 I dont have very good credit, no bankruptcy, just a couple non payments adding to $800 can i purchase a house? |
| I dont have any collateral, but I have a great job and can definitely afford a home. What are the steps needed to purchase a home. I am going to be a newlywed in Sept. but my husband does not have ... |
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 How to use a credit card? |
| Say I have $500 that needs to be paid on a credit card. Once the bill comes in the mail does it help my credit score to pay off the whole balance rather than just paying off the minimum payment on ... |
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 Erh. Im soo mad my parents cancelled my credit card!!? |
| Ok,so they cancelled it b.c I went over my limit by 678$ what should I tell them inorder for them to uncancel it?!!... |
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 Does closing a credit card account hurt your credit in any way ? |
Got my first credit card the other day and was wondering whether to cancel it.
Additional Details
My current balance is 32 dollars but i plan to pay it in my next billing cycle.... |
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 Where's my wallet? It's been missing since last Thursday? |
I'm hoping there's some psychics out there.
Additional Details
I looked in the dryer and washer already, and I'd already gone through all my clothes... no dice... Checked ... |
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 How do i find a loan shark? |
hiya
im wondering how you can find a loan shark...? im trying to get a loan but cos of bad credit caused by my ex im finding it hard to obtain a loan for 15,000.
i know what ... |
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 Is this telephone abuse and if so what can I do? |
| is this telephone abuse and if so what can I do. I called the cable company and asked them about my cable, and this girl said if you want your cable like that it on you. then she kept sceaming at me ... |
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 Credit cards after bankruptcy? |
Please do not judge me or post nasty comments about bankruptcy...
My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and ... |
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 Should I file Bankruptcy or pay my debt? |
I am about 30,000 in debt, mostly from credit cards.
I was married already when the debt occured but they are all in my name, not my husbands. This weighs on me alot. I stopped paying on ... |
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 Actually, I had an interviewer ask me if they could check my credti??? I just said politely.. Why would? |
| you want to do that?...They explained it is policy and so forth...so my answer was No...I said it very nicely...I was SHOCKED that they wanted to go into my personal business????...My credit is fine.... |
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 When I try to add my credit card to my paypal account it keeps saying it is already in use by another account? |
| At first I was just using my paypal account to buy things on ebay; I was not selling anything. Then I wanted to sell something, but ebay said my email address could not be confirmed, so I had to ... |
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 Desperate for cash please help!!? |
| I've just found out that my newly aquired husband comes along with alot of debt..I need some ideas of how to make some extra cash..I've done the ebay,online surveys and I've already ... |
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 What Happens if I stop paying on my car loan? |
| Back in March, I purchased a car from JD Byrider with 22 % APR...( I know, I know). A week ago, I was in an accident, (a hit and run), so I didnt get any license plate numbers. As a result of the ... |
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 How old do you have to be to apply for a credit card? |
| How old do you have to be to apply for a credit card? (Discover, American Express, Visa...)... |
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 Can I use more my debit card and spend more that what is in my account? |
For example, what is I have 5 pounds in my account, but I want to spen 10. Will my card work?
I know there is the risk of overdraft, but I need to spend the money today and I will put it in ... |
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Jenna | Did you know that free credit-report.com are liars? |
I went online to obtain a free credit report for 30 days free trial membership.It is supposed to be free.They charged my account 12.95.How free is that? I called them and inquried about the reason for charging my account.They said that I already had a free trial in 2005.I did,BUT this is 2006.They said you could get a free report every year.Also why did I have to fill out forms to log in.The representative prompted to tell me that I didn't fill out new forms,because it makes you log in.BULL!!! I know what I filled out.IT SAID FREE F--R--E--E. and I filled out the forms.They just liars |
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jeremyduffy.com
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There are scams upon scams in this area. There is only one actual site for getting your free, by law, yearly credit report and you should never have to enter any financial data of any kind. If you do, you entered the wrong site address.
If you're concerned about finding the right one, go to the FTC's site at http://www.ftc.gov. They have a link to the one and only correct page (which I've also included below). |
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kcincon
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I used their web site last year but at the end there was a charge without any way to make sure it was free, so I did it by phone instead from this site: https://www.annualcreditreport.com/cra/helpcu |
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Barkley Hound
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THE ONLY PLACE WHERE YOU CAN GET FREE CREDIT REPORTS IS http://www.annualcreditreport.com/
All of the other sites sell you a reporting service. They give you a free report if you PAY FOR THEIR SERVICE. Don't be tricked by site names. The above site is the site that the Federal Trade Commission site links to. You can get a free report yearly from each of the 3 reporting agencies.
They will try to sell you your credit score. That will cost extra. |
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Marilyn C
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You did not go to the OFFICIAL web page. There ARE A LOT of places trying to cash in on people looking at their credit report. This is the OFFICIAL government page. There is NO FEE and you are offered ONE free report each year for each bureau. DO NOT use those other memberships...so go to the link provided and you will be able to access your report (and book mark the page) They have not done a good job of advertising this page because the credit bureaus still want their money. |
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Celeste
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There's only ONE site you can get a free credit report for each of the 3 credit bureaus once a year, and that's www.annualcreditreport.com.
Yes, you're allowed to get a free report every year. However, that doesn't mean FreeCreditReport lets you use their services for free each year! I bet when you signed up you reused the same information from 2005 and tried to re-register. If that's true, you already used up your free 30 days, now pay up, cancel and move on.
Learn to read the fine print!
Also FreeCreditReport.com has information about and a link to annunalcreditreport.com on the left side of the screen. |
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Jim K
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If a credit report site asks you for payment info (credit card number), they are going to charge you. That should have been a clue. |
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lingua06437
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Just get your reports direct from transunion, experian and equifax. They all have websites and they are easy to use. Why use an intermediary when you can go right to the source?
Their are more credit scams out there than you can shake a stick at. Think twice before you use any third party fancy pants websites or credit counciling services. A lot of them are scams.
You do a lot of the work on your own, just give your self the time and education you need to find out what you have to do. Here are some good sites:
www.scambusters.org
www.bankrate.com
www.about.com
Good luck. |
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Kenya
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I didn't know but thanks for the info. |
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maku d
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I AGREE WITH U
U NEED TO READ THEIR FINE PRINTS
IT HAPPEND TO ME TOO |
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rsampathrajan
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i did not know about this |
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Good Knight
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i'm not surprised |
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Barbie doll lover
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No, I didn't know that. Probably best to go to the actual credit report sites and request your report. Your right you are entitled to one free credit report per year from all three credit reporting agencies. I think the credit companies charge for doing the same work for you and being so called "watch dogs" It is a line of bull crap! |
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gtn
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You could get the free credit report for all three major credit agencies once ever 12 months. So if you get the same one in September of 2005 and get one with the same company in July 2006, they have the right to charge you. Also, getting your credit report is not the same as getting your score. The score you have to pay for. I try to get one from each of the agencies once every 4 months so I could spread it out.
Also, the url for is www.freecreditreport.com, credit-report.com. |
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Sweepy
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i didn't no that |
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