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 Where can you get a detailed credit report?
*shows name of collectors!!!!...


 I have 23k in CC debt and make 33k a year and I have a good credit score. Can I still get a loan for a car?
...


 I need a lender for a loan via the web with bad credit without money up front?
i have tried many is their someone out their that can help?...


 Excluding a mortgage, who has the most debt? I dont have any, my mother wont allow me to have credit cards.?
I am a 40 year old virgin you know.
answers preferably in english pounds sterling.
Additional Details
just a skeleton? well it would explain a few things, she hasn't moved much ...


 How long does it take after bankruptcy to be able to get credit again?
i filed chapt 13 but had it dismissed and have been making payments to creditors...have credit report and score is approx 601...nothing in judgement area states anything bad other than that i had ...


 Which one reflects better on your credit score?
If you have six open revolving accounts in which two of them are paid off and four of them have balances but have never had a late payment - is it better for your credit score to close the two paid ...


 Can the bank do that ?
I used a u-haul truck with my bank debit card. i was charged for 100 miles in error, which caused my bank to charge me an overdrawn charge.The bank said they were not in error, but now that they ...


 Which Bank credit card is best in India?
In terms of safety and facility....


 I have several credit cards which I don't use. Would it improve my credit score to close these?
These are revolving accounts such as department stores, etc. I am not carrying balances on any of these accounts and they have been opened for several years....


 Are people to blame for loaning? Or are loan companies to blame for offering the service?
I just want to know what your thought are on loan companies. Money Mart actually supported the Canadian Government efforts to regulate payday loans and asked all of their customers to sign a petition ...


 I need an Auto Loan but have bad credit, what should I do?
I have a credit score around 560 and need a auto loan for 12000. I can put 2500 down and I make 6000 a month, gross. Where can I find financing for a used automobile?...


 How does a bank know when someone dies?
...


 Buying a car with bad credit...co-signing for my niece?
Hey guys,

My niece screwed up in her first year of college and really screwed her credit up. Now, her car is falling apart and she is going to get a new one this week.

She has ...


 A credit card question?
If I get a visa credit card how do I pay it off?? I've heard people say they put money 'on' there credit card before they go away? what does that do?

Thanks!
A...


 Help im in det?
how long do u have 2 wait until banks and other companys write the det off. i owe about £40,000.i have not been made bankrupt and 4 the last five years ive made it very hard if not impossible 2 be ...


 Can you be sued by a company if you are making payments?
I was going to settle with a collection company for a certain ammount. The only thing is I cant come up with the other ammount they want? Can they sue me. I still want to make payments to them but it ...


 I was 1 day late on a $5.00 payment. Will this kill my credit history?
Its for a clothes store and they don't send statments. It was an honest mistake....


 How do I know if these debt collectors are real?
I have some debt on my credit report and before I pay them off I want to make sure these "collectors" are legit.
I have googled 2 of the numbers that call me, people have complained ...


 Where can i get a car financed with pretty bad credit?
i filed a bankruptcy like 6 or 7 years ago that was thrown out due to me and my wife at the time not paying the trustee...i havent tried to purchase anything prior so..where do i ...


 What is the best Credit card for bad credit?

Additional Details
i have never had one before it is my first time applying for one i have only ever had one cataloge and my payments were always on ...



Ted B
Despite high APRs, why do people still take payday loans?
I came across this website http://www.wongatree.co.uk . It seems almost all lenders charge APRs, 500%+. Why are payday loans still popular?
                     
 




Joslyn F
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.goodinternetdeals.com/Payday-Loan.html


Cool Hal
They are called the lenders of last resort for a reason - people dont have a choice.


Steve L
They pray on desperate people. particularly poor hard working people who don't have good credit


pink xxx
Desperation


Eddy T
Rating
Because most people have spent most of their income just before payday.


aroopk
The same website has the answer.. Read it through dude.

"A £38 pound hamburger!!"


dels replies
Well they owe so much, that when paid all the money has to be paid off previous loans , so they would starve otherwise,,


Unbiased.co.uk Find an IFA
A payday loan allows you to borrow funds which are then repaid when you next get paid. As you say, the interest rates on these can be horrendous. Payday loans are still popular because as a nation we have massively overstretched ourselves. Some people will feel that borrowing some money to tide them over until their next pay day is their only option but it is not hard to see how this could start a vicious spiral of debt. If everyone lived within their means, we wouldn’t have this problem.

Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances. To find and IFA please go to http://www.unbiased.co.uk.


Josh K
Rating
The idea behind them is that they are for people who have bad credit that get in a pinch of some kind and need cash fast. They can't get it anywhere else so they turn to payday loans. That's what they are intended for and I assume that's why they are popular with some people. I agree the interest on them is exorbitant. Even in light of the reason above I don't see why anyone would take one of these.


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