 Does anyone know where I can obtain a free credit report, from one of the three main credit bureaus? |
Without having to do it online (I don't want to give credit card info).
Main credit bureaus: Experian, Equifax, Trans Union.... |
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 Will paying off delinquent credit help? |
| I have delinquent credit from about 4 years ago that i havent touched....Its way delinquent. If I track down the creditors and pay it off how much will it help my credit...Currently I have a 608 ... |
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 Bankruptcy? |
| I have some debt, that I know I will never be able to pay off. Atleast in this century. It's not that I owe a whole lot of money, it's just that I am not the richest person on earth. I have ... |
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 I loaned some one money to buy a boat. This person failed to meet the requirements of the contract. what can i |
| My boyfriends son needed money for the purchase of a boat. I loand him the money and made up a contract with him for repayment . the boat was put up as colateral and I have a lien on the boat. He has ... |
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 How do you manage your credit cards? |
| Just wondering how some people handle there high credit cards amount in order to lower them w/out consolidating! I only have one credit card and the dollar amount really isn't that high it'... |
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 A credit card for a 13 year old? |
| What do you suggest? I'm going to DC in April and I'm bringing a credit card (If I could find one). My parents said I should bring that and cash, because we need to pay for everything thats ... |
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 What can i do to make my credit report better? |
| recently i lost my job and had financial troubles. eventually it led to a cell phone, and one credit card company refering me to a collection agency. now i know it will be on my report for 7 years, ... |
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 Please Answer!!!! Help!?!?!? |
| Wells-Fargo is threatening to garnish my wages concerning a credit card I haven't paid in awhile. I haven't had the money and they have threatened to garnish my wages. Can they do that???... |
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 Cant pay credit card debt? |
I used to live in the UK and moved to US 3 months ago.
My plans didnt work out well and Im bankrupt, I dont have any debts here and can afford just to live on my earning but Im in debth to ... |
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 Are there any good sites where I can check my credit? |
| I got different credit scores from 2 different sites, why is this? if anyone knows of any good sites post them here, I would appreciate it, thanks.... |
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 Is it better to negotiate charge off amounts with creditors or pay in full? |
| should i negotiate a discount? or pay in full? whats better for my credit report/ does it matteR?... |
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 I want to improve my credit but all my debt is at least 3 years old and all in collections. What to do? |
| My credit score is currently 570 and I want to improve it but because my debt is all in collections and they are all at least 3 years old I don't know what to do.... |
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 Credit card problems? |
| i tried to order something through Paypal (which i do all the time), but the transaction didn't go through and it said that my card was denied by my credit card issuer. I didn't cancel my ... |
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 Is there a way to get your money from someone who borrowed your credit card? |
| I let my friend use my credit card to charge something, he said he was going to pay it right back in a couple of days, or he could put the limit right back on my Visa with his Visa. But since I let ... |
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 I have a 1 year old debt, does credit get worse the longer I don't pay? |
| I'm currently 20 and about a year ago had to visit the hospital due to an ear problem. The bill is approx 2,500 and I have yet to pay it. I have no other form of credit history that I am aware ... |
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Katherine | Do credit repair companies really help fix your credit? |
I know that I can dispute and correct items myself.. But I'm wondering if I would get better results if I paid someone to do it...Has anyone had good results? |
 |
 
Lianne
|
Anything they can do you can do yourself. They charge alot of money are not very successsful, and often when they do manage to get something off down the road if it is later proven that it actually does belong there it goes right back on. The FTC has a warning about these kind of companies. See http://creditwisdom.blogspot.com/2006/09/deal-on-credit-counseling-repair-and_15.html |
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only-trying2help
 |
see if this helps answer some of your questions
http://www.researchitforme.com/wesayes/creditrepair.html |
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muffin007
 |
I would stick to disputing it yourself, since I have had many friends who have been screwed out of 500 bucks by credit repair companies. They do the same thing as far as disputing the debts but the only difference is that they have pre-made forms. I have seen books that contain pre made forms to dispute if you dont feel comfortable with typing the reports yourself. |
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Medic123456789
 |
Those companies do not do anything you can't do yourself. Just take the time to dispute the information yourself. |
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gum s
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You can do it yourself....try here:
Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-credit.com/category/Step-by-Step-Credit-Repair-Guide.html |
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Hermit
 |
Very briefly: There is NOTHING they can do that you cannot do yourself. |
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Luckys Charm
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Do it yourself. |
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shhbanvar
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probably not, it really depends.
--------------------------------------...
http://www.bestcreditrates.net |
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David D
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I found some good info here. |
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BethS
 |
Whatever company you plan to go with, check them out on the Better Business Bureau website www.bbb.org. I tried to consolidate some debts once. The first company I went with seemed okay online, but when I called them, they really rushed me through the process & didn't give me time to think things through. They really scammed me! :( If you can find a company that's non-profit, so that route. The non-profit group I worked with was great!
Also, you might try www.clarkhoward.com. Clark Howard seems extremely knowledgable about financial matters on his radio show. There is probably an email address on the site, if you'd want to get his opinion. |
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neko
|
I don't know about the companies, but they have got to be better than disputing it yourself. I disputed my report online and they said the charges still stood and were legit. Didn't matter that I wasn't even 18 when my credit got all screwed up, because they even have the wrong year of birth for me.
So it's gotta be at least a little more effective. Good luck. =) |
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