Ian R
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No it is not like a gift card with interest at all! First off a gift card is prepaid. A credit card you are spending money you don't have. Basically taking out an instant loan, and for this convenient loan you will have a high interest rate. Usually between 20 and 25. And yes the target card can be used anywhere, the target card now has a visa symbol on it so it can be used anywhere you want. |
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SPIFIMAN1
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Yes they do. I look at credit every day and see them all the time. |
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♥♥The Queen Has Spoken♥♥
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Yes even store charge cards show on your credit report.
Credit by any other name is still credit... and shows up if reported by the creditor. |
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Tracy M
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Credit cards are credit cards...of course it will show up on your credit rating. |
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Marysue
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Nope. All lines of credit should appear on your credit report. |
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dillon b
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yes any thing thats credit will |
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irishmollie
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Yes, they most certainly do! Use your credit wisely! |
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Michelle B
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yes, anything with your name on it that has to do with money shows up on your credit report. Target cards can be used elsewhere because they are partnered with Visa. So even though they could be considered "gift cards with interest" it'll still show up on your credit report. |
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crystal
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Credit cards will show up on your credit report. Even when you ask for a loan or a credit line if you do not obtain it (get the money) It will show on your credit report and low your score. |
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Sgt Big Red
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If they are pre-paid cards then NO they don't appear on credit reports.
If they are revolving charge accounts and you get a statement every month, then they WILL show up and YES they are only usable in the store that issued the card. |
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dbethanid
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Yes visa or some other credit card company issue the cards for target and walmart. So it is an actual credit card. |
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Sherrell
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Yep - if you owe it you better pay it or you will regret it later. |
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Duane
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Yes, they will show up on your credit report so use them wisely!
Go to the website below and read all of it! You will be really interested in the section" how credit scoring works" in particular! I would also get a credit monitoring service. you can check your own credit reports as often as you want to and not damage your credit score!
These days with identity theft on the rise, credit monitoring is cheap insurance! |
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organbuilder272
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They are still CREDIT" and if you abuse them they will be reported to the national credit rating groups.
What makes you think that credit card does not mean credit card. You have signed an agreement that you will pay the balance due. You also included in that agreement that if you are delinquent all sorts of bad things will happen. If oyu do not know what a credit card is, you should not have one because they can get you deeply into debt problems. |
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