 Can The Bank Take Money From My Checking Account 4 Credit Card??? |
| My checking account and credit card are through the same bank. I stopped paying on my credit card and it's gone 2 collections. What I want 2 kno is can the bank take money out of my checking <... |
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 How long does it take for a store to refund/give credit back to a debit? |
I'm not sure if my question makes sense..but this is what happened...
I recently returned an item at H&M and asked for a refund, which is supposed to give me back credit on my ... |
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 Would company turn down cash payment? |
| I have only done this once but what if you order something and instead of sending in a check or money order you attach cash to the form.Would a company refuse it or demand that you pay another way.I ... |
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 How do I get a loan from the bank to start a small business if my credit is bad??? |
| Im in school for Massage Therapy, I would like to get a loan to buy different things to start a Massage Therapy business in my home. I things like tables, oils, chairs, uniforms, supplies........ |
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 Check scam? |
| a strange thing happened last week. i received a check delivered overnight thru ups. it was made out to me for $2000.00. i took it to the bank and they funds were not available. so i waited a few ... |
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 How bad should your credit be before considering bankruptcy? |
| In other words, If i have a lot of negative items, and a score of about 560, should I just go ahead and file, or try and battle through everything? I have a mortgage that I am behind on and 2 car ... |
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 Ebay paypal? |
| is a payment by paypal only protected if you purchase off ebay,or are all paypal payments protected upto £500... |
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 If your check is being garnished for an unpaid debt can you file bankrupt? |
| or sue the debt collector for collecting on a debt that is over the statue of limitations?... |
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 Credit card hellpp meee? |
| ok i close my credit card at the point that it was about 563.00 know i receive a call that is 800 and something does it continue going to go up after close also they call and they tell evreyone how ... |
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 Whats a good way for a person like me who has no credit to get a credit card? |
| I have been applying for credits cards for a while online and stuff and it seems as if I cant get accepted and im guessing cause I have no credit history so I was just curious is there a website i ... |
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 Good 1st credit card? (plz read details)? |
I am 18 & have not had a credit card b4, I am looking 4 1 which i could use free (provided i payed the balance of monthly) & if possible 1 which gives cash back or points.
I have no ... |
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 Experian is saying that my credit score is 703. Why can't I get an auto loan? |
| I am only 19 and I have a lack of credit history but with a credit score of 703, why can't I seem to find someone to finance the car that I want? I make approx 35000 annually, so I definitely ... |
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ebmart2004 | Do credit repair specialists really work and are they expensive? |
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Mandi
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No. There is no way to remove things from your credit report if they actually happened. If you have things that were a misunderstanding you can contact the companies yourself and ask for them to be removed. But these are scams. |
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VideoCreditScore
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You should consider a NFCC (Natl Federation of Credit Counselors) accredited firm in your area. Do a yahoo search on your city or state and CCCS. These outfits are non profits that charge minimal fees of $20 for Debt Mgmt Plans [ DMPs] and Counseling. You should always try to tackle credit first on your own as doing a DMP does ding your credit. Our suggestion of when to seek credit counseling is when you can't make even minimum payments on your cards, or you have several items in collections. If you are paying more than the minimums, you might benefit from just more credit education and we recommend viewing Lessons #1, #2 and #6 on our site. http://www.videocreditscore.com |
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sixjonzez
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my husband are trying to spruce up our scores and have been with Lexington Law for 5 months now, have had a total of 5 bad accounts deleted w/ all three bureaus totaling over 10k. you can do it yourself, but it is a lot to keep track of, it's all about the letter writing. i have been pleased but it takes awhile, i would say a good year before it really impacts your fico.
$99 detainer, and anywhere form 39-99 a month per person. |
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ruben218
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I will say this much, i have removed about 9 or 10 accounts from my credit report which were actually mine. i disputed them over and over until i had them removed. now i only remain with about 2 negative accounts which i havent been able to remove. like everyone tells you, you can do it on your own!! |
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James L
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I paid $89 I think it was and I pay $35 per month. They let you quit anytime. I used http://www.creditlawgroup.com/index.aspx?rid=r0013 and i've had 3 collection accounts removed. I was young and stupid and allowed myself to get into unnecessary late payments but i've been able to get things fixed little by little. I used that site since they have attorneys working for you instead of just trying to get it done yourself and maybe not getting the same results. |
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triffid
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Most of them(99%) are scams.do research on the internet on what your rights are according to the state you live in .They do not pay your bills to get you into a default state so they can make deals with the people you owe.Kevin Trudea's book"credit cures they don't want you to know about" is a good college course all by itself on credit and what your rights (federal) but not state by state.State by state go on the web. |
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Sgt Big Red
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Some do and some don't but they all charge a fee (even those so called no-for-profit ones.
Avoid credit repair agencies that charge a fee to improve your FICO score by removing negative, but accurate, information from your credit reports. No one can force credit reporting agencies or lenders to remove accurate information from a credit report. Credit repair companies often take your money without delivering what they promise, or provide only temporary improvements of
your score, sometimes by removing accurate information that will reappear later.
There are too many dishonest credit counseling services in operation. Knowing that 60 percent of their clients will drop out of the program, they try to collect as much as they can upfront from debtors. Watch out for hidden fees written in the contract that allow the counseling service to keep all or most of the payments you make during the first few months as their fee. These agencies don't care about helping you get out of debt; they only want to collect $200 or $300 from you as quickly as possible knowing there is a good chance you will drop out soon.
Hope this answers your question. And like some have said, they charge you for what you can do on your own. |
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SPIFIMAN1
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I quote from the 2008 edition of the Consumer Action Handbook "if the information is accurate, only time and hard work and a personal debt repayment plan will improve your credit report. Credit repair companies advertise they can erase bad credit for a hefty fee. Don't believe it". |
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SlimMick
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They can't do anything that you cannot do yourself....for free....No one has insider secrets to removing negative info on credit reports...so don't bother paying anyone.... |
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its not my time
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Whatever they can do so can you. You have a good working human brain just as much as they do. You can call up your cc company and negotiate your payments, tell them what you're able to send in each month.
Credit repair specialists are very pricey. If you go to anyone for credit repair make sure its a non-profit organization. Even after you pay off your debt, it'll stay on your credit report for 7 years but after that it falls off and you get a fresh start.
Always make sure to go to http://annualcreditreport.com to check your credit report. I believe you can get 1 free credit report from them a year. |
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