Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Co-signer--If I am a co-signer on a persons loan and that person deceases, am I still responsible to pay debt?
...


 Where can i get a car loan with low interest?
I have ok credit and have been approved but the interest is 15%. That seems really high. Is that average? Wheres the best place to get a loan? I live In Indiana if that makes a difference.
A...


 What happens if you don't activate your credit card?
...


 Sick of no response on Answers from Askers?
I joined Answers to try to help people with their issues giving my expert opinion as I am a credit professional by trade.

I have experience in many other areas as well. These ignorant ...


 Suicide??? My friend is hurt and can't work. Bankruptcy is in the air. Can the?
Can her bill collectors garnish her husband's wages? They will have no food money then or clothes and stuff. He didn't do this and he can't handle paying all of it back no matter how ...


 What happens now? In court?
Some company just called me regarding my Credit Card that I havent made payments to in forever. I think at this point, it was a legal firm, not a collection agency. They said they were going to ...


 May i have a loan plz?
...


 How can I check my credit rating?
I know I might be being paranoid but about 2 years back I lost my photo driving lisence. I want to check everything is ok (i hope no one is using it for other reasons).

I applied for loans ...


 Why didn't they ask credit or debit?
I just got a credit card for the first time. I'm 18. I went to subway and I gave them my visa credit card. How come they didn't ask credit or debit? They just swiped it. Is it only for when ...


 How many credit cards do you have?
1. A. None
B. One or two
C. ________ (fill in with about how many you have)

2. Why do you have the number of credit cards that you have?...


 Did you know that every time you use your "store card/loyalty card"?
They know EXACTLY what you are spending your cash on. This information gets passed on to 3rd parties WITHOUT your permission. This information is priceless to them. And you get back 1penny for every ...


 Need a car, 21 year grad student with little credit history, my parents can't help me co-sign, what do I do?
I had a new 2009 Jetta that my Dad was financing. I was in a car accident 3 weeks ago and the car was totaled. My dad reapplied for a bank loan for another car and was turned down due to the state of ...


 Paying the next months bills?
Hello, since I won't be home for the next month, I am going to pay more for my bills all in one check (for this month and the next month). And I was wondering if I need to call every single ...


 Is cancelling a credit card after you pay it off bad for your credit?
I've paid off a credit card and don't plan on using it any longer. The credit company is sending me mailings about how they are decreasing my credit limit and crap because of "...


 I have bad credit but want a credit card any body got any ideas how i can obtain one?
...


 HELP!! credit card debt trouble!!?
a relative had co-signed on a credit card for me.... the relative found out that i had accidentally gone over the credit limit (and it's a big limit) i haven't talked to the relative yet ...


 Credit Card Companies are Killing Me!?
I used two credit cards which have now decided because I was late on one, that they both would increase my rate to 30%. My balances are extremely high, and I do not know what to do. I have only ...


 I got new checks in the mail but I used them in the Wrong order?
I have had a checking account for about 4 years now, but I have never used checks. (just depit card) I ordered checks online, but the boxes came seperalty, and I used 2 of the higher numbered ones ...


 How do I get my 1000.00 back from a merchant?
I ordered a 1500.00 guitar by phone. I said I would put a 100.00 deposit down. I called 3 days later to cancel and the merchant said no way. I later find out that he placed 1000.00 on my credit ...


 I need to rebuild my credit!!!?
I need to rebuild my credit, but I can not even get a card for people that need to rebuild there credit. Does anyone have any suggestions what I can do to rebuild my credit? I need to get a credit ...



jade t
Desperate for cash please help!!?
I've just found out that my newly aquired husband comes along with alot of debt..I need some ideas of how to make some extra cash..I've done the ebay,online surveys and I've already got a full time job. I really need cash as I want these debts to be clear as soon as possible. All serious suggestions grately accepted!!
                     
 




mccandles
Have you thought about a home based business that you could both work at. My husband and I have one that we have great success with. There are also craft opportunities with this business. Check out my profile for more details.


fidgetyfingers
Isn't he the one who should be paying off his debts??? Tell him to get a second job!


Felidae
Rating
Is your newly aquired husband helping on this particular issue? If not, will he be walking the long walk?

You probably need to talk to a credit expert on this one. You need to go through both your income (and ability to earn) but also ability to reduce expenditure.

You could also look at consolidation loans.

Oh, and cut up his credit cards.


Mystery
Rating
firslty make sure you keep your finances separate!

i do craft markets which make a lot of money, are you creative and do you have a product you can market? can you cook or sew or make things? low overheads and good profits.

I would also be asking why your husband didn't tell you about his debt before you married him.


Steve Saunders
Rating
The way I make money online is by making websites. You do not need to be a genius either.

These websites are targeted to niche markets and promote ebay items for related goods. I add in amazon ads and other big search engine ads that we had best not mention. Its a great income from many sources.

I reckon anyone can do using the program I do. Ebay pay $25.00 per new sign up and 50% of any revenue they make from a sale if someone buys through your site.

And that can be anyone, even friends, family or you as well as the worldwide visitors.

Take a look at http:www.nichebomb.com


PETER B
I would contact CCCS they were great when we had debt problems will help your husband make a realistic plan and hopefully stop interest therefore clearing sooner rather than later although his credit rating will be %$&&*$£ed


MICHAEL P
To be honest, the first thing to do is to take professional advice on the debts and this is best sourced via a money advisor at your local CAB ( I assume you are in the UK ). Some debts count as priority ( i.e. rent/mortgage, council tax, insurances, food, child maintenance ) and others are non-priority. I deal with debt every day and it amazes me how many people will pay the credit card, bank overdraft, catalogue bills, personal loans etc while not giving priority to the more important things. You can only earn so much money and that needs to be split amongst the priority debts first. You need a rational plan here and it is important that you simply just don't try and satisfy everyone without sensible advice. I have seen so many people get into trouble ( even have a nervous breakdown ) because they try and pay everything all at once. Debt is a fact of life. You simply have to face it and seek advice on the best way to deal. The important thing also is that alongside all of this you must make your own economies as well. You will feel a lot happier having everything under control!


Dee L
I would suggest contacting the Citizens advice bureau to work out a debt payment scheme - you may be able to get interest on the debts frozen and then pay back what you can afford.

Then I would go about retraining hubby's spending habits or it will all happen again......


Merritt
First of all, what a creep. THIS is why people need to have open and honest financial discussions with their partners.

But okay. I don't want to get your back up here.

Get a second job. It sucks, I know. But I did it for several years.

Make HIM get a second job.

Cut all non-necessary expenses. I sense that you're a saver and he's a spender. Tell him no more DVDs, no more video games, no more dinners out until you've reached a goal.

Set concrete goals. We WILL pay $300 a month on this card. Make a budget. If your bank allows you to pay online, do that. EVERY payday.

Marriage counseling might not be a bad idea. He may resent you for the sudden change in lifestyle; you may resent him for the debt.

And two words: plasma banks.


.......
Try goin to the cab and maybe getting a trust deed they write off upto 75 % of you debt he will have to be in full time employment.


gems
look in the paper from some jobs that fit round your full time job, e.g putting leaflets in papers, or ann summers rep. Ask your friends for anything they dont want for a carboot sale. If your debt is really bad citizins advice are really helpful.


existforever
you could get a list from the state treasurers office of unclaimed property and return unclaimed money for a portion.


Health Freak
tell him too sort it out, he is big enough !


lady dee
I have been doing this activity for the past one year and earned (& still earning) daily , you just need to do your research and be bold enough to dive in & get your feet wet if you really want to see the income. Go to www.G1G4.net (guest code:60209), watch the movie & listen to the conference calls, some major changes in people's lives. This works for sure. Good luck!


darrensharpe103@btinternet.com
Its not your debt though and i am pretty sure they cant touch you for it


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy