 If someone got a hold of my credit card number? |
Realistically, what could they do with it?
My Wife freaks out when i throw out old receipts with our credit card number on them, but I tell her they would need our full name and exp date ... |
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 How does knowing your credit score save you money? |
| Your credit score is your credit score. There is very little you can do about it or with it. It is like your age or I.Q. How will knowing what it is help you?... |
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 Can I remove a late mortgage payment from my credit report? |
| Is this possible? There are companies that say they can. Is that true?... |
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 Good first credit card? |
Apart from capital one, which i already have, whats a good first does anyone know of a good first credit card for building credit?
(I don't have bad credit, just limited and am trying ... |
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 I Owe $8000 on My Discover Card....Can i negotiate with them to pay half? |
| I been paying $224 a month never missed a payment, But i am losing hours at work, and owe on to many things...Is it possible to pay just half of the $8000 say like $4000 and if so how can i do this..... |
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 Can I solve a debt problem before going to court? |
| After my divorce I ended up with almost all the bills. Some of these ended in collection; now I received a letter stating that I will get sued. I called the agency and told them that I want to start ... |
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| Whats the fastest way to build credit? |
| Whats the fastest way to build credit? I have no damn credit history. What should I do? what credit cards are easier to get? have long will it take before I get my own credit card? any tips? ' 5 ... |
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 Is it best to ring debt collector companies? |
| When it isnt your debt.I keep getting debt collector letters sent to my address,they are not for me,its not even for a previous tenant and I have lived at my address for 4 years.after the first ... |
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 I have some old debt on my credit should I ...........?? |
| just let the 7 year period run out on them since they're so old or what? I don't use any of my credit anyway as I pay cash for everything and my husband's credit is excellent. So we ... |
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 Fired from credit union, bad credit? |
| Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W... |
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 How will this work? |
| My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ... |
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 Bad credit home loan? |
| My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ... |
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 Debit card payments? |
| is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!... |
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 Is it a good idea to get an unecured loan to pay off credit cards? |
| So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ... |
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 Collection Agency Phone Disconnected? |
| I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ... |
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 Question about overdraft fees on checking account? Please help answer? |
| I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ... |
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 Does Anyone know about pass due bills, what I mean is I heard after 7 years they are cleared, is it true? |
| I'am asking for a friend, she's a big fan of Susie Ormen I think that's her name she's a Financal adviser, well I just want to know is it true.... |
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| Is this a violation of the Fair Debt Collection Practices Act? |
| I made arrangements with a debt collector to pay off a balance in 3 monthly installments. The arrangement was sent to me in writing by fax. All payments were to be taken out of my checking account ... |
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Kyle D | Do credit cards have a minimum purchase amount? |
I just got my first credit card and I wanted to try it out so I went to the grocery store and bought a soda. However my credit card was declined. The card is activated and I'm certainly not over my limit, so what could the problem be? |
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Becky F
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How embarrassing. No there is no limit on how small a purchase...and if a store tries to tell you..you have to buy at least 5.00 or whatever, they can get in trouble for it. They also can't charge a fee for anything over 1,000.00 or whatever...That is also illegal. They can get in trouble for that too. I've had several declines and I know it shouldn't be the card. I wonder if there is something wrong with the CC machine or terminal...it's not uncommon...They can also run the card with out charging it. To see if it is good. Next time you use it and that happens ask them to get "authorization only" and see what happens. If it is approved, then they can go ahead and do the real sale. If not, have them call the CC company and ask them why...they may need to talk to you. |
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Rich Z
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Yes the credit card agencies usually ask for a minimum purchase of five dollars (and stores or gas stations themselves ask for higher sometimes).
This just came up in Boston because the city started buying pricey credit-card based parking meters. Then they found out, after the purchase, that there was a 2 dollar minimum and people who parked and just wanted to get 25 cents worth of time raised heck about it. The city finally threatened to take them out if the minimum was enforced and it worked for them. Most credit card users are not that lucky. |
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cork
 |
most cards to......
and most stores have a mini also. |
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David L
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You would have to ask your credit card company. Sometimes invididual stores will require a minumum purchase. This, however, is in direct violation of their merchant agreement. They just don't want to pay the fees.
But again, check with your bank or credit card issuer. |
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Sunny
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Try another purchase somewhere else and if that doesn't work, call your credit card company. |
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jameslankford
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because of transaction fees, some retailers have enacted a policy of min. purchase amounts to make the transaction profitable for them. For instance, at a gas station down the street from me, you have to purchase $15 worth of gas to be allowed to use a credit card. |
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♥ Tracy ♥
 |
There is no minimum purchase required for your credit card, however....there might be a minimum purchase required at the location where you use it because of their fees. :o) |
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BryanB
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Credit cards don't have a minimum limit, but some stores do.
maybe you have to activate the card before you use it. call the company. |
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wondering...
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The credit card company does not, sometimes a store does have a minimum purchase limit...maybe a five dollar purchase....as they have to pay a fee because you are using a credit card in their business. |
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