 Under Career Tools, if you click on the Average Credit Score, the 3rd box recommends you use this product for? |
| This is the Yahoo Hotjob trivia. I couldn't find the answer, I click the Career Tools, but I didn't see Average Credit Score, so need help.... |
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 How many numbers or on a credit card? |
| iv never had one how many are there?... |
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 Where can i get a credit card without having credt? |
i already tried target and bank of america
Additional Details
i just got denied for the capital one visa ... |
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 Credit cards? |
| 3 years ago i got behind in payments on credit cards and got a ccj on one of them after a few months i was able to pay all my cards off in full. would i now after all this time with no debt be ... |
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 Should I be mean to my credit card company? |
| I have never missed a payment, never overdrawn. This months bill just came in and they jacked the apr to 31.24%. I mean WTF is that? They will not even discuss it. I think I will max it tomorrow ... |
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 I need a personal loan of 1700 in 3 days!! HELP? |
| I need a personal loan of 1700, if I don't have it in 3 days the company will take me to court. I have bad credit because of this company, so no banks want to lend to me. I am an honest person ... |
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 Is it possible for someone who has just gone through bankruptcy to receive a new credit card? |
| My mother-in-law is 89 and has just filed for bankruptcy due to $37,000 of credit card debt incurred over many years by her son...primary caretaker. I am concerned that he enjoyed "getting away&... |
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 Which card is safer dibet card or credit card to shop online? |
i am just scary to shop online but i dont know which card is safe and how do i know which site is safer PLEASE GIVE ME SOME HINT ABOUT WHICH SITE IS SAFE AND WHICH CARD IS MORE SAFER
THANK YOU... |
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 Credit Problems? |
| I'm 21 years old and have been trying for over a year to get a credit card, and no matter what credit card I apply for through whatever company, I always get declined. I have no idea why. I was ... |
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 I need a loan for a car but i have no credit ? |
| i need to get a car i could pay monthly payments but not a whole lot what do you recommend should i try to get a loan or what i am confused HELP!!!... |
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 What are some things I can do to improve my credit in the short-term? |
| I want to improve my credit. I know what to do overall but I need to know what to do in the short-term to increase my credit score.... |
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 What happens if you say you never received your credit card and you really did? |
| I recently called my salute credit card company because im sick of the way they do buisiness and the way they've been taking out funds from my bank account without my approval but they claimed ... |
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 Debt and Overdraft problems. Advice please? |
Hi,
I was made reduntant from my job last September. I worked for a large bank and they layed off 80% of the department.
I had only been there 8 months so I was not elible for ... |
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 Credit Card without large fees? |
Additional Details
I am talking about the annual fees and application fees. I know there will be fees for late payment and I am not talking about that.... |
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azkoolchik | Do credit repair Co. really repair you credit by improving your credit score? |
I was wondering if anyone who has been to these credit repair companies? If so, do they really repair your credit? Bye how much? How much did it cost? How long was the process? What's the company name you went to? Would you recommend it to others? What other advice do you have for others that want to improve there credit score? or What to look for? |
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davidg32
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Go to Consumer Credit Counseling...they'll do everything that can legally be done. (Some of the things you see advertised are not legal, and some companies claim to be able to do things that they CAN'T.)
Best of all, CCC is a non-profit organization, and won't cost you anything. |
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only-trying2help
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look here for great credit repair http://www.researchitforme.com/wesayes/creditrepair.html |
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Warren H
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They try to remove items by protesting them with the credit reporting agencies. This is a very grey area legally because if the item is legit, it is fraudulent to claim that it is not.
If you have items on your report in error (a lot of people do) you can protest them yourself and they will be removed improving your score. It isn't hard and a lot cheaper than the companies. |
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askyourq
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I would strongly advise you to take a look at the information out there on the internet regarding credit repair companies and the enticing offers they present.
For instance, this is a great article warning against falling prey to credit repair scams:
http://www.bankrate.com/brm/news/debt/debtcreditguide/repair-scams1.asp
The gist of it is, anything the credit repair companies can do, you can do better - and cheaper.
Good luck!
-AskYourQ |
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Taylor B
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All I can say on this topic, is that while yes, they will assist you in paying off your debt, it also shows that you went to a credit counseling business. Which, from what I've heard is a bad thing. |
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Trouble
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I used to own my own credit repair company and can tell you that yes we do fix your credit which in turn raises your credit score. It is a time consumming process-which is why it is rather expensive. I charged an up front fee of $200 plus a monthly fee(as do others) of $50. Like I said,it is a lot of work and does take time-usually about 6 months. Hope I helped. |
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★★gone♦fishn'★★
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yes they work, BUT!!!..... You can do the same thing they do all by yourself........
1st, get a copy of your credit bureau report...Then sent a "dispute letter" to the credit cureau (Transunion/equifax/experian) on every collection account, whether you owe it or not....Do not close any credit accounts you have, leave them open, trust me.. This leaves you more available credit giving you a higher score.. You can also read up on it at msn money, they have some old articles on it... make sure you pay the minimums on any open credit you have also. You can usually negotiate lower interest reates and many times settlements in full right over the phone with your creditors. ... I work in the credit industry.... |
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soar
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Some of these companies are scams. Be very cautious with whom you are dealing. Why don't you talk to your bank, they may be able to give you some direction. |
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mommy2myboys2000
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yes if you have a consumer credit counseling service in your area go threw them and they do help repair your credit score i have been threw them and with in months of paying off my cc debt i had many offers, but watch your self don't do what i did and get back in debt again. We are currently back with the company and I will be debt free in about 2 1/2 yrs. |
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NONAME
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Nope! itz a scam get non-profit credit help company they will help negotiate y'r rates and paying off y'r debts then time will heal all wounds! |
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Crystal Violet
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My friend from work did this, basically you give the company the authority to negotiate with all your creditors for you. And you pay one monthly amount to them, instead of paying your bills.
Then they let your accounts go past due, until the companies are willing to negotiate, sometimes they will take like half the cost off, for example if you owe $3000 on a card, they might be able to get it down to $1700 or so. Not always.
The process was going to take a long time, a couple years. And during that time your credit is bad still. Plus you will get creditors calling you to collect debt. You just have to tell them you are going through an agency and they need to talk to them. But they may keep calling.
Chase Manahattan bank even called my friends work. They were really . I was working the switchboard and told them we were not allowed to take that kind of call due to company policy. (Which has to make them stop. Creditors are NOT allowed to harrass you at work). This woman was like "Why don't you just do your job and transfer the call." I had to be really firm with her for about 3 weeks before they stopped calling work. I would never do business with Chase because of that experience.
For my friend I think it was a good process to help her get a hold of her debt. But she had some trouble controling her shopping instinct so you have to treat the root cause too.
Good luck. |
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jan d
 |
They provide credit counseling:
Credit Counseling Programs
http://www.complete-debt-info.com/category/Credit-Counseling-Programs.html |
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