors from contacting you about the debts or taking action against you. Once the case is discharged, the creditors would be permanently barred from taking action against you.
If you do nothing, the creditors can keep calling you and writing you until the debt is no longer collectible. They can sue you and get a judgment. They can use the judgment to garnish your wages and take your your property.
One more: student loans are nearly impossible to discharge in bankruptcy. You need to consult a local attorney about your situation. |
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Real Georgian
|
Looking For the Debt Settlement Program Thats Right For You
By: Jason Niesen
In this web site you'll find a wealth of information that can help you like this article. Also there are companies you compare different offers for you.
Good Luck! |
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ebizoutlook
|
In my resource box it has two articles that might help you situation. One is about choosing Debt management program to avoid Bankruptcy and the other one is related to student loan.
Hope it helps. Good luck!! |
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temejo1
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It depends on how old you are. If your bills are over $20K, I would suggest bankruptcy. Since your credit already is bad, bankruptcy can only make it better. Again, it depends on a few factors. |
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hen d
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Online Debt Consolidation would suit you....dont opt for bankruptcy
http://www.complete-debt-info.com/category/Online-Debt-Consolidation.html |
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