 Which credit card companies will give credit cards to someone who is a discharged bankrupt? |
| A friend of mine was made bankrupt a few years ago, but has been discharged for about 18 months or so. So he can try and build his credit up, which credit card companies would allow him to obtain a ... |
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 At work they want me to do tasks that go against my beliefs.am i being unreasonable by refusing? |
| i work for a place that distributes loans. i got the job through an agency and was told itd be basic admin work. now they are trying to get us to take applications for loans and take money from ... |
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 I am in desperate need of a loan and I have horrible credit in the boston area? |
| I am interested in obtaining a loan to pay off debt that I find myself sinking into. The problem is, I have horrible credit. I dont want it to get worse. I have a great job but I was recently hit ... |
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 I am only 17 and i have a credict card with chase. i pay my monthly bill but am i messing up my credict? |
Additional Details
i pay my bill,more than the minimum, i make random payments.but i was just wondering how will it effect my ... |
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 Credit card debt! please advice.....? |
| So basically I have 2 maxed out credit cards. One of 2,000 and the other 500. I'm a really broke college student. The little money I make I need it for food, shelter, supplies etc. That's ... |
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 Is it possible to buy a home with really BAD credit? |
| My husband and I have really bad credit. We both were in previous marriages and that is were it all started. He has a foreclosure on his credit report because his ex decided she wanted to keep the ... |
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 Can debt collection agencies impose deadlines on repayment? |
Hi,
I've just been contacted by a trace and collection agency, who reckon I owe an electricity bill from 5 years ago! Madness!
Anyway, do they have a legal right to impose ... |
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 Are debt collectors allowed to call your work? |
| I tell them go away I'm at work and youre keeping me from making money, but they think they can keep calling me at my office.... |
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 How bad is it on my part if i continue to pay my mortgage late? |
| I have up to 15 days every month to pay, but i sometimes pay after . I don't mind paying the late fees, it's not an issue. How about credit wise (there is nothing that i can do right now to ... |
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 What is the worst case senario if my car payment is late? |
say 2 weeks late?
Additional Details
im kind of embarrased to call and tell them it will be that late. i ran into a difficulty this month and something more urgent came up. i was trying ... |
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 Can a cell phone or cable bill late payment affect your credit? |
hello,
I have a ton a bills and i forgot to pay my cell phone and cable bill on time. They were only 5-10 days late. i know when you are late with a credit card the day after it, its on your ... |
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 How can colletion agencies buy out you debt and keep it on your credit report? |
| Why is this possible. It's like it will never go away. A 10 year old debt came back from the dead recently. It is crazy. 10 years ago. I'd like to move on with my life now and just when you ... |
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 How do you spell budget? |
| like i'm on a tight ... |
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 I have a quick question about a credit card? |
| ok, lets say you have a credit card with 500 dollars on it, then you spend 100 dollars, you pay back the whole 100 dollars to the credit card company....so do you have the 100 dollars back in your ... |
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 Just filed bankruptcy, when will my credit be better? |
| hello, I just filed for bankruptcy oct 25th, i haven't received my discharge yet , but will be very soon. I was wondering, how long will it take before my credit gets good enough to maybe get a ... |
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 Credit card question... Please read. I'm confused? |
My credit line is 200.. So my bill will be about $20-30. But Interest is 24 %... So will I have to pay Alot more?
It's my first credit card
Also, If I pay in full- Will I ... |
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steph9950 | Do credit cards charge you for the annual fee if you don't use your credit card? |
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SpringSunshine
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If you sign up for a credit card with an annual fee, they will charge you for it regardless of usage. There is no connection between balance and your annual fee, so if the account is open and you are able to use it, then it is subject to all the fees you agreed to when you signed the application. When you receive your card, you also receive the contract stating exactly when and how your annual fee is applied.
If you have any concerns about your specific account, try calling your credit card company and speaking to a real human being. The best way to get an accurate answer is directly from the source. |
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Mom of 2
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Yes they do and will. I forgot I even had a card until I received the bill for the annual fee. I cancelled that card immediatey! |
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EvilWoman0913
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Yes. |
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jamesPurple
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Yes they do.
But you can switch to a card with no annual fees. |
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answer guy
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Yes they do. More likely to have them waive the fee if you are a heavy user of the card, but you can ask. Threaten to leave to another company if they don't waive fee. |
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spattman
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Especially if you don't use it. They make their money two ways. Interest charges and fees. The annual fee is guess what? A fee. You can always ask to have it waived. But sometimes that's a bit like saying you'll take all your money out of your bank if they don't...whatever. I don't know about you but my bank account balance would make my banker chuckle if I threatened. |
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AlaskaMusher
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Every year. And they might even raise your rate if you don't use it. Read the contract. "Waaaa I don't have time to read the contract." Well then you get what you deserve. |
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Wise Credit
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Yes, If they have an annual fee they will charge you for it every year. Also some cards like First Preimer Bank will Charge you for credit line increases.
First Premier Bank charges 29.00 for credit line increase even if you did not ask. |
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John H
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Some credit cards carry a yearly usage fee. They usually carry a lower APR however the best deal on credit cards can be found at your local Credit Unions. No annually fees and low rates. They work for their members and not stock holders. You as a member are the Credit Union. Lower rates better service. |
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tony p
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No they do not |
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