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 What can I do once my debt has reached the seven-year mark? The debt collectors won't stop calling!?
I have old credit card debit that has been considered past due for about eight years now. How do I know if it has been removed from my credit report (or if I need to do something to have it removed). ...


 Should I make more than the minimum payment on a zero interest credit card?
Here's the deal, I'm in the first few months of a zero interest intro apr on one of my credit cards. The credit card company monitors whether I pay less than (not gonna happen), equal to ...


 Are you smart when it comes to your credit card?
I learned to only use it for car repairs and food what about you....


 Can i get a mobile phone contract without having a credit card?
...


 My ex borrowed my credit card and now wont pay the balance. What legal options do I have against him?
Two years ago my ex boyfriend borrowed my credit card to purchase a computer. After I finally broke up with him and have started dating someone else, he refuses to pay off the balance of what he ...


 Im 13 i need money as soon as possible?
my parents are struggling for money at the moment. so am i. in only 13. my mum is struggling with her job, dad is gonna move out soon. we have no money at all. when i write this i am on 15p electric ...


 Can 17 yr. old's own a debit card?
I want a debit card or at least a credit card but I can not find any business that would give a person my age a card. Is there any, if so what bank?...


 Why i was rejected for credit card?
i turned 18 in december so i should have credit right? but they've told me im rejected because of a bad credit score i havnt got anything that could effect it except internet but thats always ...


 What is the best way to get out of debt?
My mum is in a lot of debt, I've been making the payments for the last year but I can't do it any more. She can't work due to a disability she's had for 20 years, so is on ...


 I have bad credit I need a loan for at least 5000 dollars can any one help,the loan is for catching up on bill
...


 I am 15, and i want to learn about credit cards,can someone teach me?
i just want to know do you have to have one when you get older?

are they bad to have?

and how do they work?...


 Should I take out payment protection on my unsecured personal loan?
I am taking out a personal loan over 3 years, and have been offered payment protection which will cost almst £50 per month. I am in a very secure job (virtually no risk of redundancy) with good ...


 I just got a credit card?
I just got a platinum credit card, with a 10,000 dollar spending limit. If i spend all the money in one day will i have to pay back 10,000 in one payment or will i have to pay payments like 500 a ...


 Have i been accepted for a credit card???
i applyed for a capitalone credit card about a week ago and i got a letter today to say " congratulations you've been accepted" i just ave to sign the the agreement papers and send ...


 I need a personal loan I have very very bad credit? I don't want a payday loan.?
...


 Help! i requested a bad credit loan. R. Brown from Nigeria said he could help with a $75 fee. is he legit?
...


 Will anyone love me if I'm poor?
I am 22 years old, almost 23, never kissed, never dated, and now I'm facing being sued for money and having my wages garnished. Will anyone ever want to be with me, knowing that I have all this ...


 Is it true if you quit paying your credit cards in 7 years the debt will be erased?
I just heard that if you cant pay on your credit cards anymore that after 7 years it will disappear from your credit report, kind of like a bankruptcy....


 Have you ever been charged for going over your overdraft limit at your bank?
The Sunday Times this morning has an article about how the banks are repaying their illegal charges imposed on customers who have gone over their agreed overdraft limit.... for up to the last 6 years....


 My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?
i was unemployed for 15 months and a friend loaned me 10000.00 to keep me going . I am back at work but i need to pay back this debt and now my credit sucks because both my wife and i were unemployed....



Landon
Do i have to sign the back of my credit card?
or is it mandatory?
                     
 




natex14
You don't have to sign it, but if you don't someone else can, and then when the store checks your signature, it will match theirs. Some people put check ID on it, so everytime you use it, they should be asking for your ID. That can also save you from someone stealing your signature.


ξℓ Çђαηφσ
the first time i used one they were like, "oh u didnt sign it i need to see id" it depends on the cashier


jules
Rating
I'm not sure about the US but in Canada, it is getting more popular just to write on the back, "ask for ID". That way, if you card gets stolen, they dont have your signature and they can't use it as easily.


Paris Flea
I don't, and besides they never really look anyway.


Adam B
Rating
alot of people don't. I write see id on mine, just to see how many people ask.

the post office will make you sign it. they said it was invalid untill it was signed. now you don't even have to give to someone to check. just swipe it and go.


Luckys Charm
see id or blank. it really dont matter cause where i'm from they asking for id anyway


!#$%^&*(
Rating
no you don't have to sign, with a Sharpie write "CID" so they will look at another form of ID


voandginger
No....however someone else can sign your name and use. Put "Check ID" on the back. Cashiers should be asking for your ID but this typically only happens at hotels, convenient stores and shops around Christmas time.


BlueFire
It's not mandatory to sign it, but it is in your best interest. If you lose it and someone forges your signature, the clerk can determine if it is authentic by comparing it to the signature on the card. You should post on the back of teh card, "Check ID" and this will help the security issues as well. But signing it is in your best interest.
Some retailers require it (postal service) and others could care less.


summertyme82
Most cards, credit and/or debit say "not valid unless signed" as a practice, I do check id on every customer I help. So for your protection, there should be some type of mark on the signature strip, as to prevent fradulent purchases. Its only for your protection.


Barbie doll lover
Rating
You could write "See ID" on the back of the card and show your drivers license.


MaryBeth
Yes...a lot of places will not accept it if it is not signed.


dottielasvegas
I believe if you read all that crap paperwork they send they tell you to sign it. Besides, that's why the space on the back says "authorized signature".


pcgirl2006
Rating
I don't sign my, I write "Please ask for ID". It actually works, this way nobody is supposed to be able to use your card.


amy
i see a lot of people put 'check ID' in the back, so i guess you can put that!!


cyclist
Rating
Yes it is mandatory and is for your protection. If someone tries to use your card and the signatures do not match, they will be stopped and the card confiscated.


DTs ;^ )
You should, yes... it is mandatory and you do have to ...

;^)


Mike G
Rating
Only if you want whoever finds, or steals it, a copy of your signature, lol....I have found that most people will not check the back of your card anyway, but in case they do, as a bit of extra security, I write on the back of my cards "PLEASE CHECK ID".....and then I always thank the clerk who actually does it for helping to protect my credit!


lisathebestone
Rating
no u dont and cashier dont even compare the signature anyway and the check id thing doesnt work they dont even care!


Clarissa
Rating
I never did


lovenice
You don't HAVE to, but you should. The major credit card companies like Mastercard, Visa, and American Express all tell their merchants not to accept cards that are not signed. So to prevent refusal should sign.


freedomnow1950
You are being foolish if you don't. Although most clerks do not check your signature, if your card is lost or stolen, your signature on the back could make the difference between identity theft---or not.


Jessi
its best to put "Ask for ID" on the back...that way the cashier has to verify that you are who you say you are


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