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 Is it possible for a 15 year old to have a credit card?
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 I let my fiance get a car under my credit. Any advice for being smart about this?
I (24) love my fiance (29) very much and we plan on getting married soon. He has been paying $700/month (for 3 yrs) for an old car that has been a big bill for him. The other day we went to a car ...


 If I pay everything I owe on a card that has gone to collections, will it be taken off my credit report?
I paid off a debt in full and I was told by the collector that no one would know about the debt after it was paid, but it is still on my credit report. It has been over 6 months....


 I need a big loan.?
I have had perfect credit for four years. I am looking to get a huge loan "$400,000" to purchase a Subway resturaunt. I have worked for the owner for seven years and I think he will co sign....


 Iv tried for several loans and still had no luck is there still a chance for me somewhere?
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 Does anybody know if doing paid online surveys actually pay you?
i been looking at working from home options on the net and i'm wondering if these paid online surveys are worth doing or are they just a scam?...


 Can anyone make an argument for the use of credit cards?
I cannot find one reason people use credit cards instead of just paying cash. It appears to me that it is just playing with snakes, and even incentive cards have high interest rates and outrageous ...


 Was I a victom of a credit card scam?
I just made a transaction on my credit card from newegg.com. Just after I submitted the order, A screen from my bank (HSBC) asked me to set up a password for protecting my credit card during online ...


 Why do we have a credit score?
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 How should I Start building myCredit history the right way?
I never had credit im 18 now!!! And i want to buy a preown car in the next 3 yrs. So im asking what should i do to get good crdit fast and what can i do with it....


 Cancel my credit card?
I've had a BoA credit card for about 4 years now, I just got the balance to 0$. I'd like to cancel the card, but have heard both side of the story of it hurting my credit and not hurting ...


 If i am delinquent paying my cell phone bill, will that jeopardize my credit score?
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 How do you respond to creditors who harass you by phone.?
This company calls quiet often even though I have told them to stop because I never had an credit account with this company and if I did it is way past the statute of limitation. They want me to ...


 I got a letter from a collections agency threatning Arbitration? What is that? I'm scared!?
I got a letter in the mail from Midland Credit Management, Inc regarding my debt with Verizon. This debt is from 3 1/2 years ago. It says to call them to arrange to pay the balance of $1096.08 by 8/10...


 Can you return clothes to Topshop without a credit card if they were bought with a credit card?
I accidentally bought a top in the wrong size and I decided I didn't like the top that much anyway, and I'm just wondering - could i return/exchange it without my mother being there (she ...


 Home loan with bad credit?
ok here goes im trying to buy my first home. have little to no money to put down. credit not that great does anyone know of a place in kc mo that will help me ...


 Can anyone recommend a good credit card?
I've never had one before so don't know where to start! Am also worried about getting turned down cos I have no credit history.
Additional Details
I should probably give more ...


 I have a foreclosure but want a new car - I've been denied. How can I get one?

Additional Details
For those of you who choose to judge me based on the limited information I have included, please note that the foreclosure was over two years ago and was the result ...


 Am I obligated to buy something if I apply and get approved for a credit card?
I know this may seem like a silly question, but I need a credit card as a second form of ID to open an account at a video store. I also need a credit card to create an account with Microsoft Office L...


 How can i pay my credit card my income is not enough to pay it because my husband dont have income.?
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Scooter_loves_his_da...
Did collection calls get so bad to the point where u wouldn't even answer your home or cell phone anymore?
                     
 




Soon 2 Be Mrs. Pumpernickle
Yup. I've been there.


Leon D
Even better, we're dropping our landline


Anjell
Yes and it's easy to stop. Write the collection agency a 'cease and dessist' letter...keep a copy and send it registered mail. Once they receive it they can only contact you by mail. If they call again after receiving it, report them to FTC...they'll be in hot water.


Josep Maduro
yes, this is the answer to the problem from the Federal Trade Commission website

http://www.ftc.gov/donotcall

This is not about some spam going around telling you that you phone number will go public or something like that ...

I did it and it works! no more annoying calls!


angela
Yes. A few years ago we were in so deep with very little income that we quit answering the phone if we didn't recognize the caller id number. Since there are telemarketers we still don't answer the phone if we don't recognize the number.


kamibean
Yes they did...

I signed up for the DO not call Registry and they have since stopped..


Lys C
Take some time... order your credit reports and do the research. If they are past the statue of limitations for your state send them letters to cease and desist their attempts to contact you or at least a limited C&D for correspondence by mail only.


Texas granny turtle
Caller ID, or when answer say you are the Granny or brother, get information like a message, be polite and then decide what you can send in. They want to pin you down for a payment date, so on. *mamatx


MLE
Nope, I've never had that problem, I pay all my bills online and don't buy anything I don't have the cash for.


sean291@btinternet.com
Defo! but as I have 3 phones, I know which one people will call on, so anything else, I just dont answer! As they say, you can't get blood out of a stone and I am quite happy letting them waste their bill ringing me.. sometimes I lift the handset and just leave it on the side to here them go.. .hello... hello...!

And they won't get my cell phone number, or broadband phone.. as it's not listed...

Bunch of bullies..


kc
Rating
yeah i got caller id so i would know who was calling


That's Miss Cissoko to you!
Rating
lmao...I don't care how many time you change ur number if it's listed they'll get it. They got mine and just got a new number.


kelly
OK there are two things that you can do to stop the calls one is change your number and make it unlisted then they can not get your number or B go to your search engine and type in free stop calling debt letters and then you can copy and paste them to your Microsoft and type in the company name and then certified or fax the letters to the company and the phone calls will stop then you start to get everything in the mail which I just throw away and don't even open it Good Luck.


Ms. Joker Bear
Rating
Ayyyyyy it's Scootaaa!!! lol

Yes. I am 15 years old and getting "final warnings" for a car that I don't have. And I don't read the San Fran Chronicles! It's just spam to get people to buy products, ect.

On my other phone, these Mexicans kept calling me about "an important business call for Waldo." Hello, if it was that important, why would you be calling since December!?! Clearly Waldo does not have my phone or live in my house!


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