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 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return?
Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ...


 I am looking to buy a house, but my fico is low. How can I raise my scores - fast?
I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a ...


 I think I have been the target of fraud...perhaps a debt collection fraud?
Today I received a computerized voice message which stated that I should call back to discuss credit issues. I did return the call, but after 'waiting for the next available person' it ...


 How do I get a hospital to write off a medical bill? I was uninsured and racked up $20,000 in debt!!?
I am a single Mom working full time now, but I am just barely getting by. My $20,000 debt is killing my credit and making it so hard to live. I do not want to file bankruptcy....


 What do you do when you are a few steps from being homeless?
My family and I our loosing our home of 14 years all because we tried to help someone out that had no where to go, and was homeless, and now because HUD calls her an unreported person, we have lost ...


 When it comes to credit cards, which is best?
During this season I am out there buying gifts for everyone. I want to know which is best. Should I wet a credit card from each store lets say one from IKEA, one from GAP etc. Or just get one as C...


 What can I do to establish my credit?
It's not that I have bad credit. I just don't have enough credit. I have two credit cards, one small one for gas and for everyday purchases when I don't want to use cash and the other ...


 How long do we need to keep all the bank statements/utility bills/credit card statements etc.?
Recently i was shredding away loads of papers and didnt know what to do with these tho.And they occupy hell a lot of space and weight.Pls ...


 Why is the interest on my credit card going up every month despite paying more than the minimum payment
I have been paying £10 more than the minimum payment for a few months now but i've noticed that the interest I'm being charged is increasing. Last month it was £33 (back breaking aaaaargh)...


 What is the formula to calculate the credit score?
Don't need your guessings or "I think". Real serious answers from knoledgable people are very appreciated....


 Last year I refinanced my house and paid off approximately $40,000 in fairly old debt. What can I do to remove
paid debt credit report finances mortgage house management ...


 Has anyone filed bankruptcy without using a lawyer?
I've been thinking about filing bankruptcy using one of the websites that fills out all the paperwork for you and then all you have to do is bring them to court. they garuntee their work, if ...


 Does having a bankruptcy on your credit report keep you from getting department store charge accounts?
...


 How can I apply for a Credit Card without credit history?
...


 How do you get a credit card with bad credit?
Years ago I messed up my credit. Now I want to get a credit card to regain some credit but no one will give me a credit card....


 Can i borrow money while filing for chapter 7 bankruptcy?
I am filing for chapter 7 and i am having difficulty paying for the bakruptcy itself.Can i borrow money to pay for it if im not going to file on that loan?...


 How do I improve my credit rating?
I have quite a low credit rating (at 580 or so, it is considered "poor") and want to fix it. I have several items, collections and not, that I am currently paying off, although I am ...


 Can you be jailed for walking away from credit card debt?
what will happen if you are brought into court by the credit card company and you still refuse to pay can they jail you for that?...


 What's the best credit card for someone with no credit?
I literally have no credit. I'm looking for a card that will help me build GOOD credit, but also give me low APR and some wiggle room on the payments. Hopefully that makes sense. Let me explain. ...


 Is it good if I cut up my credit cards for a couple of years or will this hurt my credit.?
...



SweetBrunette
Do I have to pay a bill from my doctor that I went to 4 years ago?
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.

Do I have to pay this bill? If I don't pay it, will it becomes a lien against me.

I want free from this. What are my rights?
                     
 




Kim
Rating
Do you know if it's on your credit report yet? If it is and it's not a legit bill then you can dispute it and they have 30 days to prove to you that it's legit or it will get taken off of your credit report. If it isn't on your report then you need to call the number on the bill and try to figure out what it's about. If it turns out that it is from some services you had then you're going to need to set up payment arrangements.
Every place is different, but it wouldn't be held as a lien against you but they could file for a judgement against you. The company that I worked for only filed a judgement if it was over $500.


shes_apples
Rating
I wouldn't just pay it without a few questions. Ask them to provide you with a list of what the money is for. A simple visit to the Doctor shouldn't cost that much. See what else they are charging you for and why it took them so long to bill you. If it is a fair bill, then work out a payment plan rather than just having to find all that money at once.


luciousgreeneyedlady
Rating
call the doctor's office and tell them to check their records because you did not have a blood test. you do have to pay for whatever you did have done though. I would want to know why they are billing you four years later though.


Carrie
If you don't pay they can send a collection agency after you. That will lower your credit score.


Sweety
I'm not sure about in America but here in South Africa any claim for debt "expires" after 3 years and a debtor has the right to refuse to pay the debt. Not many people know this though. To be honest I would be very weary of paying this account. I would dispute the authenticity of the details i.e. the blood test and would request proof from the doctors office. Since you say that you did go and sort out your acne, perhaps you can make an offer of 200 dollars in full and final settlement of the account and see if they accept it.


joshuademex
Yes it could. The will turn it into a collection agency and soon it will be a lien against you.


whatever.
I think so.


Gertie
Rating
write them a letter requesting information about this bill. Did the doctor take blood from you? If he did you would probly get a bill from the person who reads the test and gives the results. sounds a bit fishy to me you should check into this immediately dont let this bill just sit and go unchecked. it could ruin your credit rating


Kevin C
Rating
you do if you want it not to show up on your credit report.
and make sure to get a letter saying that you payed it off and it has a zero balance if you pay it.


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