 Is it safe to associate my credit card with paypal? |
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 What credit card is best for me? |
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 If I do a balance transfer to just one credit card from 2 will it hurt my credit? |
| I recently got 3 low balance high interest rate cards. I got approved for $750 recently which was the highest and it has 0% for 12 months. Obviously I want to do a balance transfer but I am afraid ... |
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 A cr. card company suing us in small claims court for a debt that is not on our credit report? Can they win? |
Additional Details
My fiance' doesn't even know if this is his debt? Since it is not on his report- how can we know? How could the collector prove that? I mean, it is pretty ... |
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 What's a good credit card for a 21 year old? |
I'm 21, and looking to build credit.
I'd like to apply for a card today, but first I thought I'd ask all of you which cards you would suggest for me. What's a good, reliable ... |
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| I have 2 major credit cards (one visa, and one mastercard), 1 debit card with the mastercard logo (I'm not sure if it's techinically a credit card, I don't think it is), and 3 credit ... |
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| I'm being charge a late fee of $40 for nothing!! I owed $27 for the month but after I returned something and got the credit on the card the balance was $1.06. I sent it on time and everything ... |
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 I need Help!! I have bad debt!? |
| I would llike to obtalin a loan to pay off all of my debt an no lender is willing to give me a chance. When I first turned 18 years old i was careless ran my credit cards and uitility bills up and ... |
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 I have claimed back bank charges from my bank? |
| i have claimed back bank charges from my bank,totalling £1250 and they have sent me a letter offering me £725 as a gesture of goodwill that they will credit to my account if i accept it.However i ... |
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 What is the best way to build ur credit score? |
| I have minor stuff in collection and ive been told that it doesnt effect me much. should i pay it off? would that improve my credit score after its been in collection?... |
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 I have not so good credit my credit score is 593 and I want a credit card for the holidays? |
| Is there anything I can do to get a guareented credit card or a company that is willing to offer one to someone with my score... my credit report only has medical bills and 1 $50.00 blockbuster thing ... |
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 I am thinking about cancelling some of my credit cards, will that affect my credit? |
| i have a couple of cards, but am thinking about cancelling one or two, both of them are paid off. will that affect my credit in any way? my score is already at a low 568. i am trying to increase it.... |
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 Still on collection report after 7 year period (1999)? |
Ok.. was reviewing my credit reports and found numerous debts that are passed the "7 year mark", however they still appear on all 3 CRA (Equifax,Experian and Transunion).
What is the ... |
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 Is it true that when you marry someone you both have the same credit score? |
| Okay.. I have worked really hard to get my credit right. The guy i'm about to marry has bad bad credit. Is it true that when we get married, I'll also have bad credit , the same credit that ... |
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 Does it wreck you credit score to switch from one 0APR credit card to another when 0% runs out? |
| i.e. have your balance transferred from one 0% APR to another 0% APR card and then closing the first card out.... |
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monochrome R | Do I really have to pay back Credit card debts? |
Additional Details
http://www.freedom-school.com/mary_elizabeth_croft.pdf
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Michele
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You might. If its just a bill in collections, you dont HAVE to do anything. If the bill gets a judgement placed against it, and an asset hearing has occurred, your wages can be garnished, and you have no choice. |
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Steve D
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Of course you do.
Hey Yahoo! I'd like to nominate this for the dumbest question of the week award. (And there have been a lot of contenders.) |
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Amanda H
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Yes. Credit cards can garnish your wages if you dont.
You'll also never be able to buy a home or car, unless you've got the cash. . |
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Lets find the way
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Yes if you want to lead a tension free life. Paying debt helps in many ways some of them are:
(1) keeping your credit score good enough
(2) also it builds your relations with bank and they come helpful in the time of needs
(3) You remains away from legal issue |
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aj1020
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Are you serious?? YES! |
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kel_230
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of course. Credit cards are not free money! I make a point to only use my credit card if I know I can afford to pay off the bill at the end of the month. If I know I can't afford to pay a 400 dollar bill, I will make sure that what I purchase will fit in to the money that I do have. Never spend money that you don't have. Credit cards are a way to build a credit history to lower your interest rates and allow you to have a history to reflect on if you were to want a loan to buy a house or a car. Credit cards are only good when building a credit history if you keep in good standing with the company. Even if you can only make the minimum payment (which I wouldn't recommend, because you are basically just paying the interest) it is better than not paying at all. Becoming delinquent on payments is never good. Good luck! |
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Together
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This Mary Elizabeth person is a quack and a conspiracy theorist. People will say anything to avoid debt |
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nebula7693
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No you do not have to pay back credit cards. Here is why: You will lead a much more exciting life always being on the run from bill collectors. Think of all the places you will see as you travel the country running from the creditors.
You will develop all the skills needed to become a politician. You will learn how to lie, cheat, and doublespeak. Valuable skills if you have political aspirations. Is your last name Clinton?
And finally, just imagine all the things your children will NEVER have because you chose to live a life of dishonesty. You will neve be able to offer them a stable home to live in, they will be changing schools every year and never learn to develop meaningful relationships (what happy marrried lives they will lead) and forget them having anything nice because you will always be taking on low paying and low key jobs so the bill collectors will stay off of your trail.
That sounds like a much more exciting life than one of financial stability and responsibility. I don't know why I chose the boredom and monotony of a mortgage, car, and financial independence. What was I ever thinking? |
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KWILLIAMS
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ESPECIALLY CREDIT CARDS.UNSECURE CREDIT IS WHAT ESTABLISHES YOUR CREDIT,WITHOUT THIS YOU WILL HAVE NO SCORE OR IT MAY BRING DOWN YOUR SCORE A LOT! IF YOU PAY NOTHING ELSE..... ALWAYS PAY FOR CREDIT CARDS,MORTAGES AND FURNITURE STORES ,ETC.
ESPECIALLY CREDIT CARDS!I THINK YOU UNDERSTAND.! |
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David K (The Real One!)
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As much fun as I have had reading the responses of my fellow responders, I can only answer based on my own experiences. I assume this does NOT apply to you, but I think it should be said. I live in Canada, and work for American Express Canada as a customer service agent/supervisor. It is our corporate policy that debts $10.00 or less are too negligible to go after. If one of our customers' current debt is a measly $6.00 of remaining interest for example, they can ignore the statements for upwards of a year, not incur any more interest, not be reported to the Credit Bureau, and have the $6.00 eventually written off.
I realize your question was perhaps meant facetiously, and in truth it sounded fairly humourous to me as well. All I know is that my company would ignore non-payment for $10.00 or less - anything more than that though, and we will fulfill the terms of our contracts and report customers to the Credit Bureau or to collection agencies should the need arise. |
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dbrisk
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hmmm lets think about this one.... yea you have to pay it back, what kind of question is that? |
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Sub S
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if you're in debt, i suggest you take a look at this site. just fill out the form and take it from there. |
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