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 How do i get off credit black list?
refused credit,need to know why and how i can improve credit ...


 I accidently dropped my credit card in the kitchen sink full of water, will it still work in an atm (cashpoin?
i accidently dropped my credit card in the kitchen sink full of water, will it still work in an atm (cashpoint) ???..... i wiped my card dry with a cloth as soon as possible.. i'm just scared it ...


 Anybody know the best way to improve a credit score?
...


 How does a debit card and a credit card differ?
...


 How does any one get a cell phone or credit cards if they have bad credit?
...


 I don't want to be a co-signer anymore?
I co-signed on a student loan for my neice about two years ago. It is a private student loan. Well, to make a long story short.....I want to be taken off. She is hurting my credit because she ...


 When does a bankruptcy come off your credit report?
Is it from the file date or the discharge date?...


 I really need to get a car loan but i have bad credit my score is 521...whats a good website i can go to?
i need a website that will definately approve me for a new car loan despite my bad credit.... please helllppppp

i made some major mistakes when i was much younger and now no one can see ...


 Hi there i dont hav any credit cards only a cash point card ,how do i go about booking a flight only ?
...


 In regard to credit scores, is it better to pay off the entire balance or carry a small balance ?
It was my belief that the best way for me to build my credit score was to pay off the entire balance of my secured credit card each month. but I've been reading that it's better to make a ...


 How do i rebuild my credit history?
...


 Has anyone received their stimulus rebate by paper check in the mail?
My letter states we should receive the check by May 16th. Just wondering if anyone has received their check yet with that date?...


 Credit card question...say you have a credit card balance of $500, and you only have $200 in the bank...?
will paying the $200 be better than paying the minimum of $10 that's due on the due date? like will the interest percentage be lower or it would still be the same?? thanks....


 I have terrible credit. How do I rebuild without having to shell out a bunch of money or pay fees?
Only serious and mature answers, please. I have a bunch of hospital bills, two credit cards( closed out-1,000 each), and a few sporadic bills.
Additional Details
My ex had used my info ...


 How can I buy a house with no credit?
...


 How i can win a huge amount of money in a lottery?
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 How do I get a credit report without having to pay for it I keep running into to this problem help!?
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 How many of you haven't got a single thing on Credit this Christmas?
Everyone I know is having A credit Christmas and will be paying it off till next Christmas....what is the point?

We havent got a single thing on Credit because we start buying again just ...


 What is 1 divided by 0?
hahahahahahahaha if any1 answers it correctly then u r ...


 Do you think I can get a loan with a credit of score of 857 from experian?
Will experians scores and other reference agencies be similar?Thank.
I am writing from the UK....



Nickboi88
Do I have to sign the back of my new Credit Card?
                     
 




60s Chick
Rating
Yes. You don't want someone else finding it if you lose it and then forging your name, do you?


Jill&Justin
If you prefer, you can write "see ID"


P H
I NEVER sign the backs of my cards with my signature. Instead, one the ones that do not have my photo on the front of them, I write " check photo ID to name on card" My husband had his identity stolen about 2 years ago and this was the advice we were given by the cops and our bank to do with the credit cards. Your signature is not required and if you write "check photo ID" they should do it. This way, if someone has your card, their ID will not match.


Wayne L.
Rating
tell you the truth, by signing the back of your credit card is THE MOST STUPIDEST thing you can do !.. NEVER SIGN YOUR CREDIT CARD but instead write "Please ask for ID" or "See ID' Let say that you lose your card and someone attempt to use it. The salesperson will evetually look at the back of your card and he/she will automatically read out "Ask for ID' or whatever is on the back of your card. Best way to prevent un-authorize uses- Never sign your credit card !


Mitchell W
Rating
The back of the credit card indicates that the card is not valid unless is signed but it is generally considered as a security risk by many. Insiders in retail industry have many stories which confirm this stark reality. There are many issues with signing on the back. It can be copied and used for making fraudy transactions. A better alternative is to write "Ask for picture ID" in that place. When you do this always keep a driver's licence or a photo ID with you. The clerk will ask for that ID when he sees this written at the back of of your card. This will make the transaction a bit longer since the clerk will verify your particular with the Photo ID or driver's licence but take my word for it..It is the safest method. And safety counts for more visit http://www.card-gallery.com ....Happy shopping..:)


beauty is her name
yes...i cant believe ur askin that...


Maddow
You should send it to me in the mail. Unsigned!


Rebecca B
Rating
i believe it is best to sign the card or at the very least, if more more comfortable, write on the back - "see photo ID". then when signing for something get out ur licence or photo ID out.


Ali
Rating
You have to. If you don't, make sure you don't lose it and end up in the hands of really bad people.


nickfromct
Rating
yes. If you don't the store will ask you for ID.


drshorty
Rating
Theoretically, the credit card isn't useable until you sign it. But many stores will still take it.


mistresscris
Rating
Actually, if you don't sign your card, you will not be able to use it for any "in-person" transactions. This does not apply for online purchases.


Rusty Nail
Others posting saying "Yes" are correct.

But be careful about writing "SEE ID" on it. TECHNICALLY stores cannot accept a credit card that says those words on the back of the card (even though most do) ... but once at the Post Office they WOULD NOT take my card that said "SEE ID" and it was a real pain.

(P.S. They "verified" my signature at Walmart on Christmas Eve, and it looked nothing like the one on the back of the card ~ so I do not understand the system at all)


starting over
Rating
Do NOT sign it. Take an extra fine sharpie and write 'ASK FOR PICTURE ID' on the back.

This will prevent people from forging. Unfortunately many times no one looks at the back of it.

As a safety thing, everyone should empty their wallet every 6 months or so and make copies of eveything in it, both the fronts and backs. Put this in a safe place. In case your wallet gets lost or stolen you now know what was in your wallet and all the information you need to report it all including numbers and phone numbers.

Now that you have the copy of the back of the card that says ask for id, you are automatically given a bit more protecction, especially if the card is used in a store with a clerk. A person who finds it will hesitate to use it as well.


iceprincess_12_04
Rating
No, but if you choose not to, I would write SEE ID in big letters all across that space so that if it gets lost or stolen, no one can sign your name in that space. Also, that would make a cashier look at your id to match the card to you.


Mariposa
Rating
You don't have to, but you should be asked to show your id everytime you use your card.


sarava
i have gotten away with a few charges without signing it but eventually you sould sign it as i guess its for your own protection.


G L
your choice.
1/2 the stores will ask for ID and the other half won't
you can sign it "ask for ID" and still 25% of the stores will notask for it.
When gas stations went to pay outside verification of credit cards were no longer required by most stores. since pay at the pump does not get verified and the scan your own card inside the store does not always get verified cashiers do not need to do it either


Atrixo
You have to sign it to protect yourself. To avoid someone else use your card. To let the store clerks to verify the signature.

If you don't sign the card and lose it, whoever got the card could sign the back and use it. You would be held responsible for all charges.


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